2023-06-02 07:15
If you’re a recent college graduate with limited cash flow, paying off student loans can feel like an insurmountable task. It’s easy to feel trapped, as you feel the pressure to… Read More
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The College Investor | Investing And Student Loan Blog
thecollegeinvestor.com
The College Investor is a personal finance and investing blog focused on helping millennials escape student loan debt and start building wealth.
2023-06-01 07:15
The efficient frontier is a modern investment concept that, among other things, suggests that money held in cash positions causes a drag on overall investment performance and that repl… Read More
2023-05-30 07:15
If you are just considering getting started investing, you may be overwhelmed by the first choice on the investment account application: what type of investment account do you want? The tru… Read More
2023-05-27 07:15
Bitget is a cryptocurrency exchange founded in 2018 and based in Seychelles. It features diverse cryptocurrency trading features, including spot trading, copy trading, and futures trading… Read More
![Best 5% Interest Savings Accounts [Or More]](https://cdn.blogarama.com/images/posts_thumbs_site_id/2817/281733-2794332165.w320.jpg "Best 5% Interest Savings Accounts [Or More]")
2023-05-26 17:44
It used to be that you had to work hard to find ways to get close to 5% interest on a savings account. But today, there are many online banks and savings accounts that are paying 5% (or mor… Read More
2023-05-26 07:15
Maintaining good habits is harder than ever, even for the most disciplined students. With the internet and its unlimited sea of distractions, staying organized can feel like a full-time job… Read More
2023-05-25 07:15
Bibliophiles love reading, but owning a ton of books has its downsides. Your couch, closet, and floor quickly become bookshelves, and a book-buying habit can leave a hole in your checking a… Read More
2023-05-24 07:15
As a student, time is your single most valuable resource. You've got classes to attend, assignments to submit, extracurricular activities to participate in, and a social life to maintain.But… Read More
2023-05-23 07:15
If you’re a dog owner, you may have experienced challenges at the public dog park. Maybe it’s other dogs that are a bit too aggressive, or maybe you just want more space for Fid… Read More
2023-05-22 07:15
Trying to figure out what you need to bring to college? We've put together this ultimate college packing list that can help you navigate exactly what you need to buy and bring to school - s… Read More
2023-05-18 07:15
The right study materials can make a world of difference for college students. Docmerit is a platform that connects students who want to buy or sell study notes. For students with a kn… Read More
2023-05-17 07:15
There are many weird stock market indicators that pundits try to use to explain what you should be doing in the stock market at any given time.There seems to be many ideas that peo… Read More
2023-05-17 02:00
Health Savings Accounts (HSAs) are tax-advantaged individual savings accounts designed specifically to pay for the medical expenses of individuals who are enrolled in high-deductible health… Read More
2023-05-16 07:15
The right banking solution looks a bit different for everyone, especially if you have different goals. A top-notch savings rate is non-negotiable if you’re looking to have your money… Read More
2023-05-15 07:15
Minimizing costs is usually key to maximizing returns, but not always. Sometimes, state income tax breaks can compensate for the cost of 529 plans with higher fees. So, how can you find the… Read More
2023-05-12 07:15
Looking to boost your savings? Technology, in the form of smartphone apps, is here to help you. We’ve compiled the five automatic savings apps that can help you save and invest more wi… Read More
2023-05-10 21:39
The interest rates on federal student loans are fixed interest rates for the life of the loan. The interest rates on new federal student loans are set each July 1 based on the high yield of… Read More
![Which Debt To Pay Off First? [Order Of Operations]](https://cdn.blogarama.com/images/posts_thumbs_site_id/2817/281733-2251066234.w320.jpg "Which Debt To Pay Off First? [Order Of Operations]")
2023-05-10 07:15
If you’re looking to get your personal finances in order and pay off debt, knowing where to start can be a real challenge - especially when it comes to figuring out which loans to pay… Read More
2023-05-09 07:15
It’s not a secret that college is expensive. As a student, it can be a challenge to make room in your schedule for a part-time job that collides with a heavy course load. One opportun… Read More
2023-05-08 07:15
There are a variety of programs that can provide non-profit student loan forgiveness for individuals working for a 501(c)(3) or other nonprofit organization.By participating in these program… Read More
2023-05-06 07:15
College is often the start of a young person’s independent financial life. That means college students need to figure out insurance needs specific to their stage of life. GradGua… Read More
2023-05-05 07:15
A 403(b) plan is a tax-advantaged retirement savings plan designed for employees of certain tax-exempt organizations, such as public schools, colleges, universities, hospitals, and religiou… Read More
2023-05-04 07:15
Comprehensive class notes can streamline your study sessions and the right notes, plus lots of hours spent studying, can ultimately result in higher grades. Taking comprehensive notes… Read More
2023-05-03 07:15
