An abbreviation or short form is a word or phrase in a long form that has been shortened. When people find it difficult to speak or recall long sentences, words, or phrases, they will shorten them. There are numerous short forms that we have heard or used but are unaware of their full expanded versions. We’ve compiled a list of the most commonly used/important full forms that are frequently used. This will also help you in competitive exams such as Bank Exams, IBPS Recruitment Exams, UGC NET or CSIR NET, IIT JAM, SSC, and RRB, and so on. In this blog, we have given a list of the most common abbreviated versions in alphabetical order. Check it out!
| S.No. | Full Forms | Expansions |
| 1. | ABS | Anti-Locking Braking System |
| 2. | ADB | Asian Development Bank |
| 3. | ADR | American Depositary Receipt |
| 4 | AGM | Annual General Meeting |
| 5. | APEC | Asia-Pacific Economic Cooperation |
| 6. | APL | Above Poverty Line |
| 7. | APM | Administered Pricing Mechanism |
| 8. | ARC | Asset Reconstruction Company |
| 9. | ARDR | Agricultural and Rural Debt Relief |
| 10. | ASBA | Application Supported by Block Amount |
| 11. | ASEAN | Association of South-East Asian Nations |
| 12. | ASEM | Asia-Europe Meeting |
| 13. | ASSOCHAM | Associated Chambers of Commerce and Industry of India |
| 14. | ATM | Asynchronous Transfer Mode |
| 15. | ATM | Automated teller machine |
| 16. | AM | Ante Meridiem |
| S.No. | Full Forms | Expansions |
| 1. | BASIC | Beginner’s All-purpose Symbolic Instruction Code |
| 2. | BAF | Bachelor of Accounting and Finance |
| 3. | BCBS | Basel committee for Banking Supervision |
| 4. | BCSBI | Banking Codes and Standards Board of India |
| 5. | BIFR | Board of Industrial and Financial Reconstruction |
| 6. | BOLT | BSE On-Line Trading (System) |
| 7. | BOP | Balance of Payments |
| 8. | BOT | Build, Operate and Transfer |
| 9. | BPL | Below Poverty Line |
| 10. | BPO | Business Process Outsourcing |
| 11. | BSCS | Biological Sciences Curriculum Study |
| 12. | BSE | Bombay Stock Exchange |
| 13. | BSR | Basic Statistical Returns |
| S.No. | Full Forms | Expansions |
| 1. | C & AG | Comptroller & Auditor General |
| 2. | CA | Chartered Accountant |
| 3. | CABE | Central Advisory Board of Education |
| 4. | CACP | Commission of Agriculture Cost and Price |
| 5. | CAD | Capital Account Deficit |
| 6. | CAG | Controller and Auditor General of India |
| 7. | CAMELS | C – Capital adequacy, A – Asset quality, M – Management quality, E – Earnings, L – Liquidity, S – Sensitivity to Market Risk |
| 8. | CAPART | Council for People’s Action and Advancement of Rural Technology |
| 9. | CAR | Capital adequacy ratio |
| 10. | CARE | Credit Analysis & Research Ltd. |
| 11. | CBS | Core banking solution |
| 12. | CC | Cash Credit |
| 13. | CCI | Competition Commission of India |
| 14. | CCIL | Clearing Corporation of India limited |
| 15. | CD | Certificate of Deposit |
| 16. | CDSL | Central Securities Depository Limited |
| 17. | CECA | Comprehensive Economic Cooperation Agreement |
| 18. | CEPA | Comprehensive Economic Partnership Agreement |
| 19. | CFRA | Combined Finance and Revenue Accounts |
| 20. | CHOGM | Commonwealth Heads of Government Meeting |
| 21. | CIBIL | Credit Information Bureau (India) Ltd |
| 22. | CII | Confederation of Indian Industry |
| 23. | CIS | Commonwealth of Independent States |
| 24. | CITES | Convention on International Trade in Endangered Species |
| 25. | CITU | Centre Of Indian Trade Unions |
| 26. | CMP | Common Minimum Program |
| 27. | CO | Capital Outlay |
| 28. | CP | Commercial Paper |
| 29. | CPI | Consumer Price Index |
| 30. | CPI (AL) | Consumer Price Index for Agricultural Labors |
| 31. | CPI (IW) | Consumer Price Index for Industrial Workers |
| 32. | CRAR | Capital to Risk Weighted Asset Ratio |
| 33. | CRISIL | Credit Rating Information Services of India Limited |
| 34. | CRR | Cash Reserve Ratio |
| 35. | CSIR | Council of Scientific and Industrial Research |
| S.No. | Full Forms | Expansions |
| 1. | DA | Dearness Allowance; Daily Allowance |
| 2. | DAP | Development Action Plan |
| 3. | DBOD | Department of Banking Operations & Development |
| 4. | DBS Bank Ltd | The Development Bank of Singapore Ltd. |
| 5. | DCA | Department of Company Affairs |
| 6. | DCM | Department of Currency Management |
| 7. | DD | Demand Draft |
| 8. | DDS | Data Dissemination Standards |
| 9. | DICGC | Deposit Insurance and Credit Guarantee Corporation of India |
