2023-03-31 08:21
Today, a solid online presence is essential for any business, and the financial service industry is no exception. If you belong to a pool of financial or investment consultants and seek… Read More
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The Financially Independent Millennial Blog
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A sensible personal finance blog that offers information about easy ways to budget, make more & save money, and invest for (early) retirement.
2023-03-30 08:02
The business landscape has changed dramatically and permanently in recent years. Gradually, the benefits of remote teams for both employers (and employees) have become more widely known… Read More
2023-03-29 06:33
Let’s face it. Moving in 2 months is probably not the walk on the beach anyone would want to face. Relocation takes a significant part of your finances. How much money you’ll hav… Read More
2023-03-27 15:18
The S&P 500 closed in a positive week at 1.39%, recovering from the earlier week’s sell-off. With the U.S. Fed calming investor worries on the banking sector’s potential liqu… Read More
2023-03-24 14:25
The Fed has done it again: raised their interest rates for the 9th time on March 22, 2023, by 25 basis points. This brings the fed fund rate to 4.75%-5%. However, this move sent mixed signal… Read More
2023-03-21 12:15
Commercial vehicles are mobility must-haves for all businesses, regardless of size or niche. With them, companies can transport goods or people to facilitate flawless transactions. Besides l… Read More
2023-03-21 11:22
Wondering how to start a short term rentals business? With the popularity of sites like Airbnb and VRBO, more and more people are looking to invest in short-term rentals. Travelers choose a… Read More
2023-03-20 11:30
Last week, the markets were hit with more market-crushing news: Credit Suisse was under pressure when its top backer Saudi National Bank told reporters that they could not offer additional i… Read More
2023-03-20 06:05
People may think that it’s impossible to eat well when you’re on a budget. While fresh, high-quality foods do typically cost more than their counterparts, they aren’t impos… Read More
2023-03-19 06:53
Spring has finally arrived, and the DIY project bug bit you square in the fanny. You’re ready to roll up your sleeves and spruce up the old homestead, but you must stay on budget. What… Read More
2023-03-18 09:48
People need nonprofit organizations when life gets challenging. Charities help improve someone’s quality of life when they’re economically or systemically disadvantaged, so start… Read More
2023-03-17 10:02
Fintech apps have seen so much rise in the number of users as the young generation uses them for their financial management. From investment to daily expense management, there is an app for… Read More
2023-03-17 09:53
Student loans can be crippling, and undergraduates often don’t realize how neck-deep they are in debt until they graduate and have to start paying back. After graduation, the pressure… Read More
2023-03-14 12:45
Brace yourselves, the worst may be yet to come. Yesterday state regulators closed New York-based Signature Bank, making it the second-largest bank that collapsed in U.S. history behind Washi… Read More
2023-03-13 13:59
To begin with, simple doesn’t always mean bad. Fairly often the best trading strategies are very simple. Most traders find themselves struggling not because they don’t have a wor… Read More
2023-03-13 13:34
Are you fed up with ineffective and boring marketing materials? Having difficulty conveying your message effectively to your desired audience? You might need some video marketing ideas to so… Read More
2023-03-13 07:38
The US stock market ended in the red last week with the collapse of Silicon Valley Bank and Silvergate Capital. The Financial sector took a big hit ending with a -8.5%, with the Materials se… Read More
2023-03-10 07:04
Crypto gambling is all the rage right now, and for a good reason at that. The total size of the global crypto gambling market is estimated at $250 million. In fact, more than 4% of all gambl… Read More
2023-03-10 07:01
An investor’s success is directly proportional to their level of knowledge. There are numerous elements to investing, and no single person or blog can cover them all. It’s true t… Read More
2023-03-03 07:32
In 2023, more businesses are looking for ways to keep their financial records safe. Securing financial data is necessary for your company’s long-term growth and success. However, cyber… Read More
2023-03-01 09:06
A person’s health should be their number one priority. When you aren’t in good health, it can negatively impact your quality of life, keeping you from pursuing relationships, car… Read More
2023-02-28 20:49
Rising prices make more and more American households feel stretched too thin. The number of consumers living paycheck to paycheck was 63% as of November 2022, while this number hit a histori… Read More
2023-02-24 09:32
The housing market is going through a rough patch, with fixed mortgage rates exceeding 7% compared to just 3% in 2020. Inflation has also made many houses unaffordable to the average buyer… Read More
2023-02-20 17:36
Over the years, used cars have become more popular with consumers. It’s hard to beat the smell of a new vehicle, but riding around in a two or three-year-old car may be the best choice… Read More
2023-02-20 17:33
Senior care options can seem complicated. Living facilities may have room for your loved one, but what if you prefer them to stay in their home? Use this guide to complete a cost-benefit ana… Read More
2023-02-20 17:31
Nowadays, hackers have become much brighter. Before the digital age, it was much more difficult for thieves to get your private information. Now, it’s much easier with phones, computer… Read More
2023-02-17 09:08
An increasing number of people are gaining knowledge about the metaverse and exploring it to understand why it will eventually take the place of the internet. There is a vast amount of infor… Read More
2023-02-17 08:44
Searching for the right property is the toughest part about buying a home for 53% of buyers!
