2022-08-03 20:16
Closing on a home usually takes about a month, but it can feel like a year.
There’s so much to do:
Finalizing the loanGetting the inspectionArranging the moveSetting up utilitie… Read More
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Cash Money Life — Money Management, Small Business, Career Blog
cashmoneylife.com
Cash Money Life is a personal finance and career journal with tips about money management, earning money, improving credit scores, credit cards, and more.
2022-08-03 19:39
Update: Several major brokerage firms have recently announced they will no longer be charging commissions for standard US-based stocks and Exchange Traded Funds (ETFs).
We have updated our r… Read More
2022-07-26 22:30
Inflation affects all of us; it erodes the value of your money. When prices go up, your purchasing power goes down.
Inflation can be even more of a problem when wages are stagnant. Many expe… Read More
2022-07-26 22:10
Information about this product has been collected independently by the author. The issuer did not provide the details, nor is it responsible for their accuracy.
Checking accounts should be f… Read More
2022-07-25 21:22
Certificates of Deposit, or CDs, are a great way to save money at a high-interest rate for a specific period.
One way to utilize CDs is to create a CD ladder, in which you stagger the CD mat… Read More
2022-07-25 18:31
One of the scariest things when it comes to finances is being average.
That is especially true when it comes to retirement planning. The reason retirement planning is so frightening is becau… Read More
2022-07-25 17:33
In theory, at least, anyone can become a millionaire regardless of occupation. All you have to do is save your money diligently and invest it consistently and intelligently.
But there’… Read More
2022-07-21 22:19
One of the most difficult things to do when creating a resume is condensing a career’s worth of experience down to one or two pages. This becomes increasingly difficult the longer you… Read More
2022-07-18 17:40
You have seen the commercials and heard the radio jingles, so by now, you know that a good credit score is important. But what is a good credit score? Generally, anything around 700 or above… Read More
2022-01-20 20:46
Table of ContentsTax Preparation Software is Powerful & Accurate Enough for Most Tax SituationsHow to File Your Tax Return Online with H&R BlockStarting Your Tax Return with H&R… Read More
2022-01-19 00:12
Table of ContentsTD Ameritrade FeaturesAdditional FeaturesWhat Is TD Ameritrade?How to Get Started with TD AmeritradeHow Does TD Ameritrade Work?Investment TypesPricingTD Ameritrade Custome… Read More
2021-11-13 04:43
Table of ContentsHow Capital Gains Work: Long-Term vs. Short-TermCurrent Long-Term Capital Gains Tax RatesTax Advantages to Holding Investments for Longer PeriodsUsing Capital Gains Rates t… Read More
2021-11-10 21:50
Table of ContentsUnderstanding Marginal Tax RatesWhat Are Tax Brackets?What Does the Marginal Tax Rate Mean?How Do I Find My Marginal Tax Rate?2022 Federal Tax Rates, Standard Deductions, … Read More
2021-04-10 16:46
What would happen if you passed away today, tomorrow, or next year?
Would your family have enough money to get by, or would they struggle financially?
Would they be able to stay in your curr… Read More
2020-08-06 21:57
Cash Money Life has partnered with CardRatings for our coverage of credit card products. Cash Money Life and CardRatings may receive a commission from card issuers.
High gas prices affect ev… Read More
2020-08-06 21:40
Cash Money Life has partnered with CardRatings for our coverage of credit card products. Cash Money Life and CardRatings may receive a commission from card issuers.
Several years ago, I had… Read More
2020-07-21 20:21
Thanks to the growing popularity of robo-advisor services, millions of Americans are realizing that investing isn’t the same thing as active trading. You don’t need to give a bro… Read More
2020-05-02 04:45
Vanguard has long been a champion of low-cost investing, as is evident by its thousands of no-fee funds and commission-free brokerage service. In fact, Vanguard’s founder, Jack Bogle… Read More
2020-04-29 15:00
Personal Capital is one of the most popular personal finance management apps available. That’s for good reason – it provides users with comprehensive tools to track and manage no… Read More
2020-04-28 18:24
Each state runs its own unemployment insurance benefits program. Because each state is unique, we created this table of unemployment benefits by state so you can quickly determine how much m… Read More
2020-04-11 14:51
The global coronavirus pandemic of 2020 is unlike anything most of us have experienced. The most effective method of fighting this invisible threat is by social distancing, which, unfortunat… Read More
2020-04-11 13:04
If you’re looking strictly for a savings account or certificates of deposit, Marcus by Goldman Sachs might be a good fit for you. This online-only bank offers a fee-free way to save mo… Read More
2020-03-20 20:54
The coronavirus pandemic has brought unprecedented challenges to the United States and the rest of the world. To help combat many of the financial challenges facing our country, Congress pas… Read More
2020-02-26 15:00
Capital One 360 is one of the more popular online banks for checking and savings accounts. The bank features comparatively high interest rates, easy online access, the ability to link your o… Read More
2020-01-25 17:42
Many banks offer new customer sign up bonuses from time to time. But not many banks extend the same offer to current customers. That’s what makes the CIT Bank bonus offer unique in the… Read More
2020-01-25 16:38
Interested in earning some quick money? TD Bank is currently offering a lucrative sign up bonus to new customers who meet their criteria (more on this below).