If you need to borrow money to pay for college, federal student loans are usually your first choice. Federal student loans are generally more affordable than private student loans, and… Read More
2023-04-29 07:15
Saving money is an important part of building a bright financial future. While the act of setting money aside is critical, the right savings account can make all the difference. SaveBetter… Read More
2023-04-29 07:15
Saving money is an important part of building a bright financial future. While the act of setting money aside is critical, the right savings account can make all the difference. Raisin (als… Read More
2023-04-28 07:15
Using a 529 plan to save for your child's college expenses can help them avoid college debt while achieving educational goals. Saving in a 529 plan is generally straightforwar… Read More
2023-04-27 07:15
Prepaid tuition plans and 529 college savings plans are specialized savings accounts used for future college costs. Prepaid tuition plans act like defined benefit plans, whil… Read More
2023-04-26 07:15
Student loan debt represents a significant financial burden for a large number of Americans. While you may believe only young professionals are saddled with student loan debt, some older Ame… Read More
2023-04-25 07:15
Saving for college can be hard for parents with just one child, but adding more can make it seem more difficult. Beyond simply finding the money to contribute, parents have to deal with que… Read More
2023-04-24 07:15
Have you ever wondered how much the government knows about your financial life? It may surprise you to learn that the government can know almost nothing or nearly everything about you… Read More
![How Private Student Loans Work [What To Know]](https://cdn.blogarama.com/images/posts_thumbs_site_id/2817/281733-517770034.w320.jpg "How Private Student Loans Work [What To Know]")
2023-04-19 07:15
Private student loans are always a touchy subject. There’s a camp of people that think private student loans are terrible tools and that nobody should ever take them out to pay for col… Read More
2023-04-18 07:15
If you are receiving financial aid, there are certain conditions you need to meet in order to continue receiving your aid. In many cases, one of those conditions is that you need to be… Read More
2023-04-17 07:15
Being a college student may require you to figure out ways to pay for school without taking on a huge amount of debt. Perhaps it means working part-time or longer hours in the summer. It may… Read More
2023-04-11 07:15
If you’re a solopreneur, you probably figured out health insurance shortly after starting your business. You may have even tracked down life and disability insurance policies. But set… Read More
2023-04-09 07:15
Seeing your credit card debt, month after month, can be stressful and demotivating. If you’re keeping a balance and just can’t seem to make a dent, you may want to consider a too… Read More
2023-04-06 07:15
If you run a one-person business, finding the right small business banking solution can be difficult because your needs are unique to running your business, solo. You likely need more than… Read More
2023-04-05 07:15
Clocks have changed, days are getting longer, and spring is here. That means the official tax filing deadline, April 18, 2023, is at hand. But getting your taxes done on time may be leaving… Read More
2023-04-04 07:15
Are you overpaying for your cell phone bill? Taking a look at your cell phone plan every now and then and seeing what else is out there is a great way to cut costs on recurring expenses. Or… Read More
2023-04-03 07:15
What happens if the U.S. Supreme Court rules against the Biden administration, preventing them from implementing the President’s student loan forgiveness plan. What are the alternativ… Read More
2023-04-01 07:15
When it comes to cutting out expenses, every dollar counts. Making sure you have the right plan that fits your budget is important, since you likely won’t be doing away with your cell… Read More
2023-03-30 07:15
Navigating the college experience can be challenging on many levels. Deciding on the right college, picking the perfect major, and navigating which classes to choose are all important parts… Read More
2023-03-29 07:20
The U.S. Supreme Court held a hearing on Tuesday, February 28, 2023 concerning two cases that opposed the President’s student loan forgiveness plan, Joseph R. Biden, President of the U… Read More
2023-03-29 07:15
Paying for college is a lot harder when you’re dealing with daycare costs, medical bills, and slowing income growth. This is why starting a college fund is an important first step.&nbs&hell…Read More
2023-03-28 07:15
Since its inception in 2009, Bitcoin has rocketed in value from less than $1 per Bitcoin to a high of $69,000. With such astronomical gains and rising concerns over the fiat banking sy… Read More
2023-03-23 07:15
The ability to seamlessly track all of your financial accounts in one place helps you take control of your current situation. For some, it’s a game changer and platforms like Buxfer a… Read More
2023-03-23 07:15
When it comes to saving money, the right bank account can make a world of difference. Savings accounts usually fall into two categories—ones that help you build your savings and ones… Read More
2023-03-22 07:15
A Multigenerational 529, also known as a Dynasty 529 Plan, is a way of using one or more 529 plans to leave a legacy of education for future generations. A Dynasty 529 Plan can be set u… Read More
2023-03-21 07:15