| 10. | DIG | Deputy Inspector General of Police |
| 11. | DMA | Departmentalized Ministries Account |
| S.No. | Full Forms | Expansions |
| 1. | ECA | Essential Commodity Act |
| 2. | ECB | External Commercial Borrowings |
| 3. | ECS | Electronic Clearing Service |
| 4. | EDUSAT | Education Satellite |
| 5. | EEE | Exempt Exempt Exempt |
| 6. | EEFC Account | Exchange Earners Foreign Currency Account |
| 7. | EGOM | Empowered Group of Ministers |
| 8. | EMI | Equated Monthly Installment |
| 9. | EMS | European Monetary System |
| 10. | EPF | Employees Provident Fund |
| 11. | EPFO | Employees Provident Fund Organization |
| 12. | ERNET | Educational and Research Network |
| 13. | ESA | European Space Agency |
| 14. | ESCAP | Economic and Social Commission for Asia and Pacify |
| 15. | ESMA | Essential Services Maintenance Act |
| 16. | ESOP | Employee Stock Option Program |
| 17. | EU | European Union |
| 18. | EXIM | Export Import Bank of India |
| S.No. | Full Forms | Expansions |
| 1. | FAO | Food and Agriculture Organization |
| 2. | FCCB | Foreign Currency Convertible Bond |
| 3. | FCNR | Foreign Currency (Non-Resident) Accounts Scheme |
| 4. | FDI | Foreign Direct Investment |
| 5. | FEMA | Foreign Exchange Management Act |
| 6. | FERA | Foreign Exchange Regulations Act |
| 7. | FICCI | Federation of Indian Chambers of Commerce and Industry |
| 8. | FII | Foreign Institutional Investors |
| 9. | FIPB | Foreign Investment Promotion Board (Of India) |
| 10. | FMCG | Fast Moving Consumer Goods |
| 11. | FPO | Follow on Public Offer |
| 12. | FTA | Free Trade Area |
| S.No. | Full Forms | Expansions |
| 1. | GATT | General Agreement On Tariffs And Trade |
| 2. | GCC | Gulf Cooperation Council |
| 3. | GDP | Gross Domestic Product |
| 4. | GDR | Global Depositary Receipt |
| 5. | GNP | Gross National Product |
| 6. | GOI | Government of India |
| 7. | GST | Goods and Service Tax |
| S.No. | Full Forms | Expansions |
| 1. | HDFC | Housing Development Finance Corporation Limited |
| 2. | HDI | Human Development Index |
| 3. | HSBC | Hong Kong and Shanghai Banking Corporation Limited |
| S.No. | Full Forms | Expansions |
| 1. | IAAI | International Airport Authority Of India |
| 2. | IAAS | Indian Audit and Accounts Service |
| 3. | IADF | International Agricultural Development Fund |
| 4. | IAEA | International Atomic Energy Agency |
| 5. | IASB | The International Accounting Standards Board |
| 6. | IBRD | International Bank for Reconstruction and Development |
| 7. | ICAI | Institute of Chartered Accountants of India |
| 8. | ICAR | Indian Council of Agricultural Research |
| 9. | ICCW | Indian Council for Child Welfare |
| 10. | ICDS | Integrated Child Development Service |
| 11. | ICICI | Industrial Credit and Investment Corporation of India |
| 12. | ICMR | Indian Council of Medical Research |
| 13. | ICOR | Incremental capital output ratio |
| 14. | ICRA | Investment information and Credit Rating Agency |
| 15. | ICRC | International Committee of Red Cross |
| 16. | IDA | International Development Association |
| 17. | IDBI | Industrial Development Bank of India |
| 18. | IDR | Indian Depository Receipts |
| 19. | IES | Indian Economic Service |
| 20. | IEX | Indian Energy Exchange |
| 21. | IFAD | International Fund for Agricultural Development |
| 22. | IFC | International Finance Corporation |
| 23. | IFRS | International Financial Reporting Standard |
| 24. | IFSC | Indian Financial System Code |
| 25. | IFTU | International Federation of Trade Unions |
| 26. | IFWJ | Indian Federation of Working Journalists |
| 27. | IIP | The Index of Industrial Production |
| 28. | IIPA | Indian Institute of Public Administration |
| 29. | IISS | International Institute of Strategic Studies |
| 30. | ILO | International Labor Organization |
| 31. | IMF | International Monetary Fund |
| 32. | IMO | International Maritime Organization |
| 33. | IMRB | Indian Market Research Bureau |
| 34. | INMARSAT | International Maritime Satellite Organization |
| 35. | INR | Indian Rupee |
| 36. | INTERPOL | International Police Organization |
| 37. | INTUC | Indian National Trade Union Congress |
| 38. | IOC | International Olympic Committee |
| 39. | IP | Interest Payment |
| 40. | IPCC | Intergovernmental Panel on Climate Change |
| 41. | IPEC | International Program on Elimination Of Child Labor |
| 42. | IPO | Initial public offer |
| 43. | IPR | Intellectual Property Right |
