Whilst this time of year most of us are thinking about our central heating bills and whether we need to invest in a few more pairs of woolly tights and thick jumpers, there will be a lucky few who can afford to take a sunny holiday. Those of you defying the credit crunch and making the most of low Travel costs while they remain as they are should nevertheless play it safe.




After all, having seen what can happen to the finance markets when imaginary sums of money are not backed up by material goods or gold standards, you don’t want a holiday on credit to suddenly leave you high, dry and with no financial supply. That’s why it’s best to sort your travel insurance out before any of the holiday fun begins. Whilst the idea of getting all that done before you pack your bags might just seem like another unseen cost, it won’t seem so costly if your bags themselves go missing in the airport terminal…

There are plenty of reasonable travel insurance deals to be found online these days. Rather than incur added costs of going through offices, using up far more paper and energy and putting you in the middle of pushy agents, try having a trip, take a look online.

Not only does internet insurance cost less, you can also quickly and simply generate an online quote yourself by filling in the required information on each insurance company’s website. You simply need the destination, the length of your trip, who’s travelling and what you will be getting up to.

Why not take a look at AA Travel for some great deals on travel insurance – just as the company provides great group or family cover when it comes to cars, you can also save on the kids when it comes to holidays. Children under 17 go free; plus there are discounts for couples and families, not to mention special dispensations for single-parent families. Couple this with up to £10 million medical expenses cover and recompense for cancellations; you could get peace of mind alongside a secure insurance policy.

David Davies is a travel advisor and recommends that you take out travel insurance or annual travel insurance depending on the nature of your travels.