You’ve just been to the doctor to confirm your long-awaited hope; you’re expecting! Your partner is the most delighted because the wait for a Baby has been very long. Indeed, congratulations on this new milestone in your lives! What you’ve been dreaming of is finally here. One thing, though, with a baby in your home, your lives as a family will change forever. So get ready for an exciting ride by planning early. Here are three tips to remember when having your first child.
1. Plan Your Estate
Starting life with the end in mind is awkward. But this is why you must do it early: planning your transition sets your family priorities straight and early. As it’s your first baby, this is the best time to sit with a legal professional to develop a will and an estate plan.
Transitions in life, such as getting married, inheriting property, buying property, and getting a baby, are great times to update your will.
Only about 32% of adult Americans have an estate plan, trust, or will. Out of this, a fifth has not updated their will for five years. A higher number of seven in every ten women don’t have a will. You can change this trend. You don’t want surprises down the road when you need to access your wealth, but someone else has already claimed it.
2. Maintain a Healthy Work-life Balance
As a working adult, you’ve enjoyed a relatively smooth run with job-related schedules to which, at times, you’ve been dedicating long hours. If you’ve been ignoring your leave days, this is about to take on a new meaning.
Although you’re most likely entitled to three months of parental or family leave, according to American labor laws, you’ll need to make more plans to ensure quality time with your baby. You’ll always find that parental leave days expire quickly so be sure to work with your Employer.
You might be expected to put in the same hours as you did before you had a child, which could affect you. Besides, your employer may not allow you time to dash home and assist in child care over lunch break. How you juggle between concentrating on work obligations and getting innovative ways to ensure your baby is in good care will be a tricky balancing act.
Think of getting nursing care. A babysitter experienced in handling babies may take some of your anxiety away. How about buying a milk pump to help store baby’s milk during work hours? America’s Fair Labor Standards Act has got you sorted in this regard. You can use your breaks to save breast milk for at least one year while working full-time.
Plan for your child without expecting too much support from your employer. While they may be willing to work with you, you should prepare for the alternative. According to Glassdoor research, 87% of workers expect their employer to help them balance their job and other personal duties.
3. Your Baby’s Health Is In Your Hands
Taking care of your new baby’s health should be your number one priority. This starts with securing Health Insurance for them. By 2021, 4.1% of children under 18 years weren’t insured, according to the Centers for Disease Control and Prevention (CDC). That’s why it’s essential to plan by getting your baby good health insurance.
Having a baby comes with great joy and responsibilities, especially if it’s your first. You’ll first need an insurance policy that includes your baby. This is especially vital due to their low immunity. Most likely, your employer has insurance coverage for you and your child. Remember to work with your employer to find enough time off to care for your child. These are just a few tips to get you started, remember to speak with doctors and other parents for a full plan.
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