Are you looking for ways to make some extra cash with your smartphone? With the rise of mobile technology, there are now numerous Money-making Apps available for both Android and IOS devices. From taking surveys to completing small tasks, these apps provide a convenient and flexible way to earn money in your spare time.

But with so many options out there, it can be hard to know which apps are legitimate and which ones are scams. In this article, we’ll take a look at some of the best legit money-making apps for Android and IOS, so you can start earning extra cash today!

Money Making Apps following categories list

1. Survey apps: Survey apps like Survey Junkie, Swagbucks, and Google Opinion Rewards allow you to earn money by taking surveys on your phone.
2. Cash-back apps: Cash-back apps, like Rakuten and Ibotta, allow you to earn money back on your purchases at certain stores and retailers. Simply scan your receipts or link your accounts to start earning cash back on your purchases.
3. Passive income apps: Passive income apps like Nielsen Mobile Panel and MobileXpression allow you to earn money by simply installing an app and letting it run in the background of your phone.
4. Gaming apps: Gaming apps offer a fun and entertaining way to earn money in your spare time. From trivia games to casino-style apps, there are numerous options available for both Android and IOS devices.
5. Investing apps: Investing apps like Robinhood, Acorns, and Stash allow users to invest in stocks, ETFs, and other investment vehicles with low fees and no minimum account balance requirements. These apps are a great way to start investing and growing your wealth.
6. Miscellaneous: Miscellaneous money-making apps like Sweatcoin, Foap, and Receipt Hog provide unique opportunities to earn money by walking, selling photos, and scanning receipts, respectively. These apps offer a fun and creative way to earn some extra cash in your spare time.
7. Gig and sharing economy apps: Gig and sharing economy apps, such as Uber, Airbnb, and TaskRabbit, provide convenient ways for people to earn money on a flexible schedule. These apps offer a variety of services and tasks, from driving and delivery to cleaning and handyman services, making them accessible to a wide range of people.
8. Apps that aren’t worth downloading: Some apps can be a waste of time and storage space. These apps may not offer any real value, contain excessive ads or malware, or simply not function properly.

Survey Apps

If you’re looking for a convenient and easy way to earn some extra cash in your spare time, survey apps may be a great option for you. These apps allow you to earn money by taking surveys on your phone, providing valuable feedback to companies and organizations in exchange for compensation.

Survey apps have become increasingly popular in recent years, with options available for both Android and IOS devices. However, it’s important to be cautious and choose legitimate survey apps to ensure you’re not wasting your time.

In this article, we’ll take a closer look at survey apps, how they work, and some of the best options available for earning money from your phone.

1. Swagbucks

Swagbucks is a popular online rewards and cashback program that allows users to earn points or “SB” for completing various activities. These activities include taking surveys, watching videos, searching the web, and shopping online. Once you accumulate enough SB, you can redeem them for gift cards or cash through PayPal.

Swagbucks was founded in 2008 and has since grown to become one of the most popular rewards programs on the web, with over 20 million registered users. The platform is free to join and offers a wide range of earning opportunities, making it an easy and accessible way to earn extra cash or rewards.

One of the unique features of Swagbucks is its referral program, which allows you to earn even more SB by referring friends and family to the platform. Swagbucks also offers daily bonuses and special promotions to help you earn even more points.

Overall, Swagbucks is a legitimate and reliable way to earn rewards and cashback for your everyday activities online. With a variety of earning opportunities and flexible redemption options, it’s a great option for anyone looking to earn a little extra cash in their spare time.

2. Survey Junkie

Survey Junkie is a legitimate online survey platform that pays users for their opinions on various products and services. The platform has been around since 2013 and has gained a reputation for being a trustworthy and reliable survey site.

To get started with Survey Junkie, users create a profile and fill out a basic questionnaire about their demographic information and interests. They are then matched with relevant surveys based on their profile information. Each survey typically takes around 5-20 minutes to complete and pays anywhere from $0.50 to $3 or more, depending on the length and complexity of the survey.

One of the benefits of Survey Junkie is that it has a low payout threshold, with users able to cash out once they reach $10 in earnings. Payment options include PayPal, e-gift cards, and direct bank transfers.

Survey Junkie also offers a referral program where users can earn additional points by inviting friends to join the platform. The points can be redeemed for cash or gift cards, making it a great option for anyone looking to earn some extra cash in their spare time.

Overall, Survey Junkie is a legitimate and reliable survey platform that provides a convenient way for users to earn money by sharing their opinions on various products and services.

