The first step to being Spend Savvy is to make conscious decisions about what you’re spending money on. While it’s tempting to keep up with the latest trends or buy that new dress, consider if those purchases align with your financial goals. Being a smart spender also means taking the time to compare prices before making a purchase, whether online or in-person. This way, you can be sure that you’re getting the best value for your dollar and minimizing unnecessary expenses.post

Travel Rewards Unlocked: Using Points Strategically for Maximum Value

Another key aspect of Savvy spending is to set and stick to a cash budget. While this may seem boring, it’s a great way to stay mindful of your expenses and avoid impulsive spending. Alternatively, try setting a certain amount to automatically transfer to your savings account each month so you’re consistently building up a solid financial safety net. Finally, always pay off your debts on time and avoid taking out new loans or credit cards.

Taking advantage of your rewards points or Travel miles is an excellent way to lower your out-of-pocket vacation costs this spring. While the most popular redemptions are for flights and hotels, you can also save significantly by booking tour activities and transportation through the Chase Ultimate Rewards travel portal.

While these options are not the most ideal, they can help you stretch your points and miles further than just a standard hotel or flight booking. Remember, it’s about meeting your travel goals, not flying around the world in first class (unless that is one of your priorities). Ultimately, there will be times when it’s best to just pay cash and skip the rewards altogether.

…

The post Spend Savvy – Take Advantage of Points to Pay for Your Next Getaway first appeared on Serial Insomniac.