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“Kotak Credit Card Information 2023: Separating Fact from Fiction”

“Kotak Credit Card Information 2023: Separating Fact from Fiction” | 

Best Kotak bank Credit cards details Benefits kya hai?

Kotak Mahindra Bank offers a range of Credit cards with different benefits and rewards. Here are some of the best Kotak Bank credit cards and their benefits:

  1. Kotak Delight Credit Card: This card offers 10% cashback on dining, movies, and groceries, up to a maximum of Rs. 600 per month. It also offers 1% fuel surcharge waiver on transactions of Rs. 4000 or above at petrol pumps.
  2. Kotak PVR Platinum Credit Card: This card offers up to 2 free movie tickets every month, 1 free PVR voucher worth Rs. 750, and 1 free PVR movie ticket on spending Rs. 10,000 or more in a billing cycle. It also offers 10% cashback on dining and shopping.
  3. Kotak Royale Signature Credit Card: This card offers 4 free domestic lounge access per quarter, 2 free international lounge access per year, and up to 30,000 reward points on spending Rs. 8 lakh or more in a year. It also offers 2x reward points on dining, travel, and international spends.
  4. Kotak Urbane Gold Credit Card: This card offers up to 10% cashback on dining and movies, 1 free PVR ticket on spending Rs. 10,000 or more in a billing cycle, and 1 free domestic airport lounge access per quarter.

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These are just a few examples of the benefits offered by Kotak Bank credit cards. The specific benefits may vary depending on the card and the customer’s eligibility.

List of all Kotak bank credit cards

Here is a list of all the Kotak Mahindra Bank credit cards currently available:

  1. Kotak Delight Credit Card
  2. Kotak PVR Platinum Credit Card
  3. Kotak Royale Signature Credit Card
  4. Kotak Urbane Gold Credit Card
  5. Kotak League Platinum Credit Card
  6. Kotak Fortune Gold Credit Card
  7. Kotak Aqua Gold Credit Card
  8. Kotak Silk Inspire Credit Card
  9. Kotak Corporate Gold Credit Card
  10. Kotak Mahindra Bank Best Price Card
    Please note that the eligibility criteria and benefits may vary for each card, so it is important to check the specific details of each card before applying.

Must Read:

  • Best RBL Bank Credit cards Benefits Details in Hindi | सर्वश्रेष्ठ आरबीएल बैंक क्रेडिट कार्ड लाभ – हिंदी में
  • “2023 RBL BANK Credit Card full Benefits in Hindi | RBL bank credit card details in Hindi
  • “2023 के लिए सबसे अच्छे IDFC First credit cards कौनसे हैं – क्रेडिट कार्ड आवेदन कैसे करें?”
  • “Unlocking the Best IDFC Credit Cards 2023 Hindi: Eligibility and Benefits”
  • Best Yes bank Credit cards details Benefits 2023 in Hindi | Yes Bank Credit Cards के बेहतरीन विवरण लाभ

List of most popular Kotak bank credit cards

Here is a list of some of the most popular Kotak Mahindra Bank credit cards:

  1. Kotak Delight Credit Card
  2. Kotak PVR Platinum Credit Card
  3. Kotak Royale Signature Credit Card
  4. Kotak Urbane Gold Credit Card
  5. Kotak League Platinum Credit Card
Click here to buy the best Kotak Bank credit cards

Kotak Delight Credit Card ke benefits kya hai?

Kotak Delight Credit Card offers a range of benefits, including:

  1. Dining, movies, and groceries cashback: Get 10% cashback on dining, movies, and groceries, up to a maximum of Rs. 600 per month.
  2. Fuel surcharge waiver: Enjoy 1% fuel surcharge waiver on transactions of Rs. 4000 or above at petrol pumps.
  3. Railway surcharge waiver: Enjoy a railway surcharge waiver of 1.8% on transactions made through the IRCTC website.
  4. Milestone benefits: Earn milestone benefits such as Rs. 3000 e-voucher on spending Rs. 1.25 lakh in a year, and Rs. 7500 e-voucher on spending Rs. 2.5 lakh in a year.
  5. Other benefits: Get access to offers and discounts on shopping, travel, and more through the Kotak Delight program.

“Get the best credit card deals from Kotak Bank! Click here to buy the best Kotak Bank credit cards and enjoy exclusive rewards and benefits.”

Kotak credit card status Kaise check kare?


To check the status of your Kotak Mahindra Bank credit card, you can follow these steps:

  1. Click here to Apply for Kotak Mahindra Bank Online and fill your details.
  2. Click on “Track Application” or “Track Your Credit Card” option.
  3. Enter the application reference number or application form number.
  4. Enter your date of birth or mobile number that you used while applying for the credit card.
  5. Click on the “Submit” button.
  6. You will be able to see the status of your credit card application on the screen.

Kotak credit card customer care number kya hai?

