After demonetisation banks were in the forefront of bringing back calm in the lives of the people affected by the surprise decision by Government of India. Kept out of the loop of the decision making on demonetisation, banks did all they could to bring back normalcy to the financial system of the country. Though remonetisation isn't complete, banks and Bank employees were largely appreciated by the common man for their efforts. However many decisions that were taken by the bank after the demonetisation chaos subsided were purely anti-people.

In the essay Banks' daylight robbery of the middle class, this writer argues how banks' decision to put penalty on all those who can't keep minimum balance in their accounts is nothing but daylight robbery of the middle class.