I have to be honest here, this is not something that I do nor used in our Debt elimination journey (we are on stage 6 of the Dave Ramsey Baby Steps program). However, I have friends who have used the affirmations approach in their debt free journey and they found this of great benefit to them. When I spoke with them about this it wasn’t surprising as affirmations were something they had used in other parts of their lives.

I was also interesting to learn that often an affirmations approach does suit those of us more “non-numbers” people, or as my dear wife would safe the normal people, when it can to this. No, it isn’t they don’t do the budgets etc, but they gain much greater reward from the less tangible benefits being debt free brings – as opposed to someone like me who perhaps enjoys the numbers a little too much.

However, with an open mind … on with the affirmations for each day of the month that we hope will help you in your debt free journey, whichever stage you are at.

1. Each day I’m getting out of debt
2. The elimination of my debt is important to me and my family
3. I am controlling my finances, not my finances controlling me
4. My spending habits are now under my control
5. I am reducing my debt each day by being organised and in control
6. I will soon be able to live debt free
7. I am climbing out of this debt hole each day, one step at a time
8. My financial health is improving each day
9. I want to be debt free because … (eg so I can help others through this too)
10. Each day it is easier to live an organised and frugal lifestyle
11. One day my future self will thank you
12. My finances are my business and I will be careful and attentive with them
13. I control my spending, it does not control me
14. I tell my money where to go now, not wonder where it went
15. My spending is now wise and thoughtful, it now has purpose
16. I am open to new ways of saving money and paying off debt faster
17. My debt free journey is not about me but those I love and care for
18. Each day I am becoming more responsible with my money
19. Managing my money well is part of my normal thinking and planning
20. I am open to new ways of earning money and paying off debt faster
21. When I become debt free I will not go back to using debt because I will free from its control
22. Having savings and being debt free will be a wonderful place to be
23. My finances are my responsibilities, no one else’s
24. Each month I will follow my budget because it helps control my spending
25. My financial position is my responsibility and I can improve it each day
26. Each day moves me a step closer to living debt free
27. I am finding it easier each day to control my spending and becoming debt free
28. I am learning more about myself and money each day as I step towards being debt free
29. I am looking forward to the peace and freedom that will come from being debt free
30. I can feel the positive difference being in control of my money brings
31. One day I will help others in their debt free journeys so they too can experience the peace it brings

The post Debt Free Affirmations – For Each Day of the Month appeared first on Financial Memos.