Graeme Holm and Infinity Group Australia help Australians improve their financial futures by providing guidance, tips and support. A lot of people in Debt try debt consolidation but this practice should be avoided. Mr. Holm has spent seventeen years in financial services and saw how many clients were living from paycheck to paycheck trying to pay off a thirty-year loan by making just the minimum payments. He was unhappy with the poor deal Australian families received because they lacked both services and support. He combined his passions for providing Australian families with better choices and finances by establishing Infinity Group in 2013. The business was successfully and expanded to five locations rather quickly.
The Infinity Group Australia reviews are excellent because the average client only requires twelve months to pay off approximately $41,000 in debt. Every client was only on the program for three months before paying off more than they had in the last year. Each Family is provided with a personal trainer to assist with coaching, finances, performance, reviews, suggestions and tips. They are advised to avoid debt consolidation since it falsely promises to lower the interest rates for the family with a lower monthly payment. There are only two ways to consolidate debts. The first is transferring debts to a balance transfer credit card with zero percent interest and paying off the card while the promotional period is active.
The second method for paying off debt is a consolidation loan. This enables the family to pay off the debt by making installments for a specific period of time. The reason Graeme Holm advises avoiding debt consolidation is because the lower interest rate does not come with a guarantee. The creditor sets the interest rate based on past payment records and credit score. The interest rate can rise as time passes meaning the best benefit is not guaranteed. The family will also remain in debt for longer instead of getting out of debt faster. This longer period is what makes the payments lower, but the family will eventually pay even more than prior to the debt consolidation. Infinity Group Australia helps families learn healthy financial habits to live a debt free and less stressful life.
Graeme Holm and Infinity Group Australia do not offer shaky solutions for the short term. The plan they provide helps families create wealth by remaining out of debt. This begins by extensively detailing the household expenses and family needs. This becomes the basis for a cash budget for expenses like entertainment, groceries, fuel and travel. The company provides clients with a performance report each month to determine if any adjustments are necessary. This does require a bigger commitment from the family but the results last. The Infinity Group Australia Reviews have been very positive for this reason alone. Families have talked about how good it feels to be back in control of their finances.
Bernadette and Daniel Smith stated the company helped them see the light at the end of the proverbial tunnel for the first time in nearly eighteen years. Ian Abela said their home loan went from seventeen years to five and a half enabling a comfortable retirement for the future. Rachel Ninham said her children are happier because she is happier. She thanked Graeme for the advice, the system and the hope that led to less stress and more laughter and fun. The journey to financial fitness requires commitment, time and effort. This is why Infinity always places their clients first while providing the support necessary to achieve financial success for the average Australian family. Ongoing support, advice and the commitment to a weekly budget are how financial freedom is achieved.
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