For the end of December the emailed trading signal is to invest 60% in QQQ and 40% in TLT. As this is the same allocation as last month, I don't need to do any trades this month. However as I had no trades during the quarter I would have been charged a $50 fee, so I decided to close out my positions and transfer the cash balance out of my IG trading account. I will use the proceeds to reduce the