Banking is a competitive indust… Read More
2020-01-25 15:00
TurboTax is the most popular tax preparation software on the market. I use this software myself and recommend it highly. The service is easy to use, even if you’ve never used tax prepa… Read More
2020-01-07 18:23
Firstrade Review
Product Name: FirstradeProduct Description: Firstrade is a popular online stock broker that charges zero commissions on stock, option, and ETF… Read More
2019-12-11 15:00
E*TRADE is one of the oldest and best-known online stock brokers in the U.S. It offers a wide variety of investing tools, resources, and features that place it among the leading full-service… Read More
2019-11-29 15:00
Open an Ally Invest account now, and receive up to a $3,500 cash bonus.
Ally Invest has consistently been rated as one of the leading online discount brokers, with best in class features, in… Read More
2019-11-27 17:17
With zero commissions on most trades, no required account minimums, and an optional managed portfolio, it’s no wonder Ally Invest is one of the most popular online stock brokers.
Wheth… Read More
2019-11-11 18:02
If you are looking for a new brokerage account, then check out the promotion E*TRADE is currently offering. New E*TRADE customers are eligible to receive a cash bonus of up to $2,500 when th… Read More
2019-11-08 15:00
When you think of American Express, you probably think of the credit card brand. However, the company also offers a suite of savings accounts and certificates of deposit with very competitiv… Read More
2019-10-21 22:54
Are you worried the market may be poised for a fall? If so, you can implement some strategies now that can protect your investments from a market downturn. In a bear market, there are no per… Read More
2019-10-18 22:00
Thanks to their convenience and competitive interest rates, many people are making the switch to online-only bank accounts. If you’re thinking of joining them, you might be overwhelmed… Read More
2019-10-16 20:38
“Buy low, sell high” is one of the most time-honored investing strategies. But what happens when the entire stock market is at a bull market, like it is now? Is it a bad time to… Read More
2019-10-11 14:00
What are you doing to keep your financial information secure?
The Information Age has streamlined much of modern life. But it’s also exposed us all to the risk of security breaches. It… Read More
2019-10-09 14:00
Investment portfolios are like vegetable gardens. You have to “prune” them periodically in order to keep them healthy. You do that by rebalancing your investment portfolio.
If yo… Read More
2019-10-07 14:00
The safe withdrawal rate was first calculated to answer a major concern when it comes to retirement: Will I outlive my money?
Given the fact that people are living longer than ever, outlivi… Read More
2019-10-03 14:00
When it comes to investing, most folks concentrate mainly on the overall rate of return on their portfolio. Investment fees fall somewhere further down on the priority list.
But let’s… Read More
2019-08-20 14:59
Vanguard is one of the largest financial institutions in the world, and is the second-largest issuer of exchange-traded funds (ETFs).
The company offers scores of ETFs, but we distilled the… Read More
2019-08-20 14:48
We’ve assembled some of the most popular Vanguard funds. That includes mutual funds – which Vanguard is the largest provider in the world – and exchange-traded funds (ETFs)… Read More
2019-08-20 14:31
Vanguard Personal Advisor Services is Vanguard’s robo-advisor. There are dozens of robo-advisors, including those offered by most every investment brokerage firm.
What makes Vanguard P… Read More
2019-08-20 14:14
Vanguard is well known for its funds – mutual funds, and especially exchange-traded funds (ETFs).
Not only is it one of the largest fund companies in the world, but it’s ETFs are… Read More
2019-08-20 13:46
Whether you’re a new or seasoned investor, Vanguard has to be on your radar.
Not only does it provide full-service brokerage services and the largest robo-advisor in existence, but it… Read More
2019-08-20 13:43
Have you ever wanted to invest in real estate but never had funds in the bank significant enough to purchase investment properties?
The good news is your prayers have been answered. With the… Read More
2019-08-13 13:20
Traditionally, a business needing money asked a bank for a loan.
Banks can still provide great lending options, but business owners now have several other choices for borrowing.
Let’s… Read More
2019-07-23 14:20
Huntington Bank, also known as Huntington Bancshares, is a bank holding company headquartered in Columbus, Ohio.
It is the parent entity of Huntington National Bank.
If you’re looking… Read More
2019-07-16 14:50
Finding the right life insurance policy is vital.
