For most drivers in Longmeadow, Massachusetts, a personal auto insurance policy provides plenty of coverage. Drivers who use their vehicles for business purposes, however, may find that a personal auto policy doesn’t afford enough protection. They may need a commercial auto insurance policy, instead, to offer all the protection expected from business insurance. If you use a vehicle for work and aren’t sure whether you need a commercial policy, here are four questions to ask that will help you determine which type of auto insurance to get.