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Benefits and features of HDFC Regalia Credit Card

The Hdfc Regalia Credit card stands out as a symbol of financial prowess, offering various benefits that cater to the discerning needs of the modern individual. One such standout feature that elevates the HDFC Regalia credit card to a class of its own is its exclusive airport lounge access. Also, this is one of the best airport lounge access credit cards. Let’s understand the exceptional benefits and features that make this credit card a true companion for the avid traveller.

Two complimentary lounge access

HDFC Regalia credit card maximises your travel experience through its prestigious lounge access feature. As a user, you can enjoy the touch of luxury with two complimentary lounge access vouchers as part of a quarterly milestone benefit. This benefit offers an overwhelming respite from the hectic atmosphere of the airport, permitting you to escape the professional chaos and relax in tranquillity. Whether travelling internationally or within India, the credit card ensures your journey is not just comfortable but even indulgent. The availability of international and domestic lounge access adds a pinch of sophistication to the credit card, making it an attractive choice for constant travellers looking for a luxurious and seamless travel experience.

Bonus reward points on spends

Turning your regular expenses into rewarding moments, the HDFC Regalia credit card takes earning while spending to new heights. Picture this: a bonus of 10,000 reward points on reaching Rs. 5 lakhs in spending and an additional 5,000 points when you hit Rs. 8 lakhs in an anniversary year. This isn’t just a sweetener; it’s a tangible incentive that adds a delightful touch to your everyday purchases, making each transaction a step closer to exciting rewards.

Earn 4 reward points on every Rs.150 spent

Shopping or dining out becomes a joyous affair with the HDFC Regalia credit card. Earn a generous 4 reward points on every Rs.150 spent on all retail transactions. It’s like receiving a gift for your routine expenditures – a financial win-win where your everyday purchases become a pathway to exciting rewards and benefits.

Foreign currency markup at 2 per cent

For the avid globetrotter, the HDFC Regalia credit card is your financial ally. With a mere 2% foreign currency markup, this card minimises the cost of your international spending. Now, every rupee spent abroad translates into more value, allowing you to explore without breaking the bank.

Zero lost card liability

Security is a top priority, and the HDFC Regalia credit card ensures your peace of mind. In the unfortunate event of a lost card, rest easy knowing you have zero liability for any fraudulent transactions. A swift report to the 24-hour call centre acts as your safeguard against unauthorised use, providing an extra layer of security and assurance for all your financial transactions.

Revolving credit at a nominal interest rate

Flexibility takes centre stage with the HDFC Regalia credit card. Offering revolving credit at a nominal interest rate, this feature provides you with the convenience of managing your expenses on your terms. Dive into the fees section for a detailed understanding of this flexibility, ensuring that your financial journey remains tailored to your needs.

24/7 concierge services

As the cherry on top, the HDFC Regalia credit card unveils exclusive 24/7 concierge services. Need assistance with travel bookings, dining reservations, or any other concierge service? A toll-free call to 1860 425 1188 (India) or a quick email to [email protected] unlocks personalised services at your fingertips, turning your credit card into a gateway to a seamless and luxurious lifestyle.

Bonus reward points

Elevate your spending game with a reward system that includes bonus points. Earn an enticing 10,000 additional reward points on spending Rs. 5 lakhs and an extra 5,000 points when reaching Rs. 8 lakhs in an anniversary year, turning your regular expenses into a pathway to exciting rewards.

Zero lost card liability

Security is paramount, and this credit card ensures peace of mind. In the unfortunate event of a lost card, you have zero liability for any fraudulent transactions. A quick report to the 24-hour call centre acts as your safeguard against unauthorised use, providing an extra layer of security.

Generous reward points on retail transactions

Every shopping or dining experience becomes a joyous affair with the HDFC Regalia credit card. Earn 4 reward points on every Rs.150 spent on all retail transactions, transforming routine expenditures into opportunities for exciting rewards and benefits.

Favourable foreign currency markup

For the globetrotter, the HDFC Regalia credit card is a trusted companion. With a foreign currency markup of just 2%, minimise the cost of your international spending, ensuring that every rupee spent abroad translates into more value for your travel experiences.

Revolving credit at a nominal interest rate

Flexibility takes centre stage with revolving credit offered at a nominal interest rate. This feature provides you with the convenience of managing your expenses on your terms, ensuring that your financial journey remains tailored to your needs.

Exclusive 24/7 concierge services

Access personalised services round the clock with exclusive concierge services. Whether you need assistance with travel bookings, dining reservations, or any other concierge service, a toll-free call or a quick email unlocks convenience and luxury at your fingertips.

Additional security measures

Beyond zero liability, the HDFC Regalia lounge access credit card employs advanced security measures to protect your transactions, providing a secure environment for your financial activities.

Easy redemption of reward points

The reward points earned aren’t just a number; they are a gateway to a host of benefits. Enjoy the simplicity of redeeming these points for a variety of options, including travel bookings, merchandise, and more, adding tangible value to your card usage.

Access to exclusive events and offers

As a cardholder, dive into exclusive events and offers curated just for you. From special discounts at partner establishments to VIP access to events, the HDFC Regalia credit card adds an extra layer of exclusivity to your lifestyle.

Conclusion

The HDFC Regalia credit card with its airport lounge access and a plethora of benefits is not just a card; it is a key to unlocking luxury and convenience. Elevate your travel experiences and financial well-being with a credit card that not only understands your needs but anticipates them.

The post Benefits and features of HDFC Regalia Credit Card appeared first on WTM - Technology, Business, Finance, Digital Marketing.



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