When it comes to making quick and secure payments online, Paypal has ruled the roost for years. Whether you’re shopping on eBay or a major chain outlet or wanting to send money to a friend, PayPal can meet all of your needs and with a free account. Even so, the Internet is filled with horror stories of people who have had their PayPal accounts frozen, limited or hacked. For eCommerce websites, having a payment processor unavailable is disastrous. That’s why it’s good to have options.