One technique that I like to use, especially when I'm short on space for all of my photos on a page, is using Vellum over a photo and journaling on the vellum.

How do I do this? Personally, I print all of my photos on my home photo printer, but you can also print them at the store and do this. If you print your photos at home, be sure to let the ink on the photo dry completely before placing any vellum over it.

First, I print the photo on my printer. I then create my journaling on the computer (can also be done by handwriting on vellum), ensuring that the journaling area is not larger than the photo I've printed. I then print out the vellum and let that dry as well. If you don't let it dry, the ink will smudge on the vellum. Once the ink is dry, cut the vellum down to the same size as the photo.

To mount the vellum over the photo, use brads or another type of adhesion method. Do not use double sided tape or any type of tape-like adhesion material! Tape-like materials tend to be more visible under the vellum and ruin the effect. After adhering the vellum and photo, you can then use tape to adhere the piece to your page.