3. Rakuten Insight

Rakuten Insight is an online market research company that specializes in providing data-driven insights to businesses and organizations worldwide. Formerly known as AIP Corporation, Rakuten Insight is a subsidiary of the Rakuten Group, a global e-commerce and internet company based in Japan.

Rakuten Insight operates a global panel of over 3 million registered members in more than 100 countries, allowing businesses to conduct surveys and collect data from a diverse range of consumer groups. The company offers a range of research services, including online surveys, focus groups, and in-depth interviews, and provides customized research solutions tailored to the specific needs of each client.

With a strong focus on quality and data privacy, Rakuten Insight has earned a reputation as a reliable and trusted partner for businesses looking to gain valuable insights into consumer behavior, market trends, and industry developments. The company’s extensive experience and expertise in the field of market research, combined with its global reach and advanced technology platform, make it a leading player in the market research industry.

4. SurveyMonkey Rewards

SurveyMonkey Rewards is a survey app that allows you to earn rewards for completing surveys. It is available for both Android and IOS devices and is free to download and use. The app offers a variety of surveys on different topics and takes anywhere from a few minutes to half an hour to complete.

The rewards for each survey vary but typically range from $0.25 to $1.50. Once you reach a minimum threshold of $5, you can redeem your rewards for gift cards from popular retailers like Amazon, Target, and Starbucks. SurveyMonkey Rewards also offers a referral program, where you can earn extra rewards by referring friends to the app.

With over 20 million users worldwide, SurveyMonkey Rewards is a popular and reputable app for earning rewards by taking surveys.

5. InboxDollars

InboxDollars is a popular online rewards club that allows users to earn money by completing a variety of tasks such as taking surveys, watching videos, playing games, and reading emails. The platform is available for users in the United States and Canada, and it offers a simple and easy-to-use interface for users to complete these tasks and earn money.

One of the unique features of InboxDollars is the cashback program that allows users to earn money back on their online purchases at over 30 major retailers, including Walmart, Target, and Amazon. The platform also offers daily deals and discounts on products and services, allowing users to save money while earning cashback.

In addition to earning cash, InboxDollars offers users the ability to earn gift cards and other rewards for completing certain tasks. Users can also participate in sweepstakes and other special offers for a chance to win additional prizes and rewards.

To start earning with InboxDollars, users simply need to create an account and complete a profile survey. From there, they can begin taking surveys, watching videos, and completing other tasks to earn money. The platform offers a variety of payment options, including PayPal, e-gift cards, and traditional check payments.

6. LifePoints

LifePoints is a global online market research panel that allows users to earn rewards by participating in surveys and providing their opinions on a variety of topics. Founded in 1946, LifePoints has over 5 million members worldwide and operates in over 40 countries.

The platform provides a flexible and convenient way for users to share their opinions and earn rewards, which can be redeemed for gift cards, PayPal cash, or other rewards. LifePoints also offers a mobile app, allowing users to complete surveys on-the-go and earn rewards anytime, anywhere.

The platform is free to join and offers a user-friendly interface, making it easy for anyone to start earning rewards for their opinions. With a wide range of survey topics and opportunities, LifePoints is a great option for anyone looking to earn extra cash in their spare time.

Cash-Back Apps

Cash-back apps are a great way to earn money back on your purchases. These apps offer rewards and cash-back deals when you shop at certain stores and retailers. Some popular cash-back apps include Rakuten, Ibotta, and Dosh.

With these apps, you can earn a percentage of your purchase back as cash, which can be redeemed for gift cards or transferred to your bank account. By using cash-back apps regularly, you can earn extra money while still enjoying your favorite stores and brands.

7. Rakuten

Rakuten is a cashback app that allows users to earn money back on their purchases at select retailers. Formerly known as Ebates, Rakuten partners with over 2,500 stores to offer cashback on purchases ranging from clothing to electronics.

Users simply need to sign up for an account, shop through the Rakuten app or website, and earn cashback on their qualifying purchases. Rakuten also offers additional savings through coupon codes and special deals.

With no annual fees or charges, Rakuten is a great option for anyone looking to earn some extra cash on their everyday purchases.

8. Ibotta

Ibotta is a cashback app that allows users to earn money back on their purchases at participating retailers. Users can browse offers on the app and add them to their account before making a purchase. After the purchase is made, users can upload a photo of their receipt to the app and receive cash back for qualifying items.