Planned finances offer security in a world driven by instability. Although many real estate in… Read More
2023-02-17 08:03
Chances are, you’ve already heard of house flipping. You might even spend your weekend binge-watching one of the seemingly endless TV shows dedicated to the practice. But what abo… Read More
2023-02-16 12:31
You may wonder, how often should I take my pets to the vet? Both young cats and dogs require regular examinations to stay healthy. Ideally, you should take your kitten to the vet once every… Read More
2023-02-16 09:44
A computer program or a collection of applications called accounting software is made to manage the financial transactions of a business. It assists organizations in managing and automating… Read More
2023-02-01 17:33
Military members have access to a variety of loan options, some of which are exclusive to those who have served in the armed forces. Here are some of the main types of loans available to mil… Read More
2023-01-28 09:12
Running your small business’ day-to-day activities can be tedious and overwhelming. This makes handling your company’s daily financial records, bank reconciliation, and payroll… Read More
2023-01-28 08:57
Finding the right title loan provider can be a challenging task. With so many factors and dozens of options, it takes time to know where to turn for reliable, trustworthy services at a fair… Read More
2023-01-26 14:52
For anyone wanting to start a business in Asia, it is important to understand how to save money while doing so. Setting up a new business can be expensive and time consuming, but with the ri… Read More
2023-01-26 12:59
Creating the wedding guest list is one of the most challenging feats for newly engaged couples. There are so many factors to consider that all affect the total wedding budget. Figuring out w… Read More
2023-01-25 05:20
A lot of people in today’s generation want to aim for financial freedom. As such, you may be looking into strategies to help your money grow as early as possible. However, because of f… Read More
2023-01-24 17:00
Financial scams are a prevalent part of modern life. Some of these are complex, while others rely on relatively simple fear tactics. Unfortunately, an increasing number of financial scams, o… Read More
2023-01-23 08:58
2022 was a huge year for the nonprofit community, as warfare, COVID aftereffects, natural disasters, and other humanitarian issues shook the world. On the bright side, donor engagement has s… Read More
2023-01-22 17:25
Young people in their 20s and 30s typically don’t have retirement at the top of their financial priorities. They have enough to worry about with figuring out their career path or getti… Read More
2023-01-22 10:47
Finding the right balance between outsourcing tasks and saving money isn’t easy when you run or manage a small business.. Some things take a lot of time and effort that you may want to… Read More
2023-01-21 14:41
Family bonding time is important for kids and adults. But, while doing things as a family can be expensive, it doesn’t have to be. That’s why we put together this guide on afford… Read More
2023-01-21 10:33
Whether you’re moving to a new city, your lease is coming to an end or you’re looking to settle down and start a family, your decision to buy or rent a home, apartment or condomi… Read More
2023-01-20 17:05
Numerous studies show the impact of your environment on your mental health — including your local community. However, your neighborhood isn’t something that exists without you. Y… Read More
2023-01-20 08:03
Becoming successful in the forex market requires you to have an edge that enables you to make a consistent profit. While there are different ways to put the odds in your favor when trading… Read More
2023-01-17 16:07
Opinions on crypto have always been and continue to be divided, but there are certain facts that can’t be argued. For example, it’s obvious to everyone that digital currencies ha… Read More
2023-01-12 08:18
Suppose your plans for 2023 and beyond involve launching and running a business with growth (and earnings) potential. In that case, you absolutely must understand the role (and benefits) of… Read More
2023-01-11 15:52
The business world is a competitive place. Companies are always looking for ways to cut costs and improve efficiency. One way to do this is by insuring company vehicles.
