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Blog - My Lender Jackie Blog
Read intersecting blogs about California Mortgage and get useful information about Real Estate and mortgage for Orange County, LA County, Riverside County, Ventura County, San Bernardino County and San Diego County.
No Doc Loan Programs
2024-05-22 14:51
Finding a mortgage without traditional income can be a challenge. Many loan programs are designed in a way that doesn’t work for business owners or self-employed borrowers, who don&rsq&hell…Read More
Before You Buy An Investment Property
2024-05-06 16:01
Have you been considering buying an investment property, but aren’t yet ready to pull the trigger? There are so many factors to consider, and we know it can be a little daunting. Maybe… Read More
Cash Flow Mortgages FAQ
2024-04-30 21:49
Cash flow mortgages, also known as investment property loans or rental property loans, are specifically designed to help real estate investors purchase income-generating properties such as r… Read More
Common Mortgage Misconceptions
2024-04-18 01:19
If you’ve never applied for a mortgage before, there are plenty of ideas you might have that are causing unnecessary stress or leading you in the wrong direction. There are quite a few… Read More
2024-03-12 21:56
As you go through the process of buying a home, specifically finding the right financing option for you, anything that sounds unconventional may have you feeling cautious, such as a bank sta… Read More
2024-02-08 16:20
Setting out to buy a starter home is exciting, but it’s also daunting for many of our clients. Trying to determine how much you can afford is likely at the top of your list of concerns… Read More
2024-01-29 16:40
One of the challenging aspects of applying for a loan is making sure you understand all of the terms. While we are always here to answer your questions about your loan application, it might… Read More
2024-01-10 19:00
Bank statement loans have gained popularity as an alternative financing option, especially for self-employed individuals or those with non-traditional income sources. However, like any finan… Read More
2023-12-20 17:02
Closing costs are an essential part of the mortgage process, and we know you might have questions about them. These costs, incurred at the closing of your transaction, cover a list of fees a… Read More
2023-12-11 16:47
Buying your first home is exciting, but it’s no secret that is can be overwhelming, too. One of the biggest stressors for first time homebuyers tends to be figuring out how to save for… Read More
2023-11-20 08:30
One of the best ways to combat inflation is to own real estate, and owning an investment property can provide even more safeguards to offset increased costs. If you are looking into buying y… Read More
2023-11-13 08:30
Building your passive income and creating a financial legacy are some of the many reasons people choose to buy an investment property. There is an extensive list of benefits associated with… Read More
2023-08-31 16:24
You’ve likely heard plenty of buzz around investing in real estate as a smart way to build financial freedom, passive income, and generational wealth. Investing in real estate can offe… Read More
2023-08-09 04:49
Looking for ways to invest and create new financial opportunities? One of the best investments, experts agree, is to invest in real estate. 5 Reasons to Invest in Real Estate 1. Appreciation… Read More
2023-08-04 16:54
If you are looking for ways to get into real estate investing, you’re not alone. When individuals realize the potential for passive income, building generational wealth, and finding fi… Read More
2023-08-04 14:37
No Doc Loan and Home Mortgages W4CY: July 18, 2023 – Jackie Barikhan – My Lender Jackie NO DOC mortgage – Learning details of the NO DOC home loan program – Jackie B… Read More
2023-07-20 15:49
We offer a variety of mortgage options, but we specialize in Cash Flow Mortgages. Cash flow mortgages can be an ideal solution for real estate investors, providing a unique opportunity to in… Read More
2023-06-15 04:43
Mortgage rate increases are all over the news, leading some hopeful homebuyers to wonder if 2023 is still a good year to buy a home. Even if you will pay a higher interest rate than you woul… Read More
2023-03-27 15:23
Moving can be stressful for the entire household, including pets. Moving brings plenty of noise, change in routine, and added hustle and bustle. It’s easy for both humans and pets to g… Read More
2023-03-15 15:13
The process of decluttering doesn’t have to be complicated. Start by making time to sort through your belongings before the move. The more time you have, the better, as it allows you t… Read More
2023-01-24 20:12
Why Does Debt-to-Income Ratio Matter? There are multiple metrics lenders use to determine someone’s ability to repay a mortgage, as well as how much debt they are able to take on. The… Read More
2023-01-11 17:21
Should You Refinance in 2023? – The refinancing storm of the past few years has calmed down significantly as the FED has raised the federal funds rate, but that doesn’t mean your… Read More
2022-12-14 16:36
Mortgage FAQs During a Divorce – If you are in the middle of the divorce process, you may be wondering how this will affect your mortgage options. In this challenging transitional peri… Read More
2022-11-29 17:01
2-1 Buydowns for Self Employed Borrowers – Have you heard about a 2-1 buydown? This mortgage solution can provide borrowers with an way to lower their mortgage interest rate temporaril… Read More
2022-11-21 18:59
Are you looking for creative solutions to make buying a home today affordable? With rising interest rates, some buyers are concerned about how to afford the home they want. One of the soluti… Read More
2022-10-24 21:22
Do you remember the first time you thought about purchasing a home? You most likely had the best and most aesthetically pleasing home in your mind’s eye. All of these fun imaginative i… Read More
2022-10-17 20:59
DSCR Loans for Investors – Looking for a creative way to invest in real estate without verifying income? A DSCR loan might be the perfect way to spice up your real estate portfolio. By… Read More
2022-10-11 14:23
When you want to purchase a home you usually contact a real estate agent first. They will then put you in contact with a mortgage lender if you haven’t already started working with one… Read More
2022-09-27 17:09
Home Loan Options for Self Employed – When you’re self-employed and you want to buy a home, you fill out the same mortgage application as everyone else. Mortgage Lender… Read More
2022-08-09 15:21
Deciding which type of mortgage is right for you comes down to a combination of financial details and personal preference. If you are prepared with good credit and stable employment, you may… Read More
2022-07-13 17:17
Are No-Doc Loans Still Available in 2022? – If you have a less than traditional employment situation, maybe you are self-employed, maybe you do gig work, or something similar, you may… Read More
2022-05-03 16:27
Different Types of Rental Property Loans – Financing a rental property through a mortgage loan can be a good way to increase your income through real estate investment. You want to mak… Read More
2022-03-29 13:35
Is it Possible to Get a Mortgage Without a Job? It is a possibility to obtain a mortgage loan or to refinance your current home loan when you are currently unemployed for whatever reason, be… Read More

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