Although comprehensive two-wheeler Insurance takes into account most of your costs, signing up for add-ons help to safeguard your vehicle in a better and more advanced way. This is why, when signing up for the best two-wheeler insurance policy, you also need to pay equal attention to the add-on covers. Here is everything you need to know about add-on covers so that you make an informed choice.

It is said to be the most essential add-on cover. It proves to be very handy, especially during accidents. Since medical costs are always at an all time high, this cover helps pay for the medical costs that crop up owing to two-wheeler accidents.

Bike accidents are more dangerous than car accidents. This is because; bike accidents can injure both the rider as well as the pillion rider because there is no safety net of seat belts, doors and windshield. Having an add-on cover of this kind ensures compensation is provided to the pillion rider too. In case of death or disability to the pillion rider, compensation is paid with the assistance of this cover.

In case of an accident, the rider is expected to pay for the depreciation and spare part replacement of the two-wheeler. Having the zero/nil depreciation cover with you ensures the insurance company covers the expenses of the depreciation value and spare parts. Generally, to avail this cover, when signing up for two-wheeler insurance online, you need to pay an additional premium.

If your vehicle comes with added high-end electrical and non-electrical accessories, it is better and safer to insure these accessories as well. The accessories cover offers protection against any type of loss or damage that occurs to these parts of the bike. To sign up for this cover, you need to provide the estimate of the total cost of the accessories, during the policy purchase.

These covers help you safeguard and protect your bike in a better and more advanced way. Whatever you do, whether you choose to go in for these add on covers or no, it is important to compare two wheeler insurance before signing up for one.