If you’re thinking about buying a home among the heavy competition in Southern California’s housing market, you may become discouraged. Then again there are excellent reasons to still buy that home you really want. As a homeowner, you’re building equity and Wealth for your future.  Your home should appreciate in value and your monthly payment stays the same with a fixed rate mortgage. For most Americans, owning a home is still an important element in building wealth. As most renters know firsthand today, rents can be increased once your lease has expired. Landlords make a decision if specific repairs are completed within days or postponed for months and months. Moreover, [...]

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