What is the purpose of Funeral insurance? Funeral Insurance, also known as final expense insurance, is like a safety net for your loved ones when you're not around anymore. Here's the deal: Nobody likes to think about it, but funerals can be expensive. And that's where funeral insurance comes in handy, especially here in New Hampshire. It's like a financial cushion to help cover the costs of your final send-off – things like the casket, ceremony, burial, and all those other details that can add up. Now, you might be asking, "Why do I need this?" Well, picture this: Without funeral insurance, your family could be left with a hefty bill at a time when they're already dealing with a lot emotionally. Nobody wants their loved ones stressing over money when they should be remembering and celebrating a life. The cool thing about funeral insurance is that it's usually pretty easy to get. You don't need to jump through hoops or pass a bunch of tests. It's designed to be accessible, especially for folks between 45 and 85 – because, let's face it, life doesn't come with a guarantee, and it's never too late to plan ahead. Here's the kicker: When you have funeral insurance, it's like giving your family a little peace of mind. They won't have to scramble to cover the costs, and they can focus on honoring your memory instead. It's a thoughtful way to make sure you leave behind good memories, not financial stress. So, if you're thinking about the future and want to make things a bit easier for your loved ones, funeral insurance could be the way to go. It's like a small investment in a big peace of mind.