Getting a Loan through prosper involves doing your best job to make your loan request as marketable as possible.  Follow our step by step process below to have the best chance of getting your loan funded – brown text indicates a link you can click on to open a resource in a separate window.

1. Join our group – group membership is the biggest factor impacting the chances that your loan will be funded.
2. Create a personal budget (and business budget if you are seeking a business loan).  Our excel templates will help you create your budget.  Score.org has some other great templates for small business here.
3. Review our factors in getting funded.  Make sure to follow the tips on what to do and avoid those we say not to do.  These will drive whether or not your loan is funded.
4. Complete your loan listing using our borrower template.
5. Check out the borrower rates and make sure you post a rate that is likely to get funded.  Sometimes the best rate can be obtained by posting a good rate that lenders bid down. 
6. Review the prosper.com borrower guidance and complete your loan request.
7. Let us know when your loan is complete via a message from your account on prosper.  We’ll get on the site and look at your listing, make suggestions and endorse your loan.
8. Sign up for automatic payments.
9. Stick to your budget.