The app also offers additional ways to earn cash back, such as by referring friends or completing certain challenges. With a wide variety of participating retailers, Ibotta is a popular choice for anyone looking to save money on their purchases.

9. Fetch Rewards

Fetch Rewards is a mobile app that allows users to earn rewards and cashback for their grocery purchases. With the app, users simply take a photo of their receipts from grocery stores, convenience stores, and other retailers, and earn points for each qualifying purchase.

These points can then be redeemed for a variety of rewards, including gift cards to popular retailers and cashback offers. Fetch Rewards is free to download and use, and is available for both Android and IOS devices.

10. Upside

The upside is an innovative cash-back app that focuses on helping users save money on gas purchases. During our testing, we discovered that Upside users can earn up to 35 cents per gallon in cash-back rewards at select gas stations, with 25 cents or less per gallon being more typical.

But that’s not all – Upside is quickly expanding its offerings beyond just gas, with opportunities for cash-back rewards at various retailers and restaurants.

When it comes to withdrawing your cash-back earnings, Upside keeps things simple. You can withdraw your funds at any time, with a nominal fee of $1 per withdrawal. Once your balance reaches $10, however, you can withdraw your earnings for free.

Overall, Upside is an excellent option for anyone looking to save money on gas and other everyday purchases. With easy withdrawal options and an expanding range of rewards opportunities, this app is a must-have for savvy shoppers everywhere.

Passive Income Apps

Passive income apps offer a simple and convenient way to earn money without having to actively work for it. These apps typically involve installing an app on your phone that runs in the background and collects data, which is then used for market research purposes.

Some of the most popular passive income apps include Nielsen Mobile Panel, MobileXpression, and Panel App. While these apps may not provide a significant amount of income, they can be a great way to earn some extra cash with little to no effort.

11. Nielsen Computer And Mobile Panel

Nielsen Computer and Mobile Panel is a passive income app that allows you to earn money simply by installing the app on your computer or mobile device. The app runs in the background and collects data on your internet usage, which is then used by Nielsen to track consumer behavior and trends.

In exchange for installing the app, you can earn rewards like gift cards and sweepstakes entries. This app is a great option for anyone who wants to earn passive income without having to put in any extra effort.

12. Capital One Shopping

Capital One Shopping is a free browser extension that helps online shoppers save money while shopping. It automatically searches for better deals, discounts, and coupons for the items in your cart and applies them at checkout.

The extension also compares prices from different retailers and notifies you if the item you’re interested in is available at a lower price elsewhere. Capital One Shopping also provides price tracking and alerts when the price of a product drops, allowing users to make informed purchasing decisions. It is a great tool for anyone looking to save money while shopping online.

Gaming Apps

Gaming apps are a popular form of entertainment for both Android and IOS users. From casual puzzle games to more complex strategy games, there is a wide range of gaming apps available for download. Some gaming apps also offer the ability to earn money, such as through in-app purchases or by winning virtual currency that can be exchanged for real cash or prizes.

With the growing popularity of mobile gaming, gaming apps continue to evolve and offer new features and experiences for users.

13. Mistplay

Mistplay is a mobile app that allows users to earn rewards by playing games. The app offers a variety of free games, ranging from puzzle games to strategy games, and rewards users with points for every game they play.

These points can then be redeemed for gift cards from popular retailers like Amazon, Walmart, and Starbucks. Mistplay also offers a referral program, allowing users to earn additional rewards by referring their friends to the app.

With over 10 million downloads on the Google Play store, Mistplay has become a popular option for gamers looking to earn rewards while playing their favorite games.

14. Blackout Bingo

Blackout Bingo is a popular mobile game that combines classic bingo gameplay with exciting power-ups and bonuses. The objective of the game is to match numbers on a bingo card and achieve a “blackout” by covering all the numbers.

The game features various power-ups that help players clear their cards faster, such as the daub booster and instant win. Players can also compete in tournaments and earn rewards, such as coins and tickets, to purchase more power-ups and bingo cards.

Overall, Blackout Bingo is a fun and addictive game that provides hours of entertainment for players of all ages.

15. Solitaire Cube

Solitaire Cube is a mobile app that provides a fun and exciting twist on the classic card game of solitaire. Developed by Tether Studios, the game allows players to compete against each other in head-to-head matches for real money.

The game’s unique gameplay and cash prize incentives have made it a popular choice among casual gamers and competitive players alike. Solitaire Cube is available on both Android and IOS devices and is free to download, with in-app purchases available to enhance the gameplay experience.

