HSBC Housing Loan Hsbc Ideal Home Plan is a property loan from HSBC Bank Malaysia Berhad that requires regular systematic repayment from the borrowers. The Ideal Home Plan provides the borrowers a financial amount of RM 100,000 in Peninsular Malaysia and RM 120,000 in East Malaysia. Another property loan from HSBC is named HSBC Home Smart which is a flexible home loan and offers the borrowers a financial amount of RM 300,000 to RM 600,000. The flexible home loan able to helps the borrowers in term of reducing their total tenure and interest payment when there is a payment worth

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