The customer care number for Kotak Credit Card is 1860-266-2666.

Kotak credit card customer care ko contact kaise kare?

You can contact the Kotak Credit Card customer care by calling the toll-free number 1860-266-2666 from your registered mobile number.

You can also call their customer care numbers +91-22-6600-6022 (chargeable) and +91-22-6600-6033 (chargeable) from your registered mobile number or your city’s STD code number.

Additionally, you can log in to your Kotak mobile banking app or internet banking account and send a secure message to customer care.

You can also visit the nearest Kotak Mahindra Bank branch and speak to a customer care representative in person.

Click here to buy the best Kotak Bank credit cards

Kotak credit card payment kaise kare?

You can make your Kotak Credit Card payment through various modes. Here are the different options available:

  1. Mobile Banking App: Log in to your Kotak Mobile Banking App and go to the credit card section. Choose the “Credit Card Payment” option and make your payment using your savings or current account.
  2. Net Banking: Log in to your Kotak Net Banking account and go to the credit card section. Choose the “Credit Card Payment” option and make your payment using your savings or current account.
  3. Auto-Debit: You can set up an auto-debit instruction on your Kotak Savings or Current Account for your credit card payment.
  4. NEFT/RTGS: You can make a payment using NEFT or RTGS by adding your Kotak Credit Card as a beneficiary and transferring the required amount from your bank account.
  5. BillDesk: You can also make your payment through BillDesk by visiting the Kotak Credit Card payment page on the BillDesk website.
  6. Pay by Phone: You can call the Kotak Credit Card customer care and make your payment using your debit card or net banking.

Remember to make your payment before the due date to avoid late payment charges and maintain a good credit score.

Kotak credit card application status kaise dekhe?

You can check the status of your Kotak Credit Card application online or by calling customer care. Here are the steps to check the status online:

  1. Click here to Apply for Kotak Mahindra Bank Online and fill your details.
  2. Click on the “Credit Cards” tab and choose “Track Application” from the drop-down menu.
  3. Enter your application reference number and mobile number.
  4. Click on “Check Application Status” to view the status of your application.

You can also check the status of your Kotak Credit Card application by calling the customer care number 1860-266-2666 from your registered mobile number. Keep your application reference number handy as it will be required to check the status.

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Kotak credit card pin generation kaise kare?

You can generate your Kotak Credit Card PIN through various modes, including:

  1. Net Banking: Log in to your Kotak Net Banking account and go to the “Credit Card” section. Click on “Generate PIN” and follow the instructions to generate your PIN.
  2. Mobile Banking App: Log in to your Kotak Mobile Banking App and go to the “Credit Card” section. Click on “Generate PIN” and follow the instructions to generate your PIN.
  3. IVR: Call the Kotak Credit Card customer care number 1860-266-2666 from your registered mobile number and select the “Generate PIN” option. Follow the instructions provided by the IVR to generate your PIN.
  4. ATM: You can also generate your Kotak Credit Card PIN by visiting any Kotak Mahindra Bank ATM. Insert your credit card and select the “Generate PIN” option. Follow the instructions displayed on the screen to generate your PIN.

Once you have generated your PIN, you will receive an SMS on your registered mobile number with the details of the new PIN

Kotak credit card login kaise kare?

You can log in to your Kotak Credit Card account through various modes, including:

  1. Net Banking: Visit the Kotak Mahindra Bank website (www.Kotak.com) and click on the “Net Banking” tab. Enter your CRN/Customer ID and password to log in to your account. Once logged in, click on the “Credit Card” section to access your credit card account details.
  2. Mobile Banking App: Download the Kotak Mobile Banking App from the Google Play Store or Apple App Store. Register your mobile number and follow the instructions to log in to your account. Once logged in, go to the “Credit Card” section to access your credit card account details.
  3. SMS: Send an SMS to 5676788 from your registered mobile number in the format “KCCLOGIN” “Last 4 digits of your Credit Card number” to receive your login credentials via SMS.
  4. Customer Care: You can also call the Kotak Credit Card customer care number 1860-266-2666 from your registered mobile number and follow the instructions provided by the IVR to log in to your account.

Note: To log in to your Kotak Credit Card account, you will need your credit card number, date of birth, and the security code printed on the back of your credit card.

Click here to buy the best Kotak Bank credit cards

Kotak credit card apply kaise kare?

You can apply for a Kotak Credit Card through various modes, including:

  1. Online: Click here to Apply for Kotak Mahindra Bank Online and fill your details.
  2. Choose the credit card that you want to apply for and click on “Apply Now”. Fill in the online application form with your personal and financial details and submit the application. You will receive an application reference number to track the status of your application.
  3. Mobile App: Download the Kotak Mobile Banking App from the Google Play Store or Apple App Store. Log in to the app and go to the “Credit Card” section. Choose the credit card that you want to apply for and fill in the application form. Submit the application and track the status using the application reference number.
  4. Branch Visit: You can visit any Kotak Mahindra Bank branch and apply for a credit card in person. Carry your ID and address proof, income proof, and a passport-size photograph along with you.
  5. Customer Care: You can also call the Kotak Credit Card customer care number 1860-266-2666 from your registered mobile number and apply for a credit card over the phone.

