A Credit Card is every shopaholic’s best friend. After all, you do not have to carry a lot of cash in your wallet and yet can still pay for the expenses your wants set you up for. Having said that, it is essential to make sure you do not exceed your limit and go overboard in your spending or else it can spell trouble.

If you are nevertheless, going to shop, makes the most of each trip pays handsomely. This can be in the form of cashback, rewards and lower fees. So if you want to shop intelligently and save a great deal yourself, here is a list of a few Credit Cards that come as a blessing to shopaholics.

Earn Amazing Rewards & Cashback: Standard Chartered Manhattan Platinum Credit Card

Enjoying a host of offers and discounts on shopping as well as dining and travel are possible with the Standard Chartered Manhattan Platinum Credit Card. These Credit Cards are immensely popular both in India as well as abroad since they provide cashback and rewards on all shopping related splurges. With this Credit Card, you can redeem your reward points for amazing offers from the rewards catalogue.

You can even earn around 500 as cashback every month and 150 for every transaction. You can also take advantage of exclusive offers from Visa with this card. It comes with a joining membership fee of 499 while renewal membership fee from the second year is 999. For the first year, the yearly membership fee is waived off.

• Shoppers get 5% cashback on spending every 150 at supermarkets and department stores.
• Every month, on the amount spent on Uber rides, you can avail 20% cashback

Cash on the Go: SBI SimplySAVE Visa & Master Credit Card

Designed explicitly for shopping expeditions, the SBI SimplySAVE Visa & Master assists in saving in a significant way on all your spends. This Credit Card can be used at over 24 million merchant outlets all over the globe. In India, you can use it at 3,25,000 merchant outlets.

You obtain 10X reward points on dining, groceries, movies and departmental store purchases. Withdrawing cash from anywhere in the world is also easy. The annual fee comes at 499 while you can avail an interest-free credit period for around 20 days to 50 days.

• With the assistance of the Easy Money facility, you can avail a cheque or draft against the cash limit and get it delivered to your address.
• The outstanding balance on the Credit Cards of your other banks can be transferred this Credit Card. This helps you take advantage of lower interest rates.

Benefit from Shopping Online: SBI SimplyCLICK Visa & Master Credit Card

If you have a fetish for online shopping, the SBI SimplyCLICK Visa & Master is the Credit Card for you. You can obtain 5X reward points on all online spends as well as 10X rewards on online spends at partner stores. While you stand a chance to get bonus rewards on annual spends online, as a welcome gift you get an Amazon gift voucher that is worth 500.

These Credit Cardholders can obtain a cheque or draft against their cash limit delivered to their address while the balance transfer facility lets you transfer the balance of your other bank’s Credit Cards to this card to obtain lower interest rates. It comes with an annual fee of 499.

• You can contact customer care helpline number anytime you want.
• You can withdraw cash from more than a million Visa/Mastercard ATMs.

Save on Monthly Expenses: Standard Chartered Super Value Titanium Credit Card

With the Standard Chartered Super Value Titanium Credit Card, availing a wide array of attractive rewards is easy. You obtain savings on fuel, cashback on utility bills as well as cashback on telecom payments from every service provider.

The annual fee for the first year is 499 while the renewal fee from the second year is 750. You incur a 3.5% transaction fee on any overseas transaction. In case you miss payments for two months, the credit card holder incurs a fee of 100.

• Customers can share security and benefits of this card with their children, spouse, parents, and siblings.
• You can earn reward points on your transactions and exchange these points for incredible offers and gifts. The card is accepted in more than 19 million MasterCard and Visa affiliated establishments all around the world

You can Apply online to get these Credit Cards through MyMoneyMantra. All in all, these Credit Cards are sure to fulfil the whims and fancies of all kinds of shopaholics fruitfully.

 Also Read: How to Deal with a Written off or Settled Credit Card Account in Your Credit Report?

To apply online for Credit Cards, Secured Loans and Unsecured Loans, visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 60+ Banks and NBFCs. We have served 2 million+ happy customers since 1989.

Talk to our Loan Specialists toll-free at 18001034004 to know more about our products and offers.

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