Hello friends welcome to HkGoodKh blog. This is our first post in which we are going to tell our readers good practices by which they can do online Payment in safe manner.
Friends, today we are living in age of globalization in which the world has become small village. Every information is instantly available on the web. Many ecommerce sites have opened online. And with this a vast opportunity made available to shop online. Every third person is busy buying all types of products from his favorite site. And why not. Amazing selection and variety is there. Good websites boasts of Secure shopping. If you don’t like the product after purchase you have the option of returning.
In nutshell we can say that shopping online has become a booming thing just like surfing web or watching movies online.
But friends, you must have also heard about money being stolen from the account by the online thieves. Stories about stolen credit or debit card information online by online thieves’ right! So, what should you do?
Don’t worry! We are here to guide you about this. These incidents should not weaken your trust in online shopping. You just need some practical tips. We are going to provide here.
Use Trusted Site
Site like Amazon.com, everyone must have heard about them. These sites are trustworthy sites. Use these types of sites rather than anything you find in the search engine. If you pay through smartphone MAKE SURE the app you are using is trusted.
Use Secure Sites HTTPS
Use ONLY those sites which havehttps://. If you use Amazon, you can look in the address bar which has URL. What do you find? https://. Right, this 'S' stands for secure. It means that it has secure socket layer encryption an added protection for online payment gateway.
Never Tell The OTP
When you finish giving your card information, the site would ask for your OTP(one time password) which you receive on the registered mobile number associated with your bank account. Friends, we have heard stories about people by themselves giving that OTP to thieves who have trapped them by calling. If just they have not provided this OTP, the thief would have never been successful even with all the personal details. Imagine your OTP like being a KEY to your safe bank locker. Why would you yourself hand this KEY to untrusted individual?
So, never share your OTP.
Create A Strong Password
Yes friends remember a strong password means a strong first line of defence against the hackers. So do create one for your payment account.
Create A Strong Password
Yes friends remember a strong password means a strong first line of defence against the hackers. So do create one for your payment account.
Remove Your Card Information as soon as you have finished the job
Friends, this is must. What is the reason for it to be stored on the site? So that you may pay instantly next time. But how much time does it take to fill all the information? Hardly 2 minutes! But it definitely is good practice not to save your card information online.
Install And Update Your Antivirus
Friends an online thief would try to lure you into giving your data by using all sorts of things such as phishing, using malware programs and viruses. So, the best piece of advice would be to update your antivirus and provide that much needed protection against those spooky malwares and spy programs.
Well, after reading these tips most of the readers might ask which is the most important of these all! What if I have committed all those blunders which one should I avoid now to be on the safe side! Well, to be honest all of them are important.
But still if we have to choose Third Tip Never Tell The OTP is one of the most important points of safe online payment method. The reason, as we have told above, the thief has found the locker but with the key not provided he would be left scratching his head. You would then have time to review the security options in case you realize the blunders done by you. Thus, in all probability, your hard-earned money would be with you.
We hope that you have loved reading our post! If you like it please share it with your friends and family members. These educative tips would provide great deal of help and also inculcate the much needed confidence in online shopping.
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