Investing apps

Investing apps have become increasingly popular as a way for individuals to invest in the stock market, ETFs, and other investment vehicles right from their smartphone. These apps, such as Acorns, Robinhood, and Stash, offer an easy and convenient way to get started with investing and offer low or no minimum deposit requirements.

They often feature user-friendly interfaces and educational resources to help users make informed investment decisions. While investing always carries some level of risk, investing apps can be a great option for those looking to grow their savings over time.

16. Public

We absolutely love Public as an investing app for individual stock purchases. What sets Public apart from other investing apps is its simple and streamlined interface. The app is very easy to navigate, making it a great choice for novice investors who are just starting out.

Unlike other platforms that offer complex features like futures trading and options, Public focuses solely on the essentials. Plus, as an added bonus, they offer a fantastic sign-up incentive. By simply creating an account, users receive free stock worth up to $300, without even needing to make a deposit!

17. Fundrise

Fundrise is an impressive platform that distinguishes itself by providing the opportunity to invest in commercial real estate projects with just $10. With this platform, you can earn passive income through quarterly dividends and additional investment income when a property is sold.

It’s an innovative solution that enables you to invest in real estate without a large upfront investment, making it accessible to more people than ever before. So, if you’re looking to diversify your investment portfolio and explore the world of real estate investment, Fundrise is definitely worth considering.

18. Acorns

Acorns is an innovative mobile app that automates your investing and simplifies the investment process for beginners. This easy-to-use app has two key features that make it stand out from other investment apps. Firstly, Round Ups automatically invests your spare change from purchases made with your linked debit or credit card, helping you save and grow your portfolio over time.

Secondly, Acorns Earn offers cash back on purchases from partnered retailers, which is directly deposited into your investment account. Using these features, you can easily build a diversified investment portfolio, potentially earning passive income or contributing to your retirement.

Miscellaneous Money Making Apps

Whether you’re looking to earn some extra cash by taking pictures of products at local retailers or achieving your fitness goals, there are a variety of apps available that can help you accomplish your goals. These apps may not fit into one of the categories mentioned earlier, but they are still effective tools for making extra money and achieving personal growth.

So whether you’re looking to earn some extra cash on the side or simply want to improve your health and well-being, these apps can help you reach your goals in a fun and engaging way.

19. Foap

Foap is an innovative mobile app that enables you to monetize your phone camera by selling the photos you snap. With Foap, you can earn passive income as a single photo can be sold multiple times. One of the best ways to boost your earnings is by participating in missions. During missions, Foap collaborates with various brands to showcase how their products are used in everyday life.

Foap’s payment system is incredibly user-friendly. Although there is no minimum threshold, you can expect to receive payments once per month via PayPal. This means you can cash out your earnings whenever you like, without any hassle. Try Foap today and turn your photography skills into a lucrative income stream!

20. Bookscouter

Bookscouter is a highly favored app for avid book readers, offering a hassle-free way to sell used books. Simply scan or enter the book’s ISBN number and Bookscouter generates a list of companies that are interested in buying the title, along with the amount they’re willing to pay for it.

Savvy sellers who earn the most on this platform know how to find used books at a low cost, such as from garage sales or library book sales, and leverage the app to pinpoint the most profitable ones instantly.

21. Field Agent

Looking for a way to earn some extra cash while exploring your local area? Field Agent is a unique app that offers an exciting opportunity to make money by completing various tasks around town, such as taking pictures of products and assessing customer service at stores.

Not only is this a legitimate side hustle, but it’s also a great way to get paid for walking around your city or town. While it’s best suited for those in urban areas, you can maximize your earnings by living near a high concentration of participating businesses. Plus, the app is completely free to use!

22. EBay, Craigslist And Other Selling Apps

Selling your stuff can be a quick and efficient way to make some extra cash. There are various apps available that cater to different needs when it comes to selling items. If you want to sell locally, then Craigslist, Facebook Marketplace (within the Facebook app), and OfferUp are excellent options.

On the other hand, if you want to sell items outside of your local area, then eBay is your best bet. Although shipping is required, you have access to a wider pool of potential buyers, making it an ideal platform for high-demand items like collectibles and iPhones.

Gig and sharing economy apps

The emergence of the gig and sharing economy has provided numerous legitimate avenues for earning money via your smartphone. These opportunities range from on-demand delivery positions to odd jobs and much more.

