Interest rates in the United States of America have been on a decline for over 40 years.  Source: J.P. Morgan Guide to Markets Over the past 10 – 15 years however, rates have practically reached very low levels. While it was possible to earn 4% - 5% from a short-term Certificate of Deposit or a Savings account before, today rates are more pitiful. Source: J.P. Morgan Guide to...

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