Here are 5 reaso… Read More
2023-01-11 13:21
With its increasing popularity, the crypto market has become an attractive investment opportunity for many traders. From Bitcoin to Ethereum and beyond, hundreds of different currencies are… Read More
2023-01-11 08:40
Regardless of the project’s details, professional home renovations are expensive. Hiring a contractor is too much for many homeowners these days, especially with the high cost of livin… Read More
2022-12-27 10:28
As of December 2022, there are over 33.2 million active small businesses in the US alone. If you want your organization to stand out among all that competition, you need an impeccable online… Read More
2022-12-26 12:55
As a hybrid worker, finding the right balance between work and life can take time and effort. You need to ensure that your productivity is high enough to avoid falling behind on other tasks… Read More
2022-12-26 12:44
One of the most confusing things for new drivers is not the clutch and stick drive but the complex car insurance pricing system. The coverage comes with the policy, but the price is differen… Read More
2022-12-20 12:47
So, you’ve been wondering how to handle healthcare coverage. It may have made you a little nervous about approaching that topic. That is entirely understandable, and you’re not a… Read More
2022-12-20 11:05
With a potential recession on the horizon, many professionals are worried that layoffs will occur during the upcoming year. Layoffs are common when companies experience significant financi… Read More
2022-12-09 06:15
As the home-buying process evolves, the rates are skyrocketing. Millennials are entering thehousing market later in life and facing many difficult decisions. Reaching a level of financialsta… Read More
2022-12-07 07:30
Our society is built around inequity and financial habits that promote spending money. From a lack of financial education at a young age to the accessibility of high-interest credit cards, m… Read More
2022-11-30 15:35
Are you looking to make $3000 a month editing YouTube videos? If yes, then this article is the one for you. It shares tips and answers popular questions. In addition, it will discuss topics… Read More
2022-11-29 15:15
No one wants to think about death, but the reality is that it can happen to anyone at any time. If something happens and you can no longer provide for your loved ones, they could be left in… Read More
2022-11-25 12:02
The word “fintech” is short for “Financial Technology.” It is used to describe new technologies that are being used to improve and automate the financial services ind… Read More
2022-11-23 14:23
Video marketing strategy is a growing trend in the e-commerce space. E-commerce businesses can make good use of this tool. Companies should produce product-based videos that can be used as s… Read More
2022-11-21 07:53
Leasing a car is a fantastic way to get behind the wheel of a brand-new car without going into debt. A lease provides you with many options, including choosing the vehicle’s make and m… Read More
2022-11-18 10:57
Small businesses often struggle to market themselves, especially when getting their message out there. However, the secret to success is quite simple. It all comes down to memes! Memes are t… Read More
2022-11-18 09:51
Are you looking for high paying jobs without a degree requirement? If so, you’ve come to the right place. In this article, we piece together the best jobs you can do to earn well into… Read More
2022-11-16 07:44
Do you plan on owning a home? Do you have enough funds to buy the property in cash? It doesn’t matter if you have the money to pay for a house upfront. But, if taking out a mortgage ma… Read More
2022-11-15 20:05
Wire transfers and ACH (Automated Clearing House) are two methods used to transfer money between bank accounts. Wire transfers are processed the same day, but the fees are pretty costly. ACH… Read More
2022-11-14 12:30
Any individual or business that has ever had to make a large foreign exchange or currency transfer may have utilized the services of a currency dealer. In this post, we are going to take a c… Read More
2022-11-10 08:20
Being productive is essential to getting things done in the office and home. Finding those extra bits of motivation can be what you need to handle any project effectively. The magic question… Read More
2022-11-09 16:11
Commercial real estate investing is risky, so calculating a commercial property’s value is essential to any investor’s playbook. A commercial real estate valuation is necessary w… Read More
2022-11-08 20:11
Whether you plan to work part-time remotely or leap into full-time retirement, making the most of your 60s, 70s, and 80s mean finding the right place to retire. And it doesn’t have to… Read More
2022-11-02 16:05
For many people who choose a life of service, helping others can be its own reward. However, it doesn’t have to be the only one. Although there are many opportunities to volunteer and… Read More
2022-10-26 11:26
It’s been said that normalcy is just like a paved road or sidewalk. They’re extremely comfortable to travel on, but no flowers can grow on them. And there is another saying pos… Read More
2022-10-26 11:26
When you and your significant other are creating your budget, you may wonder how much should couples allocate for their hobbies? After all, hobbies make life more enjoyable and can be a gre… Read More
2022-10-26 11:25
When it comes to financial advice, there is a wealth of options available in the financial world. From personal financial advisers to finance-focused websites, anyone can find financial ad… Read More
