Many parents in Beacon, New York kindly offer to drive their children’s friends to events and places. Parent’s don’t always consider the additional risk that chaperoning children exposes them to, though. Parents shouldn’t stop chaperoning children, but they should make sure they're adequately insured against the risks they assume when driving multiple kids around. Thankfully, Personal Umbrella Insurance makes it easy and inexpensive for parents to protect themselves against many of the risks.