Applying for a Bajaj Credit Card is easy and convenient. You can either visit the nearest Bajaj Finserv branch or log on to our website www.bajajfinserv.in, select ‘Apply for a Credit Card’ from the top menu and fill in the required details. You will receive an instant approval decision and, once approved, your Bajaj Credit Card will be delivered to you within 5 working days. In order to use your Bajaj Credit Card, you will need to activate it by calling our 24-hour Customer Care.

What is Bajaj Card?

Bajaj card is a credit card issued by Bajaj Finance Limited. It offers customers the convenience of cashless transactions and rewards points on every purchase. Customers can use their Bajaj card to shop online, book movie tickets, travel tickets, and much more.

How to Apply for Bajaj EMI Card?

Assuming you want a Bajaj EMI card, here’s how you can apply for one:

1. Log on to the official website of Bajaj Finance and fill out the application form with the required details.
2. After submitting the form, you will receive an OTP (One Time Password) on your registered mobile number.
3. Enter the OTP and click on the ‘Submit’ button.
4. Your application will be processed and you will receive a confirmation message on your registered mobile number and email id.

Benefits Of Bajaj Card

Bajaj card is a great way to finance your business. It offers a number of benefits that can help you save money and time. Here are some of the benefits of Bajaj card:

1. Easy to get: Bajaj cards are easy to obtain. You can apply for one online or through a bank.
2. No collateral: You don’t need to put up any collateral to get a Bajaj card. This makes it an ideal option for small businesses that may not have the assets to pledge as collateral.
3. Flexible repayment terms: Bajaj cards offer flexible repayment terms, so you can choose a repayment schedule that suits your cash flow.
4. 0% interest rate: Bajaj cards come with a 0% interest rate for the first six months. This gives you time to use the card without accruing any interest charges.
5. No annual fees: There are no annual fees associated with Bajaj cards, so you can use them without incurring any additional costs.

Drawbacks Of Bajaj Card

There are a few drawbacks of the Bajaj card which include:

1. You need to have a minimum income of Rs. 12,000 per month in order to apply for this card.
2. There is an annual fee of Rs. 499 which is payable upfront.
3. The interest rate on this card is quite high at 3% per month.
4. There is also a late payment fee of Rs. 100 which is applicable if you do not make your credit card payment on time.

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