2022-10-26 08:02
Did you know that inflation can actually cause you to buy more? Studies have shown that consumers who expect inflation to increase in the next year are 8% more likely and willing to buy dur… Read More
2022-10-25 11:40
Big business names usually start with small steps. Even if you dream big, most likely than not, you should start small and get your venture up steam. Hence, being the simplest business form… Read More
2022-10-19 15:46
Many believe the best time to buy a car is during the end-of-year holidays, such as Thanksgiving and Christmas. However, this is one of the worst times to buy a car. Dealerships are busy wit… Read More
2022-10-18 19:57
Are you looking for strategies to make your retirement savings last? There is no better time to plan for retirement than now. The future is uncertain, and the markets are unstable. Planning… Read More
2022-10-18 15:04
Savvy investors diversify their investment portfolios, so they minimize risk. After all, if you invest exclusively in the stock market and there is a downturn in the economy, you may lose s… Read More
2022-10-14 07:46
“Take advantage of every moment because it’ll be over before you know it.” This valuable advice applies to childhood, education, careers, and life. Every retiree would say… Read More
2022-10-14 07:39
Living with debt is like sharing your mental space with a vampire. It feeds on your happiness, sucking the joy out of what would otherwise be festive occasions. Get a raise? That’s not… Read More
2022-10-13 14:22
Forex trading is a popular form of investment, but it’s not for everyone. Investors looking for the best forex trading strategies that work will often find that what works for others m… Read More
2022-10-13 07:39
Teenagers are always eager to learn, and it’s a good idea to give them some pointers as they approach adulthood. Knowing what to expect financially will help your kids feel prepared fo… Read More
2022-10-13 07:30
Everyone deserves to treat themselves now and then. It’s a crucial part of self-care, which the World Health Organization describes as a vital practice to maintain and promote optimal… Read More
2022-10-10 16:12
For most asset classes, trading volatility is relatively straightforward. All it takes is to observe the asset’s price change over time and determine a suitable buy point and sell poin… Read More
2022-10-07 16:50
The cost of home insurance is on the rise nationwide. From May 2021 to May 2022, 90% of homeowners saw an increase in their quoted annual premium from the year before, according to the July… Read More
2022-10-07 16:17
Personal finance – the term used to describe the means of managing your finances, including savings, investments, credit, and more.
Depending on what you want to work on with your f… Read More
2022-10-07 07:52
Wondering how to calculate the child tax credit? The Child Tax Credit is a tax break that helps parents with the costs of raising children. The credit is worth up to $2,000 per child, and it… Read More
2022-10-05 15:49
Monday, October 10, 2022, is Columbus Day. Since it’s a federal holiday, most government offices (aside from those involved with public safety) are closed. Additionally, financial ins… Read More
2022-10-04 10:11
We all dream of retirement. The day we can quit work and spend our days doing what we love.
But our working lives take up so much of our lives. What do you do when you realize work… Read More
2022-10-04 07:59
A rental property business is an operation in which an investor owns and manages (either directly or via hired property managers) one or more properties rented out to tenants who pay the inv… Read More
2022-09-28 15:32
Apartment hunting can be exciting and full of possibilities, but it can also be stressful if you’re trying to rent an apartment without proof of income.
If you find yourself i… Read More
2022-09-28 08:41
Are you wondering why your credit score is important and how you might improve it?
At some point, you will most likely need to apply for credit. Then, when you apply for credit, you… Read More
2022-09-26 09:48
An offshore or overseas bank account is one that you have outside your country of residence. In the past offshore accounts were shrouded in mystery and were associated with money launderers… Read More
2022-09-26 07:45
If you’re interested in buying land but don’t have a lot of cash, you may think it is simply impossible to do so.
However, the truth is that there are several ways to bu… Read More
2022-09-26 07:29
Written by Jonathan Weber for Sure Dividend
Income investors that want some inflation protection will likely not go with Treasuries or other fixed-income investments. With fixed income se… Read More
2022-09-23 06:51
Getting caught up in the excitement of traveling to a new country is easy. You’ll finally see the sights and experience the culture you’ve only read about. But before you go, it… Read More
2022-09-20 07:49
Are you considering taking out a personal loan and wondering what the benefits could be? Perhaps you are looking to boost your credit score and want to know if a personal loan could help. Ma… Read More
2022-09-16 09:35
There are a lot of different techniques and strategies employed in the world of crypto trading and financial markets generally. One popular trading style that is also used in forex and stock… Read More
2022-09-16 07:33
House hacking existed way before the phrase “house hacking” existed. House hacking is when someone buys a primary residence and rents it to tenants who cover a portion or all of… Read More
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