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Aug 09, 2017  · Determining the right type of loan can be as simple as doing a little research. You’ll want to start by researching your own finances. You should pull your credit reports from the three credit bureaus (TransUnion, Equifax, and Experian), as well as checking your credit score.. individual loan requirements, including credit score and income level, will vary by loan type, as well as provider.

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and low interest rates from the Fed, which created an excess of liquidity. Another cause that’s often cited says the financial crisis was the result of government pressure to make subprime home loans …

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