Our furry family members are always there for us when we need them. Whether it’s greeting you when you get home with their wet-nose and waggy-tail, going for a walk together, or snuggling up with you on the couch, our cats and dogs are so unique in our lives and deserve the best protection when it comes to their healthcare needs. With Pet Insurance, you can choose a plan that will give you the coverage you need to make sure that your furry friends are protected.

Pet Insurance can vary by what provider you choose and what plan you pick, so it is essential to select the best pet insurance that is pet vetted and parent-approved. If you want to learn more about pet insurance and what is included, we are here to help. Read on to discover everything you need to know about pet insurance and what it covers.

Accidents, Illnesses, and Ongoing Treatments

With premium pet insurance, you will receive coverage for any accidents and illnesses your furry friends may face. In addition, you can choose a program that includes an unlimited annual limit option, no per-incident caps, and no lifetime caps. This way, if your dog or cats ever get sick or have any unexpected injuries, you can rest assured knowing that your pets are always protected and that you will be able to provide them with the care they need.

The best programs cover most medically necessary veterinary treatments, including X-rays and MR scans, prescription medications, surgery and hospitalization, medical supplies, cancer treatments, etc. In addition, if your little furry friend has a chronic condition, such as diabetes or cancer, that requires ongoing treatment, this is also eligible for coverage.  

Since every pet is unique, you can even customize your pet insurance plan to ensure that your coverage meets all of your pet’s needs. In addition, pet insurance will help ensure you will have assistance if you receive a surprise vet bill. Simply go online and choose the best, tailored pet policy for your cat or dog that will have you worrying less about bills and give you more time to play with your furry friends. 

What Does Pet Insurance Not Cover?

While pet insurance does cover many different items relating to the health needs of your animals, most pet insurance companies do not cover any pre-existing conditions that your pet may be experiencing before they are enrolled or while they are still in the policy waiting period, as well as pet diets, daycare, and non-FDA treatments or supplements.

Depending on your provider, some pet insurance companies do not cover exam fees or annual wellness exams. However, you can sometimes add a preventative care package onto your plan for a few dollars more per month. 

Are There Any Extra Add-On Options?

With some of the best pet insurance providers, you can add extra options to your coverage, including preventive care and alternative therapies. For example, Spot pet insurance covers veterinary treatment, including examinations, laboratory tests, tooth extractions, and more. In addition, with Spot pet insurance coverage, you can also get reimbursed for specific alternative therapies such as chiropractic care, acupuncture, and rehab for certain covered conditions. If you have any questions about what your plan covers, just ask! You will be sure to love all of the customization, products, and services that your plan could include.

How Does Pet Insurance Work?

Once you are ready to take the pet insurance plunge, choose your provider and get started. Make sure that you find a provider with all of the coverage and features you need to keep your pet protected and help you stay worry-free.

After your furry family member begins their policy, there is usually a 14-day waiting period, and then your pet is all set. You can then take your dog or cat to any licensed veterinarian to get their care. In addition, you no longer have to stress out about those surprise medical bills because you can simply submit your claim and get reimbursed. 

Final Remarks

As a pet parent, having the best pet insurance for your furry family members is the perfect way to keep them protected and help you stay worry-free the next time you have to make a trip to the vet’s office. Remember that the right pet insurance provider will help you manage all of your pet health costs and let you create the paw-fect plan customized to your pet. Each provider offers different types of coverage, so make sure that you compare them and find the best one to suit all of your pet’s needs. So whether you have a feline friend or a playful pup, as long as they are at least eight weeks old, you can sign your pet up anytime.

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