We are living in an era where technology is taking over everything. Processes we saw before as complicated have been revolutionised by technology, opening new possibilities in all industries, including Finance. According to CB Insights, in 2013 the Fintech industry broke its own record; almost $3 billion was invested in Fintech enterprises, tripling the amount invested only five years before.

But what is Fintech? In simple words, it is the union of technology and finance, encompassing enterprises that adapt technology for finance uses.

Thanks to Fintech, payment processes are faster, simpler, and more secure, fraud is reduced, you can protect and save money, repay loans peer-to-peer through your mobile, access Crowdfunding, manage your accounts and transfer money no matter where you are in the world; in summary, it is a movement that has found a clear market and shown huge growth in a small amount of time.

Opportunities to invest in this industry are constantly expanding, and the rewards are larger every day. According to the most active investors in recent months, Fintech startups are the most promising in the world, with the ability to adapt quickly to the business needs of the users.

The Fintech Industry is poised to take advantage of the Sharing Economy, just like companies such as Uber and AirBnb:  they only own software, not vehicles or real estate, yet respectively, they are now the biggest taxi and hotel companies in the world. Finance has yet to embrace this type of model.

This is just a part of the financial revolution that we are living in: more transparency, removing middle-men and connecting individuals that are actually involved in transactions directly. Approximately 23% of the traditional banks can lose their advantage against this world of start-ups in the next 5 years, and we have no doubt that the new proposals in Fintech will grow their market share even further.