ICICI Bank will offer the Best Credit cards in India in 2023. Unlock a world of possibilities with ICICI Bank Credit Cards, designed to cater to your unique requirements. The best part? Enjoy a treasure trove of cashback rewards and instant discounts, courtesy of the numerous enticing offers available exclusively for ICICI Bank Credit Cardholders. Find the perfect Credit Card to match your lifestyle by exploring our comprehensive Credit Card selection, and seize the opportunity to apply today.

Best credit cards in India 2023

Looking for the perfect credit card to suit your individual needs? Look no further than ICICI Bank, one of India’s leading credit card issuers. We offer a diverse range of ICICI credit cards tailored to cater to your unique requirements, whether it’s fuel savings, travel perks, online shopping benefits, dining experiences, or entertainment rewards.

But with such a wide array of card options available, how do you find the ideal ICICI credit card for you? Don’t worry, we’ve got you covered. To simplify your search and help you make an informed decision, we’ve compiled a list of the most sought-after ICICI Bank credit cards. Our list includes key details such as fees, charges, ratings, and eligibility criteria, making it easier than ever to find the card that aligns perfectly with your lifestyle and spending preferences.

ICICI Bank offers credit cards across various categories, including online shopping, rewards, travel, cashback, and more. We recommend comparing the top ICICI credit cards and selecting the one that suits your financial goals and aspirations. To get started on your journey to financial convenience and rewards, explore some of our most popular ICICI credit card options today.

Platinum Chip Credit Card – Your Path to Financial Freedom!

Say goodbye to joining fees and annual charges! With our Lifetime Free Platinum Chip Credit Card, you can experience the benefits of premium credit without the extra costs.

Getting your hands on this fantastic offer is as easy as sending an SMS. Just text “PLAT” to 5676766, and we’ll give you a call back to assist with your application.

Discover a world of financial convenience with the Platinum Chip Credit Card:

• Joining Fee: NIL
• Annual Fee (Second year onwards): NIL
• Supplementary Card Fee: NIL
• Overdue Interest: Only 3.40% per month (40.80% annualized) on extended credit and cash advances.

Eligibility is within your reach too. If you’re over 23 years old, you can avail of this incredible offer.

For a comprehensive breakdown of fees and charges, please refer to our Most Important Terms & Conditions (MITC).

Don’t miss out on this opportunity. Apply online today for your Lifetime Free Platinum Chip Credit Card and enjoy the perks of financial freedom!

Coral Credit Card

Joining Fee: ₹500/ NIL Annual Fee: ₹500/ NIL

Unlock boundless excitement with the ICICI Bank Rewards Program. Your ICICI Bank Coral Credit Card is not just a card; it’s your passport to a world of rewards and indulgence. Redeeming your hard-earned Reward Points is a breeze, allowing you to savor life’s finer pleasures. From movie and travel vouchers to an array of lifestyle products, your ICICI Bank Reward Points offer a diverse range of options for redemption. Elevate your lifestyle by transforming your points into mobile phones, appliances, and more, making every choice you make a rewarding one.

Shopping with your ICICI Bank Credit Card is no ordinary transaction; it’s an opportunity to be rewarded generously. Embrace the excitement and embark on a journey to a more fulfilling life today!

EXTRA REWARDS:

• You can redeem your Reward Points for a multitude of options, from movie and travel vouchers to lifestyle products, mobiles, appliances, and more.
• Earn 2 Reward Points for every Rs. 100 spent on your card (excluding fuel).
• Earn 1 Reward Point for every Rs. 100 spent on utilities and insurance categories.
• With the new ICICI Bank Milestone Rewards program, enjoy 2000 Reward Points upon spending Rs. 2,00,000 on your card and 1000 Reward Points each time you cross Rs. 1,00,000 in spend thereafter within an anniversary year, with a maximum of 10,000 Reward Points per year.

Ready to embark on a rewarding journey? Call Reward on 1860-258-5000* or place an online request for redemption at www.icicibank.com/rewards. Make every purchase count with the Coral Credit Card from ICICI Bank!

Rubyx Credit Card

Introducing the Rubyx Credit Card by ICICI Bank: Elevate Your Lifestyle and Enjoy Incredible Benefits!