As consumers, we’ve become accustomed to curated Netflix lists telling us this is what we should watch, to what we should consider for our next purchase on Amazon, but what about inve… Read More
2023-03-20 07:15
“Fact or cap” is another way of saying fact or fiction and is a phrase that is commonly used on TikTok. Speaking of TikTok, if you’re trying to build wealth by listening to… Read More
2023-03-18 21:28
CIT Bank recently launched a new savings account called: Platinum Savings. This account is very similar to the old Savings Builder account previously had.The CIT Platinum Savings account is… Read More
2023-03-17 07:15
Established in 1956, UGMA Accounts are the oldest form of custodial accounts with tax benefits. UTMA Accounts were established in 1986 and are a special flavor of UGMA. These days, &hell…Read More
2023-03-16 07:15
Immigrants who come to America may find it difficult to integrate finances into the U.S. system, one that is based on a credit score and Social Security number. These are just a few of the… Read More
2023-03-15 07:15
Whether you’re a landlord or real estate investor with one or dozens of units, you understand the responsibilities that come with taking care of rental properties. From listi… Read More
2023-03-14 07:15
If the thought of taking college-level classes while in high school is appealing, dual enrollment might be for you. It’s a completely optional way to get college credits during your hi… Read More
![How To Pay For College With A 529 Plan [529 Plan Distributions]](https://cdn.blogarama.com/images/posts_thumbs_site_id/2817/281733-4210317354.w320.jpg "How To Pay For College With A 529 Plan [529 Plan Distributions]")
2023-03-13 07:15
Taking money out of a 529 plan is more complicated than putting money into a 529 plan.If you do it incorrectly, you may owe taxes and a 10% tax penalty, plus recapture of state inc… Read More
2023-03-10 08:15
When tax filing season opened up earlier this year, the IRS asked millions of Americans to hold off on filing their returns. The agency hadn’t determined how it should treat the billi… Read More
2023-03-08 08:15
When you purchase rental real estate, there’s often a steep learning curve. You have to understand the market, figure out how to finance a property purchase, and learn to screen tenant… Read More
2023-03-07 08:15
Every student should know how to figure out their GPA, or grade point average, on their own. Perhaps you want to know where you stand amongst your fellow classmates, or maybe you need to fil… Read More
2023-03-06 08:15
If you drop a class or drop out of college, you may have to repay all or part of the financial aid you received. How much depends on the type of financial aid and when you dropped the class… Read More
2023-03-03 08:15
The price tag for college is undeniably expensive. Although you can pay for your education with student loans or a job, the best way to pay for college is in the form of free money. And Sch… Read More
2023-03-02 08:15
If you've used Google or ChatGPT, you’ve experienced the benefit of finely honed natural language processing (NLP). Through simple rules based on real language, you can filter through… Read More
2023-03-01 08:15
If you’re reading this, you probably either have student loan debt or you’re about to incur student loan debt.With student loan debt balances on the rise, your best bet is to pay… Read More
2023-02-27 08:15
Sometimes I miss student life–long hours of lectures, endless pages of reading, the occasional all-nighter fueled by caffeine and adrenaline… and of course, lots of note-taking… Read More
2023-02-24 08:15
There are several different types of education savings accounts that can be used to save for your child's future education expenses. The two main education savings account vehicles are Cove… Read More
2023-02-23 08:15
Millennials are just starting to consider hiring financial advisors en mass, and many different types of financial advisory firms are starting to market specifically to young adults. S… Read More
2023-02-21 08:15
ATM stands for Automated Teller Machine.If you’re brand new to the banking and ATM world, there are certain things you should know about using ATMs. For one, you may not even need to b… Read More
2023-02-20 08:15
Organizing your financial life is the first step to growing wealth, and technology can help you move in the right direction - specifically using budgeting apps and money tracking apps. But w… Read More
2023-02-18 08:20
More than half of all college students use flashcards as a study tool. And it’s easy to understand why–studies suggest that flashcards can increase retention by up to 100%!So it… Read More
2023-02-18 08:15
If you’re a cryptocurrency investor looking to keep close track of the financial performance of your digital assets, Accointing may be a good pick. Accointing is a web and mobile plat… Read More
2023-02-15 08:15
There are several new benefits for investors in 529 plans. The SECURE 2.0 Act of 2022, included in the Consolidated Appropriations Act of 2023 (P.L. 117-328), includes several new benefits f… Read More
2023-02-14 08:15
Bank fees can be a real pain. But many Americans are stuck with bank accounts with fees that eat away at their funds. According to a recent GoBankingRates survey, the average American pays… Read More
2023-02-13 08:15
At the start of the COVID-19 pandemic, many of us were left scrambling. Since no one knew anything about the virus, we stock-piled food and hoarded supplies, just like you would do a war. P… Read More
2023-02-11 08:15
Crypto traders often start buying and selling crypto casually. They may have a handful of transactions from a single exchange. At this phase, most people can do their crypto taxes by hand.H… Read More