It could all be over in the blink of an eye, so you need to be prepared. At the same time, you have to be practical about the cost of monthl… Read More
2019-07-16 14:40
In a digital economy, sending money for a wide variety of reasons has become a necessary activity. So maybe you’ve run across OFX’s money transfer service.
Can you use OFX to sen… Read More
2019-07-11 18:17
Taxes are a part of life. While I don’t mind paying my share of taxes, I do have a problem with the complexity of the tax system.
This is made worse because I am also a small business… Read More
2019-06-28 14:54
The process of closing a mortgage can be daunting, especially for first time home buyers.
Mr. Cooper is an online home lender and home loan servicer that has redefined the mortgage process… Read More
2019-06-25 18:27
Shopping around for your home and auto insurance at renewal is the best way to ensure you are getting the best rate.
However, the tedious process prevents many insureds from searching for be… Read More
2019-05-29 13:23
Creating and implementing a budget seem like arduous tasks if you think of them only as limiting your freedom to spend your hard earned money.
A good budget starts with debts and living expe… Read More
Asset Allocation – How To Diversify Your Investment Portfolio To Maximize Return And Minimize Risk
2019-05-24 20:00
Asset allocation is essentially related to grandma’s old cliché: don’t put all your eggs in one basket. In financial terms, you don’t want to have the majority of yo… Read More
2019-05-24 17:27
Robo advisors are a different kind of investment platform from what you typically find in the investment universe. But Motif is a different kind of robo advisor. It’s an online investm… Read More
2019-05-21 20:19
A second mortgage can free you from a variety of financial snares. You can use the loan to pay off debt, renovate your kitchen, or even pay tuition.
But a second mortgage also comes with cos… Read More
2019-05-20 22:00
Have you tried Hulu yet? This Hulu review shows how you can cut the cord on cable TV and save a lot of money, while still being able to watch great TV programs and movies!
Remember the days… Read More
2019-05-20 19:47
Planning a trip is an exciting experience, with itineraries to plan, luggage to pack, and transport to arrange.
In among all the paperwork, it is imperative that you include travel insurance… Read More
2019-05-20 18:03
Anyone who thinks home loans all work the same way hasn’t checked out Unison.
This San Francisco start-up has grown quickly over the past few years precisely because it offers a differ… Read More
2019-05-20 17:51
Charitable giving offers an ideal way for you to support a cause which is close to your heart, and feel as though you are making a valid difference to a charity you genuinely believe in.
As… Read More
2019-05-20 15:16
We live in a world where being in debt is seen as commonplace, and the cost of living means that it is easy for your outgoings to get out of control.
To help combat this, more and more of us… Read More
2019-05-20 14:41
Where would we be without our vehicles?
If you don’t live in a city where public transportation and rideshare services abound, car ownership is a staple of everyday life.
And if you ow… Read More
2019-05-16 15:53
Inheriting a large sum of money can solve a lot of financial problems, but it can also create a few.
With a new inheritance, you’ll probably face some difficult choices. You’ll g… Read More
2019-05-08 19:01
Are you thinking of buying a house? With pending home sales on the rise and new single-family purchases expected to increase over 18% through the end of 2019, you’re not the only one… Read More
2019-05-03 16:34
Gearing up to purchase a home is an exciting time in anyone’s life, although the process can also be stressful. From picking the right lender to underwriting and closing costs, getting… Read More
2019-05-03 14:00
The 2019 tax season is upon us (for 2018 filing). If you’re thinking about preparing your own taxes, you’re probably ready to research the best tax software programs available.
W… Read More
2019-04-30 13:11
Too often, people approach the concept of a budget with the rarely kept promise to start one tomorrow.
While budgeting might seem like a daunting, or at the very least, monotonous task, it&r&hell…Read More
2019-04-26 12:08
A generation ago, most consumers put pen to paper to track their monthly expenses. Back then, a simple math error or brief a moment of forgetfulness could wreak havoc on your check register… Read More
2019-04-23 20:37
Have you ever watched the reality television show Shark Tank, all the while wishing it was you pitching that small business idea to top investors?
Or, maybe you’ve been laid off a… Read More
2019-04-23 14:42
Starting a successful small business is no easy feat. Having the guts to make your dreams a reality is step one.
Once you’ve accomplished that goal, there are a number of steps to take… Read More
2019-04-22 14:02
If you’re considering an advanced degree so you can earn more money in the future, give your decision some more thought.
Graduate school costs a lot. To finish an advanced degree, you… Read More
2019-04-21 22:55
Unless you know the future, buying a new home can feel like a gamble.
You’re betting you’ll have the money to pay the mortgage every month for decades. You’re also betting… Read More
2019-04-16 19:02
Buying stocks for the first time can feel like playing a new sport. You may feel uncertain. You may question the wisdom of getting involved. The fees may seem confusing or too steep.