Unlock a world of privileges with the Rubyx Credit Card from ICICI Bank. Here’s why it’s the card you’ve been waiting for:

Welcome Vouchers Worth Rs. 5000+: Receive a warm welcome with shopping and travel vouchers worth over Rs. 5000+ on payment of the joining fee.https://tracking.vcommission.com/SHK1s

Amazing Welcome Vouchers:

• Tata CliQ Voucher worth Rs. 2000
• EaseMyTrip Vouchers worth Rs. 2000 (Two vouchers worth Rs. 1000 each)
• Uber Vouchers worth Rs. 250
• Croma Voucher worth Rs. 1000 (Two vouchers worth Rs. 500 each)

Earn up to 15,000 Reward Points Every Anniversary Year: Your loyalty is rewarded! Enjoy up to 15,000 Reward Points every anniversary year with your ICICI Bank Rubyx Credit Card.

25% Discount on Movie Tickets: Get 25% off on movie tickets, twice per month, when you book on BookMyShow and Inox.

Air Accident Insurance: Stay secure with air accident insurance of Rs. 1 crore and a lost card liability of Rs. 50,000.

Golf Enthusiasts Rejoice: Tee off with two complimentary rounds of golf every month at the golf course of your choice, based on eligible spends on your ICICI Bank Rubyx Credit Card.

Airport Lounge Access: Enjoy 2 complimentary access passes per quarter to select airport lounges in India with the Visa variant of the card. Just spend a minimum of Rs. 5,000 or more in a calendar quarter on your ICICI Bank Rubyx Credit Card to avail this facility in the next calendar quarter.

Transparent Fees:

• Joining Fee: ₹3000+GST
• Annual Fee: ₹2000+GST

With ICICI Bank Rubyx Visa Credit Card, you’ll not only enjoy privileges across lifestyle, dining, and golf but also reap travel benefits and get free movie tickets. It’s time to make the most of every moment with the Rubyx Credit Card. Apply today and experience a world of luxury and rewards!

For more information on vouchers redemption and terms and conditions CLICK HERE.

Sapphiro Credit Card

Introducing the Sapphiro Credit Card by ICICI Bank: Elevate Your Lifestyle to New Heights!

Experience the pinnacle of luxury and rewards with the ICICI Bank Sapphiro Credit Card. Here’s why it’s the card of choice for those who seek the best:

Welcome Vouchers Worth Rs. 9000+: Begin your journey with a grand welcome! Receive welcome vouchers worth an astounding Rs. 9000+ within 45 days of paying the joining fees.

Amazing Welcome Vouchers:

• Tata CliQ Voucher worth Rs. 3000
• EaseMyTrip Vouchers worth Rs. 4000 (Four vouchers worth Rs. 1000 each)
• Uber Vouchers worth Rs. 1000 (Four vouchers worth Rs. 250 each)
• Croma Voucher worth Rs. 1500

Up to 20,000 ICICI Bank Reward Points: Your loyalty is rewarded generously. Earn up to 20,000 ICICI Bank Reward Points on your ICICI Bank Sapphiro Credit Card every anniversary year.

Exclusive Movie Offer: Enjoy your favorite movies with a special offer – buy one movie ticket and get Rs. 500 off on the second ticket when you book on BookMyShow, and you can avail of this offer twice per month.

Airport Lounge Access: Travel in style with complimentary airport lounge access. You get 2 complimentary international airport lounge visits and 2 complimentary domestic airport spa visits per calendar year as part of the Dreamfolks Programme.

More Lounge Access: Additionally, enjoy 4 complimentary access passes per quarter to select airport lounges in India when you spend a minimum of Rs. 5,000 or above in a calendar quarter on your ICICI Bank Sapphiro Credit Card.

Golf Enthusiasts Rejoice: Tee off with up to 4 complimentary rounds of golf every month at the golf course of your choice, based on eligible spends on your card.

Transparent Fees:

• Joining Fee: ₹6500+GST
• Annual Fee: ₹3500+GST

With the ICICI Bank Sapphiro Credit Card, you don’t just own a card; you own a world of privileges across travel, dining, entertainment, and golf. It’s time to live life the way you deserve. Apply now and elevate your lifestyle with the Sapphiro Credit Card!

Manchester United Platinum Credit Card

Unleash Your Passion with the Manchester United Platinum Credit Card by ICICI Bank!

Are you a die-hard Manchester United fan? Get ready to live your passion like never before with the Manchester United Platinum Credit Card. Here’s why it’s the ultimate choice for true football enthusiasts:

Welcome Gift – Manchester United Branded Football: Kick off your journey with an exclusive Manchester United branded football as our welcome gift to you.

