Last week, I unintentionally went and listened a public talk in a local bookstore about a Plan that could help us save 50% loan interest. Well, my first thought was - this Plan must be a scam! Because banking industry is very competitive. Thus, I decided to spend a couple of minutes to investigate the PLAN via listening the 'shows' .

After the speaker introduced lots of unrelated 'knowledge' such BLR, interest, debt, small story, out-of-debt, into-debt and Bla Bla bla, finally, I figured out that the Plan really works! However, I really cannot see any point to subscribe their service. This is because I really do not think that a basic knowledge about housing loan should cost us few thousand dollars (maybe even more). Therefore, I hope my sharing in this post can save your precious time and hard-earned money.