Many Homeowners insurance policies include coverage for dogs under their liability provisions. For example, if you have a dog that bites a visitor, your homeowners policy might provide coverage. Not all insurance companies that offer policies in Putnam Valley, New York include coverage for dogs. Additionally, those that do exclude certain breeds and will not be able to write you a policy for your home if your dog is on the list. If you’re getting a puppy, check your homeowners policy to make sure you’re fully insured against any damage or harm your new pooch might cause.