[Estimated reading time: 5 minutes - Read while you decide what to do with your weekend]

Some years ago, two expats in the UAE decided to start investing, with the aim of a wealthy retirement.

Mark and James were very much alike:

• Both were high earning executives in oil and gas,
• Both shared a passion for golf,
• And both were filled with ambitious dreams for the future.

Today, Mark and James are still very much alike in many ways.

But there’s a difference.