23. Neighbor

Looking for an easy way to earn some extra cash? Look no further than Neighbor, the app that lets you rent out unused space in your home for money. Whether you have an extra garage spot, driveway space, shed, attic or basement, Neighbor makes it easy to list your space and connect with clients.

While there may be some initial effort required to set up the storage and get started, once you’re up and running, there’s very little work involved on your part. With Neighbor, you can turn unused space into a source of passive income and start earning money today!

24. DoorDash

DoorDash provides an opportunity to make extra money by delivering restaurant take-out orders. To become a Dasher, you need to have a vehicle, such as a car, bicycle, or scooter, a valid driver’s license, and proper insurance.

One of the benefits of working with DoorDash is the flexibility to schedule your shifts in advance or use the DashNow feature during peak hours. While this means you may have less scheduling flexibility than other delivery apps like UberEats, it also means you can expect a steady stream of orders due to fewer drivers working at any given moment. This can be an advantage for those looking for a consistent income stream.

25. Instacart

Looking for a flexible and independent way to earn some extra cash? Consider joining Instacart, a platform that lets you earn money by shopping for and/or delivering groceries. As an Instacart shopper, you can set your own schedule, which is a huge perk of working with gig economy apps. Keep in mind that weekends and other peak times typically pay the most per hour.

Instacart shoppers are paid per order, based on the time it takes to complete the order, and delivery drivers also receive tips from customers. Whether you’re looking to supplement your income or earn some extra cash on the side, Instacart is a great option to consider.

26. Fiverr

Fiverr is a top-notch freelance marketplace that stands out for its diverse range of tasks available. What sets Fiverr apart from other platforms is that it puts you in the driver’s seat, allowing you to create your own unique gig and sell it to interested buyers.

With Fiverr, you have the flexibility to offer jobs that can be executed entirely from your smartphone, such as video editing, proofreading, and photo editing, just to name a few. Whether you’re a seasoned freelancer or just starting out, Fiverr is the perfect place to showcase your skills and earn a good income.

27. Uber

Uber offers a convenient and flexible way to earn money with just a single app. With a massive customer base of over 100 million active monthly users across 900+ cities, there’s plenty of demand to keep you busy. As a driver or delivery partner with Uber, you can enjoy the freedom of working whenever and wherever you want, without the need to set a strict schedule.

By simply opening the app and making yourself available, you can accept the gigs that fit your schedule and preferences. Plus, whether you’re driving people or delivering food, you have the option to request an instant payout for a small fee, allowing you to get paid the same day you work.

28. Rover

Rover is an innovative platform in the pet care industry, specializing in services such as pet sitting, dog walking, doggy daycare, and boarding. With Rover, you can easily connect with local pet owners in need of these services and earn extra cash. According to Rover, pet walkers can make up to $20 per hour, making it an attractive option for anyone looking to make some extra money.

This app is particularly well-suited for individuals living in urban areas, as they can often take out multiple dogs and cover short distances. However, for those in less populated areas, offering boarding services can help maximize your earnings.

29. Steady

Are you feeling unsure about which gig economy job to pursue? Look no further than Steady, the app that compiles local gig economy and money-making opportunities all in one place. With Steady, you can easily browse available jobs and find options that match your schedule and skillset.

But that’s not all. Steady also features a vibrant community of gig workers who share valuable insights and tips to help you earn more and succeed in the gig economy. Whether you’re a seasoned pro or a newbie, Steady can guide you towards the right gig economy job for you. Give it a try today and start building your dream gig career!

30. Airbnb

Have an extra room or second home? Renting out unused space could be a lucrative option. Airbnb estimates that by renting out a spare room at 50% occupancy, hosts can earn up to $750 per month. Unsure if it’s worth it? The app offers a user-friendly calculator to help estimate potential earnings. Take advantage of your unused space and start earning extra income today.

Best Money Making Apps: Final Thoughts

As I compiled this list, my top priority was to ensure that each app was legitimate and worthwhile. With so many apps available, it can be tough to navigate the ones that collect data without providing real opportunities to cash out earnings. However, this list features only the cream of the crop, offering legitimate ways to earn extra cash.

Swagbucks is our top pick as the overall best money-making app due to its wide range of earning opportunities. For those looking for a cashback app, Rakuten is an excellent choice, while Survey Junkie offers a best-in-class paid survey experience.

While using these apps won’t make you rich overnight, they can provide a small source of extra income. And if you’re willing to put in the effort, apps like Uber and DoorDash can even turn into lucrative side hustles.

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