| 44. | IRDA | Insurance Regulatory and Development Authority |
| 45. | IREP | Integrated Rural Energy Planning |
| 46. | ITO | International Trade Organization; Income-Tax Officer |
| 47. | ITU | International Tele-Communication Union |
| S.No. | Full Forms | Expansions |
| 1. | JNNURM | Jawaharlal Nehru National Urban Renewal Mission |
| S.No. | Full Forms | Expansions |
| 1. | KPO | Knowledge Process Outsourcing |
| 2. | KYC | Know your customer |
| S.No. | Full Forms | Expansions |
| 1. | LAMPS | Large-sized Adivasi Multipurpose Societies |
| 2. | LIC | Life Insurance Corporation (Of India) |
| 3. | LLP | Limited Liability Partnership |
| S.No. | Full Forms | Expansions |
| 1. | MA | Moving Average |
| 2. | MAIT | Manufacturers’ Association for Information Technology |
| 3. | MAT | Minimum Alternative Tax |
| 4. | MCA | Ministry of Company Affairs |
| 5. | MCAP | Market capitalization / Mid cap |
| 6. | MDG | Millennium development goals |
| 7. | MEP | Minimum Export Pric |
| 8. | MFA | Multi-Fiber Agreement |
| 9. | MFI | Micro finance institution |
| 10. | MFIN | Micro finance institution network |
| 11. | MFN | Most Favored Nation |
| 12. | MGNREGA | National Rural Employment Guarantee Act |
| 13. | MIBOR | Mumbai Interbank offer rate |
| 14. | MICR | Mumbai Interbank offer rate |
| 15. | MNC | Multi-National Corporation |
| 16. | MRP | Maximum Retail Price |
| 17. | MRTPC | Monopolies and Restrictive Trade Practices Commission |
| 18. | MRTS | Mass Rapid Transit System |
| 19. | MSME | Micro Small and Medium Enterprises |
| 20. | MSP | Minimum support price |
| 21. | MT | Mail Transfer |
| 22. | MTO | Multilateral Trade Organization |
| S.No. | Full Forms | Expansions |
| 1. | NABARD | National Bank for Agriculture and Rural Development |
| 2. | NAEP | National Adult Education Program |
| 3. | NAFED | National Agricultural Cooperative Marketing Federation of India Ltd |
| 4. | NAFTA | North America Free Trade Agreement |
| 5. | NAM | Non-Aligned Movement |
| 6. | NAMA | Non-Agriculture Market Access |
| 7. | NASDAQ | National Association of Securities Dealers Automated Quotation |
| 8. | NASSCOM | National Association of Software and Services Companies |
| 9. | NATO | North Atlantic Treaty Organization |
| 10. | NAV | Net Asset Value |
| 11. | NBFC | Non-Banking Finance Companies |
| 12. | NCAER | National Council Of Applied Economic Research |
| 13. | NCERT | National Council Of Education Research And Training |
| 14. | NCPCR | National Commission for Protection of Child Rights |
| 15. | NDC | National Development Council |
| 16. | NEFT | National Electronic Fund Transfer |
| 17. | NEGP | National E-Governance Plan |
| 18. | NEP | National Education Policy |
| 19. | NFO | New Fund Offers |
| 20. | NGO | Non-Governmental Organization |
| 21. | NHAI | National Highways Authority of India |
| 22. | NHDP | National Highways Development Project |
| 23. | NHRC | National Human Rights Commission |
| 24. | NIC | National Industrial Classification |
| 25. | NIFT | National Institute of Fashion Technology |
| 26. | NIO | National Institute of Oceanography |
| 27. | NLMA | National Literacy Mission Authority |
| 28. | NMDC | National Mineral Development Corporation |
| 29. | NNP | Net National Production |
| 30. | NOHFC | non-operative financial holding company |
| 31. | NPA | Non-Performing Asset |
| 32. | NPR | National Population Register |
| 33. | NRI | Non-Resident Indian |
| 34. | NSC | National Statistical Commission |
| 35. | NSDL | National Securities Depository Limited |
| S.No. | Full Forms | Expansions |
| 1. | OD | Over Draft |
| 2. | ODA | Official Development Assistance |
| 3. | OECD | Organization of Economic Co-Operation and Development |
| 4. | OGL | Open General License |
| 5. | OIC | Organization of Islamic Countries |
| 6. | OIL | Oil India Limited |
| 7. | ONGC | Oil And Natural Gas Commission |
| 8. | OPEC | Organization Of Petroleum Exporting Countries |
| 9. | OSCE | Organization For Security And Cooperation In Europe |
| S.No. | Full Forms | Expansions |
| 1. | PAC | Public Accounts Committee |
| 2. | PACS | Primary Agriculture Credit Societies |
| 3. | PAN | Permanent Account Number (Of Income-Tax) |
| 4. | PATA | Pacific-Asia Travel Association |
| 5. | PCI | Per capita income |
| 6. | PD | Primary Deficit |
| 7. | PDO | Public Debt Office |
| 8. | PDS | Public Distribution System |
| 9. | PIL | Public Interest Litigation |
| 10. | PIO | Persons Of Indian Origin |
| 11. | PN | