Travel Health insurance provides coverage to the medical emergencies that might happen while you Travel. Purchasing a good Travel Insurance from a reputed Health insurer will give the traveller a peace of mind. More over the Policy owner must be aware of his/her insurance policy. Some facts are listed below which show how important a Travel Insurance Policy is;

Financial and Health Safety
The Snowbirds who migrates to US to escape the Winter consider financial saftey more important than health safety.  Travel insurance role comes here. A good Travel insurance policy can assure traveller with both financial and health safety by covering the unfortunate medical expenses and other money draining incidents ( which are covered by insurance plan) .

Overcome Medical Expenses
As you know the medical expenses in countries like US are high, So, Canadian Snowbird Association (CSA) and Canadian Department of Foreign Affairs advises Canadian travellers or Snowbirds who travels to United States during Winter to  have a travel protection plan with proper coverage to cover the medical emergencies outside Canada. Have a look on the Travel insurance plan suggested by Canadian Snowbird Association.

Scope of Provincial Health Insurance and Travel Limit
The residents of some Canadian Provinces will lose their health coverage if they stay longer that usually 6 months (183 days) outside province or Canada.  So Snowbirds should be aware about How long they can stay in Other countries with out losing their provincial health coverage. Ontario and Newfoundland Provinces allow their residents to stay outside till 212 days before they could lose their provincial health coverage for other provinces it is 183 days.

Extending Travel Days and Insuring excess days  
Residents can appeal to their provincial ministries of health to revive this limit. Insurance Companies like Medipac Travel Insurance have insurance plans which cover travel days upto 212 days and most important is Canadian Snowbirds Association recommends Medipac Travel insurance as on of the best travel insurance plans available for Canadian Snowbirds. So Insure the excess trip days with a mild exponential increase in premium rates.

Insure Your Travels and be Safe!

Canadian Snowbirds Association
Travel Insurance Options