With sp… Read More
2019-04-15 10:52
It’s a big job, so a lot of us put off retirement planning.
When you have a mortgage, car payments, insurance premiums, children, and so many other demands, retirement planning may see… Read More
2019-04-15 10:52
It’s a big job, so a lot of us put off retirement planning.
When you have a mortgage, car payments, insurance premiums, children, and so many other demands, retirement planning may see… Read More
2019-04-11 19:28
According to a 2018 study from Javelin Strategy & Research, more than 16.7 million Americans were victims of identity theft or fraud in 2017.
That figure represents a record high number… Read More
2019-04-11 18:57
There was once a time when the only way you could receive personalized financial advice was through a financial advisor.
While financial advisors can be extremely beneficial, there is a weal… Read More
2019-04-11 18:42
Stocks and bonds are often discussed interchangeably. That’s mostly because where you have one in a portfolio, you have the other – or at least you should.
Bonds are stocks&rsquo&hell…Read More
2019-04-11 16:07
The decision to purchase life insurance is daunting enough without considering the many types of life insurance. The purpose of life insurance is to protect your family’s financial fut… Read More
2019-04-11 13:57
Your homeowners insurance policy has a big job: To protect your biggest investment in a world prone to unpredictable perils: wind storms, wildfires, and lightning strikes, to name a few.
You… Read More
2019-04-10 15:44
Finding the house of your dreams is simple, but getting pre-approved for a mortgage isn’t always a walk in the park.
Thankfully, when it comes to car shopping, understanding… Read More
2019-04-09 17:28
If you’re struggling with bad credit and can’t seem to turn your situation around, it may be time to seek out professional help.
Credit repair companies promise to help you have… Read More
2019-04-08 02:18
Medicare covers a lot, but many older Americans who enroll in the health care program need other insurance as well.
Some people 65 and older still work and have access to their employer&rsqu&hell…Read More
2019-04-05 16:06
Buying individual and family health insurance can be a simple affair if it’s obtained through your employer.
But if you need to buy an individual plan, the process is far more complica… Read More
2019-04-04 17:04
Borrowing money gives you more spending power to buy a car, a house, or to finance a college education.
Borrowing money also puts you in debt which limits your future spending power.
If you… Read More
2019-04-04 14:26
Imagine you’re rushing to the nearest hospital due to your wife’s sudden heart attack. You couldn’t see this coming from a mile away since she exercises daily while adherin… Read More
2019-04-02 19:47
The law requires you to buy car insurance and health insurance, and people with financial dependents should always carry life insurance.
But what about dental insurance? Do you really need i… Read More
2019-04-02 17:38
When it comes auto insurance, the best advice on a DUI is to not get one. I’m not being glib either.
A DUI is the source of one of the biggest increases in car insurance premiums you c… Read More
2019-04-01 19:21
The word “disability” may conjure images of wheelchairs, hospital beds, and around-the-clock nursing care.
In reality, any illness or injury serious enough to keep you out of wor… Read More
2019-03-29 15:45
Finding the means to fund a new project or venture can be hard work. Banks have strict criteria on their lending, and it can be a tricky process to get through their acceptance requirements… Read More
2019-03-28 16:18
Expense management is essential for any business. However, it can be incredibly overwhelming to manage and track hundreds of records without proper expense management software in place &mdas&hell…Read More
2019-03-27 13:30
Did you know that choosing the wrong insurer could lead to your life insurance costing upwards of 50 percent more?
Purchasing life insurance is a daunting process. There are numerous life in… Read More
2019-03-21 18:18
Are you looking for a quick way to boost your credit score to get better deals on loans and save money? Then you might want to know what Experian Boost is all about and how it can be of help… Read More
2019-03-21 15:14
When I opened my first bank account, I used the same qualifier most people use – I opened an account at the most convenient location for me.
That bank happened to be a Wells Fargo Bank… Read More
2019-03-21 14:32
Closing on a home usually takes about a month, but it can feel like a year.
There’s so much to do:
Finalizing the loan
Getting the inspection
Arranging the move
Setting up utilities
Hi… Read More
2019-03-20 18:49
E*TRADE Core Portfolio is one of a growing number of automated online investment platforms, commonly referred to as robo-advisors.
Your investment preferences are determined in advance, you… Read More
2019-03-18 18:51
There are many robo-advisors on the market today, and Wealthsimple is one of the best that you can get if you’re looking for socially responsible investing opportunities.
With a number… Read More
2019-03-13 15:05
Are you looking for an app that gives you the freedom to maximize your investments?
Maybe you want an app that will help you put your money in investments that resonate with personal interes… Read More
2019-03-12 17:22
Not every investor wants to actively trade in stocks and other options, preferring to limit the time and fees associated with the market.
That narrows the field down some, but there are stil… Read More
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