"I will be a millionaire by the age of 25, own a house on Lake Minnetonka, be married and have 3 kids." I reflect on this goal often. I won't hesitate to admit I have none of these, and am honestly far away from checking them off. So, what went wrong?

Saturday February 4th marks that monumental checkpoint in my life, a quarter century of being. Damn, I missed the bulls eye. Hold on, let's not be so negative. Sure, I didn't achieve the goals I had lain out for the past 10 years, but is that the point. I say no.

Setting goals is a healthy way to priorities our lives. My achievements demonstrate success. A high school diploma, class speaker at graduation, bachelors degree from a reputable university, a long time girlfriend of 5 years, 2nd degree blackbelt and a start up business not too shabby. Even though I'm not quite a millionaire, nor do I have a family just yet the underlining point is that I never lost sight of my goals.

You will learn life has a funny way of throwing in detours and challenges when you least expect. Just remember, it's not about the problems and challenges that arise, but how you overcome them and stick to your guns to achieve your goals. Keep your eye on the prize and you will get there.

Try using the SMART goals acronym. It stands for specific, measurable, attainable, relevant and time. Keep these in mind when you set your goals.

Remember set your goals and come back to them often. Post them on your wall or desk, tell everyone about them so they can remind you. It's not always easy, but that's not the point.

"If you don't know where you are going, you'll end up someplace else."
    - Yogi Berra