KOBETA or (Korperasi Bersatu Tenaga Malaysia Berhad) is a corporation that provides Personal Loan specifically to government staffs and police forces in Malaysia. This corporation provides 2 types of personal loan which is KOBETA Al-Rajhi and KOBETA Cash-i. KOBETA Al-Rajhi provides a maximum of RM 200,000 financing with 1 year to maximum of 10 years repayment period. The repayment is done via auto deduction from applicant’s salary via Angkasa program. The maximum deducting should not be more than 60% of your salary. Eligibility First of all you must be a government staff or  in PDRM employment to qualify for the

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