High-risk drivers in East Fishkill can have a difficult time finding affordable car insurance. Insurers often raise premiums for drivers whom they deem a high risk. All drivers in New York, though, must have auto insurance if they drive on public roads. If you’ve caused an accident, been charged with a moving violation, been convicted of DUI, or had a lapse in coverage, insurers may be classifying you as a high-risk driver and quoting you high rates. Here’s what you can do to find an affordable auto insurance policy.