Can people living in North Carolina get life Insurance to cover the cost of their burial expenses? Yes, there are burial expense life insurance plans available for people living in the state of North Carolina. In fact, one highly-rated insurer offers up to $25,000 of burial insurance with guaranteed acceptance for anyone between the ages of 45 to 85 years old. There is no physical examination required, and you won't have to answer any questions about your health. Even if you have been turned down for life insurance form other insurers, you may purchase a guaranteed approval burial life insurance policy, if you meet the age requirements for approval.