2023-02-10 08:20
Predicting future interest rates can be challenging, but there are ways to make a reasonable prediction. Interest rates on new federal student loans will likely increase by about two percent… Read More
2023-02-09 08:20
The U.S. Department of Education published a Notice of Proposed Rulemaking (NPRM) in the Federal Register on Wednesday, January 11, 2023. This NPRM proposes a new income-driven repayment pl… Read More
2023-02-08 08:20
Peer-to-peer payment apps have been changing the way we send and receive money. But the amount of apps makes it difficult to determine the best option for your unique money needs.In additio… Read More
2023-02-06 08:20
Picking a major that will ensure long-term financial and job security is an ever-moving goalpost that is often hard to nail down. To gain a better understanding, it has historically been a… Read More
2023-02-02 08:15
As the digital landscape rapidly transforms banking, some local banks and credit unions have struggled to keep up with the times. But not Magnifi Financial. This credit union, which was fou… Read More
2023-01-31 08:20
The White House announced on January 30, 2023 that it plans to end the Covid-19 national emergency declaration on May 11, 2023.This announcement has several potential consequences for stude… Read More
2023-01-31 08:15
When you join a tech company, you may need to navigate through stock options, an upcoming IPO, or a larger salary that suddenly pushes you into a new tax bracket. It may spur you to seek fi… Read More
2023-01-30 08:15
If you think you’re satisfied with everything in your investment portfolio, there’s probably something wrong with it. All financial assets have prices that move; they go up… Read More
2023-01-28 20:15
Are you curious about the most expensive colleges to attend in 2023? Well, you're not alone.College is one of the few good and services where you know that people are paying $0 to attend, a… Read More
2023-01-27 08:15
There are many different ways to invest in the stock market—some people prefer to buy and hold, while others trade stocks on a more frequent basis. Day traders and other stock inv… Read More
2023-01-26 08:15
Trying to figure out how to maximize your tax refund? Understanding tax credits and tax deductions can help you optimize your tax return and cut your overall tax liability.Tax credits cut yo… Read More
2023-01-25 08:15
It’s time to start thinking about taxes. Yay. Just like last year, we polled 1,200 Americans to get the latest on what tax software they used and how much they paid to prepare their ta… Read More
2023-01-24 08:15
When you head to college, you start to learn real world responsibilities, like doing your own laundry, making meals, and paying for bills. One major change you will face is managing your ow… Read More
2023-01-09 08:15
Every time you turn around, it seems like there's an extra fee charged for services of dubious value.While sometimes fees are a necessary evil, when it comes to your money, there are easy wa… Read More
2023-01-06 08:15
When you first start investing, figuring out which brokerage to pick can be a challenge. Before you open an account, it’s worth looking at the biggest brokerage companies and identifyi… Read More
2023-01-06 08:15
E-file.com is a DIY tax filing software that should not be confused with eFile. They are totally separate companies with the same name but slightly different spelling. E-file has a hyphen i… Read More
2023-01-05 08:15
When it comes to building an investment portfolio, there is a wide range of assets to consider. Farmland is one of the newest available investment opportunities that is climbing the ranks in… Read More
2023-01-04 08:15
Borrower Defense to Repayment can discharge a borrower’s federal student loans when they were defrauded by their college. But what does the Department of Education define as "defraude… Read More
2022-12-29 08:15
In order to lay the groundwork for future financial success, you’ll need the right tools to help get you there. The right accounts can propel you to reach your goals while helping you… Read More
2022-12-22 08:15
If you’re like me, tax season couldn’t come soon enough. You’re either gearing up for a refund or you’re organized and ready to put tax season behind you.If getting a… Read More
2022-12-21 08:10
Rideshare driving is a great way to earn money, whether it’s your main source of earnings or a side hustle. If you’re earning income as a rideshare driver for Uber or Lyft a… Read More
2022-12-20 08:20
President Biden announced a student loan forgiveness plan on Aug. 24, 2022, where borrowers may qualify for up to $10,000 or $20,000 in student loan forgiveness.More than 26 m… Read More
2022-12-14 08:15
Saving money is one of the most important financial skills kids can learn. The act of choosing to save money isn’t always easy, especially when there aren’t any short- or lo… Read More
2022-12-13 08:15
If you enjoy investing in stocks and other types of assets, you might be looking for a community of other investors. While some investors prefer working on their own, others enjoy… Read More
2022-12-08 19:20
Savings rates have continued to rise nationwide even as the Federal Reserve has signaled it may not continue to raise the Fed Funds rate as quickly.
The FDIC reports that the avera… Read More
2022-12-07 08:15
Economists have been known to say, “There ain’t no such thing as a free lunch”—an expression that holds multiple meanings. In the world of investing, it means there's… Read More
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