VantageScore 4.0, the fourth-generation tri-bureau Credit scoring model from Vantagescore Solutions, once again sets a new standard for predictive performance and modeling innovation, pioneering several industry “firsts” that benefit lenders and consumers alike.
This fact Sheet was updated in August 2023 to include the most recent performance assessment results that were conducted in a recent 2022 study to validate the model. Additionally, information regarding VantageScore 4.0’s handling of medical collections has been included.VantageScore 4.0 Fact Sheet
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