VantageScore 4.0, the fourth-generation tri-bureau credit scoring model from VantageScore Solutions, once again sets a new standard for predictive performance and modeling innovation, pioneering several industry “firsts” that benefit lenders and consumers alike.
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This fact sheet was updated in August 2023 to include the most recent performance assessment results that were conducted in a recent 2022 study to validate the model. Additionally, information regarding VantageScore 4.0’s handling of medical collections has been included.
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