A 30-year fixed-rate Mortgage is the most popular option for home purchases. However, you probably have seen some advertisements that encourage you to refinance your 30-year mortgage into a 15-year one. If you are a Dave Ramsey fan, you know that he is against taking out a 30-year loan and encourages you to use cash ... Read moreIs 15-Year Mortgage Better Than a 30-Year Mortgage?