If you have been interested in the leasing scheme by Financial Facilitators and want to know it in depth, in this article we will tell you what it consists of and what are the advantages you could obtain from choosing financial facilitators.

The first thing is to be quite clear about how the Lease BG SBLC providers work. When you as an entrepreneur need some type of machinery, for example, to transform raw material, you can go to a lease BG SBLC providers and state this need and make a request. If your profile is the right one to obtain financing (How to know if you are eligible for financing), what the lease BG SBLC providers will do is use its resources to buy that machinery and later give you the use and enjoyment of this machinery so that you can use it in exchange. of a periodic payment called “rent”. In the end, the Residual Value of the asset is paid to the lease BG SBLC providers, either in cash or by selling the asset to someone else.

What benefits does the lease provide?

100% financing: This mechanism provides you with 100% of the necessary resources to obtain the asset. This means that once your application is accepted, the financial facilitators will cover the total cost of the property so that it is leased by you.

Protection against obsolescence: Leasing is an excellent option if you want to acquire equipment with a high level of technological development or that runs a greater risk of becoming obsolete because through this scheme you can constantly renew them.

It does not occupy your lines of credit so it keeps them free for other more pressing purposes in your company such as financing higher levels of commercial assets, accounts receivable and inventories, the product of a seasonal or cyclical growth stage.

It improves the net cash flow of a company, in the case of purchase with its resources. Being able to allocate the resulting resources for more pressing or profitable purposes.

100% Deductible: payments for this type of lease are fully deductible for purposes of Income Tax in the country, as well as for IETU purposes (In the case of vehicles there are some differences). On the contrary, in the case of the payment of interest, when the acquisition of the asset is financed with a simple credit, it will only be deductible for ISR purposes and will not be deductible for IETU purposes.

It is an alternative for entrepreneurs and commercial companies: It is one of the few options that commercial companies and newly created companies have to acquire their assets since these companies will hardly have access to bank or “reactionary” loans, the former because their turn It is not susceptible to this type of credit and the latter due to its recent creation or its little capital.

The length of the lease terms is flexible and can be negotiated with the financial facilitators to suit the growing needs of the business.

Better performance indicators on assets. Regarding the return on investment, a lease will give you a better indicator since the profit you obtain divided by the cost of the asset will be much higher, remember that in the lease you are not investing 100% of the resources necessary to acquire that well but a monthly income for which the cost of assets is reduced.