Once your application is approved, the credit card will be delivered to your registered mailing address within a few days.

Kotak credit card pin generate kaise kare?

You can generate a new PIN for your Kotak Credit Card through various modes, including:

  1. Net Banking: Log in to your Kotak Net Banking account and go to the “Credit Card” section. Click on “Generate PIN” and follow the instructions to generate your new PIN.
  2. Mobile Banking App: Log in to your Kotak Mobile Banking App and go to the “Credit Card” section. Click on “Generate PIN” and follow the instructions to generate your new PIN.
  3. IVR: Call the Kotak Credit Card customer care number 1860-266-2666 from your registered mobile number and select the “Generate PIN” option. Follow the instructions provided by the IVR to generate your new PIN.
  4. ATM: You can also generate a new PIN for your Kotak Credit Card by visiting any Kotak Mahindra Bank ATM. Insert your credit card and select the “Generate PIN” option. Follow the instructions displayed on the screen to generate your new PIN.

After generating the new PIN, you will receive an SMS on your registered mobile number with the details of the new PIN. You can also check the new PIN in your Kotak Credit Card account details on Net Banking or Mobile Banking App.

Kotak credit card track kaise kare?

You can track your Kotak Credit Card application status through various modes, including:

  1. Online: Click here to Apply for Kotak Mahindra Bank Online and fill your details.
  2. Choose the “Track Application” option and enter your application reference number and mobile number or date of birth to track the status of your credit card application.
  3. Mobile App: Download the Kotak Mobile Banking App from the Google Play Store or Apple App Store. Log in to the app and go to the “Credit Card” section. Click on the “Track Application” option and enter your application reference number and mobile number or date of birth to track the status of your credit card application.
  4. Customer Care: You can also call the Kotak Credit Card customer care number 1860-266-2666 from your registered mobile number and follow the instructions provided by the IVR to track the status of your credit card application.

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Once your credit card application is approved, the credit card will be delivered to your registered mailing address within a few days.

You can also track the delivery status of your credit card by calling the customer care number or through the online tracking system provided by the courier company.

Kotak credit card payment online kaise kare?

You can make your Kotak Credit Card payment online through various modes, including:

  1. Net Banking: Log in to your Kotak Net Banking account and go to the “Credit Card” section. Choose the “Credit Card Payment” option and follow the instructions to make the payment using your savings or current account.
  2. Mobile Banking App: Log in to your Kotak Mobile Banking App and go to the “Credit Card” section. Choose the “Credit Card Payment” option and follow the instructions to make the payment using your savings or current account.
  3. Bill Desk: Visit the Kotak Mahindra Bank website (www.Kotak.com) and click on the “Credit Cards” tab. Choose the “Credit Card Payment” option and select the “Bill Desk” payment gateway. Enter your credit card number, payment amount, and other required details to complete the payment.
  4. NEFT/IMPS: You can also make your Kotak Credit Card payment through NEFT or IMPS. Add your credit card as a beneficiary in your savings or current account and transfer the payment amount using the IFSC code and beneficiary account number provided by Kotak Mahindra Bank.
  5. Autopay: Set up an Autopay facility to automatically deduct the payment amount from your savings or current account on the payment due date. You can set up the Autopay facility through Net Banking or Mobile Banking App.

After making the payment, you will receive an SMS and email confirmation from Kotak Mahindra Bank. It may take 1-2 working days for the payment to reflect in your credit card account.

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Kotak credit card online payment kaise hota hai?

To make an online payment for your Kotak Credit Card, you can follow the below steps:

  1. Click here to Apply for Kotak Mahindra Bank Online and fill your details.
  2. Choose the “Credit Card Payment” option and select the mode of payment that you want to use, such as net banking, mobile banking app, Bill Desk, NEFT/IMPS, or autopay.
  3. Enter the required details, such as your credit card number, payment amount, and other relevant information.
  4. Follow the instructions provided by the payment gateway to complete the transaction securely.
  5. After completing the transaction, you will receive a confirmation SMS and email from Kotak Mahindra Bank.

Please note that the payment may take 1-2 working days to reflect in your credit card account. It is advisable to make the payment at least 3-4 days before the due date to avoid any late payment charges or penalties.

“Get the best credit card deals from Kotak Bank! Click here to buy the best Kotak Bank credit cards and enjoy exclusive rewards and benefits.”

Kotak credit card bill payment kaise kare?

You can make your Kotak Credit Card bill payment through various modes, including:

  1. Net Banking: Log in to your Kotak Net Banking account and go to the “Credit Card” section. Choose the “Credit Card Payment” option and follow the instructions to make the payment using your savings or current account.
  2. Mobile Banking App: Log in to your Kotak Mobile Banking App and go to the “Credit Card” section. Choose the “Credit Card Payment” option and follow the instructions to make the payment using your savings or current account.
  3. Bill Desk: Visit the Kotak Mahindra Bank website (www.Kotak.com) and click on the “Credit Cards” tab. Choose the “Credit Card Payment” option and select the “Bill Desk” payment gateway. Enter your credit card number, payment amount, and other required details to complete the payment.
  4. NEFT/IMPS: You can also make your Kotak Credit Card payment through NEFT or IMPS. Add your credit card as a beneficiary in your savings or current account and transfer the payment amount using the IFSC code and beneficiary account number provided by Kotak Mahindra Bank.
  5. Autopay: Set up an Autopay facility to automatically deduct the payment amount from your savings or current account on the payment due date. You can set up the Autopay facility through Net Banking or Mobile Banking App.
Click here to buy the best Kotak Bank credit cards

After making the payment, you will receive an SMS and email confirmation from Kotak Mahindra Bank. It may take 1-2 working days for the payment to reflect in your credit card account.

Kotak credit card tracking kaise kare?

You can track the status of your Kotak Credit Card application online by following the below steps:

  1. Visit the Kotak Mahindra Bank website (www.Kotak.com) and click on the “Credit Cards” tab.
  2. Choose the “Credit Card Application Status” option and enter your application reference number or your mobile number and date of birth.
  3. Click on the “Submit” button to view the status of your credit card application.
  4. Alternatively, you can also call the Kotak Credit Card customer care number (1860-266-2666) and follow the IVR prompts to check your credit card application status.

“Get the best credit card deals from Kotak Bank! Click here to buy the best Kotak Bank credit cards and enjoy exclusive rewards and benefits.”

Please note that it may take 7-10 working days for the status of your credit card application to be updated on the Kotak Mahindra Bank website. If you have any queries or concerns regarding your credit card application, you can contact the Kotak Credit Card customer care for assistance.

Track Kotak credit card kaise kare?

To track your Kotak Credit Card, you can follow the below steps:

  1. Log in to your Kotak Mobile Banking App or Net Banking account.
  2. Go to the “Credit Cards” section and select the “Service Requests” option.
  3. Choose the “Track Service Request” option and enter your request number or reference number.
  4. Click on the “Submit” button to view the status of your credit card.
  5. Alternatively, you can also call the Kotak Credit Card customer care number (1860-266-2666) and follow the IVR prompts to check the status of your credit card.

Please note that it may take a few working days for the status of your credit card to be updated on the Kotak Mahindra Bank website or app. If you have any concerns or queries regarding your credit card, you can contact the Kotak Credit Card customer care for assistance.

Must Read:

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  • “2023 RBL BANK Credit Card full Benefits in Hindi | RBL bank credit card details in Hindi
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Pay Kotak credit card bill kaise kare?

You can pay your Kotak Credit Card bill through the following methods:

  1. Kotak Net Banking: Log in to your Kotak Net Banking account, go to the “Credit Cards” section, select the “Payments” option and enter the amount you wish to pay. Choose the bank account from which you want to make the payment and confirm the transaction.
  2. Kotak Mobile Banking App: Log in to your Kotak Mobile Banking app, go to the “Credit Cards” section, select the “Payments” option and enter the amount you wish to pay. Choose the bank account from which you want to make the payment and confirm the transaction.
  3. NEFT/IMPS: You can also make a payment towards your Kotak Credit Card through NEFT or IMPS. Add your credit card as a beneficiary by providing your credit card number and Kotak Mahindra Bank IFSC code (KKBK0000958). Use your credit card number as the account number and select the appropriate payment mode (NEFT or IMPS) to complete the transaction.
  4. Bill Desk: You can also use the Bill Desk service to pay your Kotak Credit Card bill. Visit the Kotak Mahindra Bank website, select the “Credit Card” option, and choose the “Bill Desk” option to make the payment.

Kotak credit card statement kaise check kare?

You can check your Kotak Credit Card statement online through the Kotak Mahindra Bank website or mobile app by following these steps:

  1. Click here to Apply for Kotak Mahindra Bank Online and fill your details.
  2. Login to your account using your Customer Relationship Number (CRN) or User ID and password.
  3. Click on the ‘Credit Cards’ tab.
  4. Select your credit card from the list of cards associated with your account.
  5. Click on the ‘Statement’ option.
  6. Choose the billing cycle for which you want to view the statement.
  7. Your statement will be displayed on the screen, and you can also download it for future reference.

“Get the best credit card deals from Kotak Bank! Click here to buy the best Kotak Bank credit cards and enjoy exclusive rewards and benefits.”

You can also opt to receive your Kotak Credit Card statement via email or physical mail by registering for e-statements or requesting for physical statements.

Kotak credit card customer care email id kya he?

The Kotak Credit Card customer care email ID is “[email protected]”. You can email your queries, feedback, or complaints to this email ID and the Kotak Mahindra Bank customer care team will assist you with your concerns.

How to activate Kotak credit card?

To activate your Kotak Credit Card, follow these steps:

  1. Click here to check for Kotak Mahindra Bank Online and fill your details.
  2. Login to your account using your Customer Relationship Number (CRN) or User ID and password.
  3. Click on the ‘Credit Cards’ tab.
  4. Select your credit card from the list of cards associated with your account.
  5. Click on the ‘Activate Card’ option.
  6. Enter your 16-digit credit card number and the expiry date.
  7. Set your credit card PIN and click on the ‘Submit’ button.
  8. Your credit card will be activated within a few minutes, and you will receive a confirmation message.

Alternatively, you can also activate your Kotak Credit Card by calling the Kotak Mahindra Bank customer care helpline at 1860-266-2666 (local call rates apply) or +91-22-6600-6022 (overseas call rates apply). Follow the instructions provided by the customer care executive to activate your credit card.

Click here to buy the best Kotak Bank credit cards

Kotak credit card ke offers bataye?

Kotak Mahindra Bank offers various credit card offers and deals to its customers. Some of the popular Kotak Credit Card offers are:

  1. Click here to check online Best offers for Kotak Mahindra Bank Online and fill your details.
  1. Dining Offers: Get up to 25% discount at select partner restaurants when you use your Kotak Credit Card to pay for your meals.
  2. Travel Offers: Avail discounts and cashback on flights, hotels, and holiday packages when you book using your Kotak Credit Card.
  3. Shopping Offers: Get discounts and cashback on online and offline shopping at select partner stores when you use your Kotak Credit Card.
  4. Entertainment Offers: Enjoy discounts on movie tickets, events, and other entertainment activities when you use your Kotak Credit Card to book.
  5. Cashback Offers: Avail cashback on your credit card spends, such as fuel, groceries, and utility bills.
  6. Reward Points: Earn reward points for every transaction made using your Kotak Credit Card, which can be redeemed for various benefits.

Note that the availability and terms of these offers may vary depending on the specific credit card and the ongoing promotions. Check the Kotak Mahindra Bank website or mobile app for the latest offers available for your Kotak Credit Card.

Best Kotak credit card konse he?

The best Kotak Credit Card for you depends on your spending habits, lifestyle, and financial needs. Here are some of the popular Kotak Credit Cards and their features:

Click here to check online Best offers for Kotak Mahindra Bank Online and fill your details.

  1. Kotak Delight Credit Card: This card is suitable for frequent shoppers and diners, as it offers 10% cashback on dining and movie spends and up to 10% cashback on grocery and department store purchases.
  2. Kotak Royale Signature Credit Card: This card is ideal for travelers, as it offers complimentary access to select airport lounges, travel insurance, and discounts on travel bookings. It also offers reward points on every transaction, which can be redeemed for air miles, hotel stays, and other benefits.
  3. Kotak PVR Platinum Credit Card: This card is perfect for movie lovers, as it offers free PVR movie tickets, discounts on food and beverage, and reward points on every transaction.
  4. Kotak Essentia Platinum Credit Card: This card is suitable for frequent flyers and online shoppers, as it offers fuel surcharge waiver, reward points on every transaction, and discounts on online shopping.
  5. Kotak Urbane Gold Credit Card: This card is ideal for young professionals and first-time credit card users, as it offers discounts on dining and movie spends, reward points on every transaction, and a low annual fee.

“Get the best credit card deals from Kotak Bank! Click here to buy the best Kotak Bank credit cards and enjoy exclusive rewards and benefits.”

It’s best to compare the features, benefits, and fees of each Kotak Credit Card and choose the one that suits your needs the most.

Kotak credit card status check kaise kare?

You can check the status of your Kotak Credit Card application online through the Kotak Mahindra Bank website or mobile app by following these steps:

  1. Click here to Apply for Kotak Mahindra Bank Online and fill your details.
  2. Login to your account using your Customer Relationship Number (CRN) or User ID and password.
  3. Click on the ‘Credit Cards’ tab.
  4. Select the ‘Track Your Application’ option.
  5. Enter the application reference number and mobile number or date of birth as requested.
  6. Click on the ‘Submit’ button.
  7. The status of your Kotak Credit Card application will be displayed on the screen.

Alternatively, you can also check the status of your Kotak Credit Card application by calling the Kotak Mahindra Bank customer care helpline at 1860-266-2666 (local call rates apply) or +91-22-6600-6022 (overseas call rates apply) and providing your application reference number.

Kotak credit card payment billdesk kya he?

BillDesk is an online payment gateway that allows Kotak Credit Cardholders to make credit card bill payments online through the Kotak Mahindra Bank website. BillDesk is a secure and convenient platform that enables Kotak Credit Cardholders to pay their credit card bills from anywhere, at any time. Here are the steps to make a Kotak Credit Card payment using BillDesk:

  1. Visit the Kotak Mahindra Bank website and click on the ‘Credit Cards’ tab.
  2. Select the ‘Make Payment’ option.
  3. Enter your Kotak Credit Card number, email ID, and the payment amount.
  4. Select the payment mode as ‘BillDesk’ and click on the ‘Pay Now’ button.
  5. You will be redirected to the BillDesk payment page.
  6. Choose your preferred payment mode, such as net banking or debit card, and complete the payment process.
  7. Once the payment is successful, you will receive a confirmation message.

Note that it may take up to 2-3 working days for the payment to reflect in your Kotak Credit Card account.

Click here to buy the best Kotak Bank credit cards

Kotak credit card apply online kaise kare?

You can apply for a Kotak Credit Card online by following these simple steps:

  1. Click here to Apply for Kotak Mahindra Bank Online and fill your details.
  2. Select the ‘Apply Now’ button next to the credit card you want to apply for.
  3. Fill in the application form with your personal and financial details, including your name, address, income, and employment information.
  4. Choose the credit card variant and features that suit your needs.
  5. Review and submit the application form along with the necessary documents, such as your identity and address proof, income proof, and photograph.
  6. After submitting the application, you will receive a confirmation message and an application reference number.
  7. The bank will process your application and contact you within a few days to inform you of the status.

“Get the best credit card deals from Kotak Bank! Click here to buy the best Kotak Bank credit cards and enjoy exclusive rewards and benefits.”

Alternatively, you can also apply for a Kotak Credit Card by visiting the nearest Kotak Mahindra Bank branch and filling in the application form in person. You can also call the Kotak Mahindra Bank customer care helpline at 1860-266-2666 (local call rates apply) or +91-22-6600-6022 (overseas call rates apply) to apply for a credit card over the phone.

Kotak credit card apply online eligibility kya he?

The eligibility criteria for applying for a Kotak Credit Card online varies depending on the specific credit card variant you are interested in. However, there are some general eligibility requirements that apply to most Kotak Credit Cards. Here are the basic eligibility criteria for applying for a Kotak Credit Card:

Click here to Apply for Kotak Mahindra Bank Online and check your Eligibility.

  1. Age: You should be between 21 and 65 years of age.
  2. Income: You should have a regular and stable source of income. The minimum income requirement varies depending on the credit card variant you are interested in.
  3. Credit Score: You should have a good credit score with a credit history of at least 6 months.
  4. Employment: You should be employed in a reputable organization or self-employed with a minimum of one year of business continuity.
  5. Residency: You should be a resident of India with a valid address proof.

Please note that meeting these eligibility criteria does not guarantee approval of your credit card application.

The bank will also consider other factors such as your credit history, existing debt obligations, and other financial liabilities before approving your application.

Kotak credit card reward points kya he?

Kotak Credit Card reward points are loyalty points that Kotak Mahindra Bank offers to its credit cardholders as a reward for using their credit card for purchases and transactions.

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The reward points can be redeemed for various benefits such as cashback, gift vouchers, merchandise, and air miles, among others.

The number of reward points you earn depends on the type of credit card you hold and the amount spent on purchases.

For example, with the Kotak League Platinum Credit Card, you can earn 4X reward points for every Rs.150 spent on dining and entertainment, and 2X reward points for every Rs.150 spent on other categories.

Similarly, with the Kotak PVR Gold Credit Card, you can earn 1 reward point for every Rs. 150 spent on retail transactions and 2 reward points for every Rs. 150 spent on PVR transactions.

You can redeem your Kotak Credit Card reward points online through the Kotak Mahindra Bank website or mobile app by selecting the ‘Redeem Reward Points’ option under the ‘Credit Cards’ tab.

You can also redeem your reward points by calling the Kotak Mahindra Bank customer care helpline or by visiting the nearest bank branch.

Kotak credit card interest rate kya he?

The interest rate for Kotak Credit Cards varies depending on the specific credit card variant and the terms and conditions of the cardholder agreement. Generally, the interest rate for Kotak Credit Cards ranges between 3.10% per month and 3.50% per month, which translates to an annual interest rate of approximately 37.2% to 42% per annum.

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It’s important to note that interest is charged on the outstanding balance of the credit card, and the interest rate can change from time to time, based on the bank’s policy and market conditions.

The interest rate can also vary depending on the creditworthiness of the applicant, their repayment history, and other factors.

It’s advisable to read the terms and conditions of the credit card agreement carefully and understand the applicable interest rate, fees, and charges before applying for a Kotak Credit Card.

Kotak credit card helpline number kya he?

The Kotak Credit Card customer care helpline number is 1860 266 2666.

This number can be used to get in touch with the customer care executives of Kotak Mahindra Bank for any queries related to your Kotak Credit Card, including application status, rewards points, billing, payments, and other services.

The customer care helpline is available 24×7, and you can call this number from anywhere in India to get assistance from a customer care executive.

Alternatively, you can also visit the Kotak Mahindra Bank website to find a list of other customer care contact options, including email and chat support.

Kotak credit card pin generation first time kaise kare?

You can generate your Kotak Credit Card PIN for the first time through the following steps:

  1. Visit the Kotak Mahindra Bank website and log in to your net banking account using your customer ID and password.
  2. Once logged in, click on the ‘Credit Card’ tab and select the ‘Generate PIN’ option.
  3. You will be asked to enter your 16-digit credit card number, the expiry date, and the CVV number.
  4. After entering the required details, click on the ‘Generate PIN’ button.
  5. You will receive an OTP (one-time password) on your registered mobile number. Enter the OTP in the space provided and click on ‘Submit’.
  6. You will be prompted to enter a new 4-digit PIN of your choice. Enter the PIN and click on ‘Submit’.
  7. You will receive a confirmation message stating that your Kotak Credit Card PIN has been successfully generated.

Alternatively, you can also generate your Kotak Credit Card PIN by calling the customer care helpline number and following the instructions provided by the customer care executive.

MOJO Kotak credit card kya he?

Mojo Kotak Credit Card is a co-branded credit card offered by Kotak Mahindra Bank in partnership with Indigo airline. It is specifically designed for frequent flyers who want to earn rewards and benefits for their travel expenses.

Activate Kotak credit card ka process kya he?

To activate your Kotak Credit Card, you can follow the below mentioned steps:

  1. Call Kotak Credit Card Customer Care – You can activate your credit card by calling the Kotak Credit Card customer care number at 1860 266 2666 or +91 22 6600 6022. Follow the instructions provided by the customer care executive to activate your card.
  2. Activate through SMS – If you have a registered mobile number with Kotak Mahindra Bank, you can send an SMS to the number mentioned in the credit card welcome kit to activate your card. You will receive an SMS confirmation once the activation is complete.
  3. Activate through Net Banking – You can also activate your Kotak Credit Card through net banking. Log in to your Kotak Mahindra Bank net banking account, select ‘Credit Card’, and click on ‘Activate Card’. Follow the instructions provided to complete the activation process.
  4. ATM Activation – You can also activate your Kotak Credit Card at any Kotak Mahindra Bank ATM. Insert your credit card in the ATM machine, select ‘Banking Services’, and follow the instructions to activate your card.

It is recommended to activate your Kotak Credit Card as soon as you receive it to start using its features and benefits.

Kotak credit card status with mobile number kaise kare?

To check the status of your Kotak Credit Card application using your mobile number, you can follow the below mentioned steps:

  1. Visit the Kotak Mahindra Bank website and click on the ‘Credit Cards’ tab.
  2. Select the ‘Track Application’ option and enter your 10-digit mobile number and the application reference number provided to you at the time of application.
  3. Click on ‘Track Application’ and the status of your Kotak Credit Card application will be displayed on the screen.
  4. If your application is approved, you will receive an SMS notification on your registered mobile number with further instructions on how to collect your credit card.

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Alternatively, you can also track the status of your Kotak Credit Card application by calling the Kotak Credit Card customer care number and providing your application reference number to the customer care executive.

How to generate Kotak credit card pin?

You can generate your Kotak Credit Card PIN through the below mentioned steps:

  1. SMS – If you have a registered mobile number with Kotak Mahindra Bank, you can generate your credit card PIN by sending an SMS from your registered mobile number to 5676788 in the below mentioned format:

KCCPIN

You will receive an OTP (One-Time Password) on your registered mobile number. Enter the OTP and set your desired credit card PIN.

  1. Net Banking – You can also generate your credit card PIN through net banking. Log in to your Kotak Mahindra Bank net banking account, select ‘Credit Card’, and click on ‘Generate PIN’. Follow the instructions provided to set your credit card PIN.
  2. Kotak Mobile Banking App – You can also generate your credit card PIN using the Kotak Mobile Banking App. Log in to the app, select ‘Credit Cards’, and click on ‘Generate PIN’. Follow the instructions provided to set your credit card PIN.
  3. Customer Care – You can also call the Kotak Credit Card customer care number and request for a PIN regeneration. Follow the instructions provided by the customer care executive to set your credit card PIN.

It is recommended to set a strong and unique PIN for your Kotak Credit Card for security purposes.

How to redeem Kotak credit card points?