Exclusive Manchester United Experience:

• Top Spender Monthly: The top spender every month, across cardholders from both variants, will receive a signed Manchester United jersey as a badge of honor.
• Top 100 Spenders Monthly: The top 100 spenders, across cardholders from both variants, will proudly sport a Manchester United branded shirt every month.
• Top 18 Spenders: The crème de la crème, the top 18 spenders from both variants, will embark on an exclusive fully paid “Manchester United Experience” of a lifetime. This unforgettable journey includes:
  • A private tour of the iconic Old Trafford stadium and museum in Manchester, England.
  • The incredible opportunity to witness a part of a training session of the First Team Squad.
  • A visit to the Manchester United megastore at the stadium to collect cherished memorabilia.

More Benefits:

• Earn up to 3 reward points for every Rs. 100 spent, making every purchase even more rewarding.
• Enjoy a fantastic 25% discount, up to Rs. 100, on selected cinema tickets from leading cinema retailers.
• Revel in the luxury of 1 complimentary airport lounge access per quarter, ensuring your travels are comfortable and stylish.

Transparent Fees:

• Joining Fee: ₹499 + GST
• Annual Fee: ₹499 + GST (from the second year onwards, waived off if you’ve spent more than Rs. 1,25,000 in the previous year).

Don’t just support your favorite team; become a part of their legacy with the Manchester United Platinum Credit Card. Apply now and experience the thrill of football like never before!

Manchester United Signature Credit Card

Elevate Your Passion with the Manchester United Signature Credit Card by ICICI Bank!

Calling all die-hard Manchester United fans! Get ready for an unparalleled experience with the Manchester United Signature Credit Card. Here’s why it’s the ultimate choice for true football aficionados:

Welcome Gift – Manchester United Branded Holdall and Football: Kickstart your journey with an exclusive Manchester United branded holdall and football, delivered directly to your doorstep within 30 working days of paying the joining fee.

Exclusive Manchester United Experience:

• Top Spender Monthly: The highest spender every month, across cardholders from both variants, will proudly wear a signed Manchester United jersey as a mark of distinction.
• Top 100 Spenders Monthly: The top 100 spenders, across cardholders from both variants, will sport a Manchester United branded shirt every month.
• Top 18 Spenders: The cream of the crop, the top 18 spenders from both variants, will embark on an unforgettable fully paid “Manchester United Experience.” This extraordinary journey includes:
  • A private tour of the iconic Old Trafford stadium and museum in Manchester, England.
  • The incredible opportunity to witness a portion of a training session of the First Team Squad.
  • A visit to the Manchester United megastore at the stadium to collect cherished memorabilia.

More Benefits:

• Earn up to a remarkable 5 reward points for every Rs. 100 spent, making every transaction even more rewarding.
• Enjoy a fantastic 25% discount, up to Rs. 150, on selected cinema tickets from leading cinema retailers.
• Revel in the luxury of two complimentary airport lounge access passes every quarter, ensuring your travels are comfortable and stylish.

Transparent Fees:

• Joining Fee: ₹2499 + GST

Don’t just support your favorite team; become a part of their legacy with the Manchester United Signature Credit Card. Apply now and experience the thrill of football like never before!

You can check out the finance related information here..

FQS’s

What to Do If Your ICICI Bank Credit Card Application is Declined?

Sometimes, your ICICI Bank Credit Card application might face rejection due to not meeting the bank’s eligibility criteria. Typically, the bank informs you of the application status through a message sent to your registered mobile number. Additionally, you can track your application status online by using your application number. If you prefer an offline inquiry, don’t hesitate to call the bank’s customer care, where a representative can provide you with the latest information regarding your application.

What is the Consequences of Crossing Your Credit Limit on ICICI Credit Card?

Should you make a transaction that exceeds your available credit limit on your ICICI Credit Card, the decision to approve or decline the transaction rests with ICICI Bank. If approved, an over-limit charge equivalent to 2.5% of the amount exceeding the credit limit will be applied. Be mindful of your credit limit to avoid such charges and ensure smooth financial transactions.

How to Make ICICI Credit Card Payments?

Making ICICI Credit Card payments is a hassle-free process, offering both online and offline options. To conveniently settle your bill online, utilize services such as net banking, the ICICI Bank mobile app, mobile banking, Billdesk, or even your debit card. On the other hand, if you prefer an offline approach, you can visit the nearest ICICI Bank branch and make payments via cash or cheque.