UOB Personal Loan is an unsecured personal loan that requires no guarantor. This loan provides from RM 5,000 to a maximum of RM 100,000 financing at a repayment from 1 year to 5 years tenure. If a borrower is self employed, he or she can only apply for a maximum of RM 50,000 loan. The interest rate starts from 9.99% (flat) p.a. to 11.99% (flat). p.a. The interest you can enjoy would depends very much on your monthly income, credit score and loan tenure. Generally you can enjoy better rates with higher income as you are considered lower risk level. The table

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