You can redeem your Kotak Credit Card reward points through the following steps:

  1. Log in to your Kotak Mahindra Bank net banking account or mobile banking app.
  2. Navigate to the credit card section and click on ‘Redeem Reward Points’.
  3. Choose the reward category or merchant partner from which you want to redeem your points.
  4. Select the product or service you want to redeem your points for and add it to your cart.
  5. Check the reward points required for redemption and click on ‘Redeem’.
  6. You will receive a confirmation message on your registered mobile number and email ID.
  7. Your reward points will be deducted, and the product or service will be delivered to your registered address.

Alternatively, you can also call the Kotak Credit Card customer care number and place a redemption request.

A customer care executive will guide you through the redemption process.

It is important to note that reward points have an expiry date, so it is recommended to redeem them before they expire.

Also, different Kotak Credit Cards have different reward point redemption options and value, so it is advisable to check the reward point catalogue for your specific credit card.

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Kotak credit card pin change kaise kare?

You can change your Kotak Credit Card PIN by following the below mentioned steps:

  1. Visit any Kotak Mahindra Bank ATM.
  2. Insert your credit card and select ‘Generate PIN’ option on the ATM screen.
  3. Enter your existing credit card PIN and select ‘Change PIN’ option.
  4. Enter your desired new credit card PIN and confirm it by re-entering it.
  5. Once the PIN is changed successfully, you will receive a confirmation message on the ATM screen.

Alternatively, you can also change your credit card PIN through net banking or mobile banking app.

Log in to your account, select ‘Credit Cards’, and click on ‘Change PIN’.

Follow the instructions provided to change your credit card PIN.

You can also call the Kotak Credit Card customer care number and request for a PIN change. A customer care executive will guide you through the process.

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It is important to keep your credit card PIN secure and confidential to prevent any unauthorized transactions.

PVR Kotak credit card kya he?

PVR Kotak Credit Card is a co-branded credit card offered by Kotak Mahindra Bank in partnership with PVR Cinemas, a popular chain of movie theatres in India.

The card is designed to provide movie enthusiasts with exclusive benefits and rewards when they use the card to book movie tickets or purchase food and beverages at PVR cinemas.

Some of the key benefits of the PVR Kotak Credit Card include:

  1. Welcome Benefits: Cardholders can get a complimentary PVR movie ticket on their first swipe of the card.
  2. Reward Points: Cardholders earn reward points on every transaction made using the card. These reward points can be redeemed for free movie tickets and other benefits at PVR cinemas.
  3. Discounts on Movie Tickets: Cardholders can avail discounts on movie tickets booked online or at PVR cinemas using the card.
  4. Dining Benefits: Cardholders can also avail dining discounts at PVR cinemas.
  5. Annual Fee Waiver: The annual fee for the PVR Kotak Credit Card is waived off if the cardholder spends a certain amount in a year.

Overall, the PVR Kotak Credit Card is a great option for movie enthusiasts who frequently visit PVR cinemas and want to earn rewards and discounts on their movie tickets and food purchases.

Kotak credit card billing cycle kya he?

The billing cycle for Kotak Credit Card varies depending on the date of activation of the card.

Typically, the billing cycle is for a period of 30-45 days, and the statement generation date is around the same time each month.

For example, if your card was activated on the 5th of a month, your billing cycle may be from the 5th of one month to the 4th of the following month.

Your credit card statement will be generated within a few days of the end of the billing cycle, and the payment due date will be mentioned on the statement.

It is important to pay your credit card bills on or before the due date to avoid late payment fees and interest charges.

You can make your credit card payments online, through net banking, mobile banking app, or by visiting a Kotak Mahindra Bank branch.

Kotak credit card emi calculator kya he?

Kotak Credit Card EMI Calculator is an online tool that helps you calculate the monthly installment amount for converting your credit card outstanding balance into Equated Monthly Installments (EMIs).

To use the Kotak Credit Card EMI Calculator, you need to input the following information:

  1. Total amount outstanding on your credit card
  2. Rate of interest charged by the bank
  3. Tenure of the EMI (in months)

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Once you input these details, the EMI calculator will instantly display the monthly EMI amount that you will need to pay to repay the outstanding balance over the chosen tenure.

Kotak credit card cash withdrawal charges kya he?

Kotak Credit Card cash withdrawal charges may vary depending on the type of credit card and the specific terms and conditions of the card.

Typically, when you withdraw cash using your Kotak Credit Card, a cash advance fee may be charged, which is usually a percentage of the amount withdrawn, subject to a minimum amount.

In addition to the cash advance fee, interest may be charged on the amount withdrawn, from the date of the transaction until the date of repayment, at a higher rate than the interest charged on regular credit card purchases.

It is important to note that cash withdrawal using a credit card is usually not recommended as it can lead to high fees and interest charges.

It is always advisable to use your credit card for purchases only, and to withdraw cash from your bank account using a debit card.

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