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Refinance rates drop 31%, retail sales crushes estimates, 2022  4% rates or higher?

Retail sales in November jumped 1.7% exceeding all estimates by almost 20%.  Fed announces a “pivot” and rate hikes to come.  What does this mean for mortgage rates?  How will this impact real estate purchases and refinances?  What should you…

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Refinance rates drop 31%, retail sales crushes estimates, 2022  4% rates or higher?

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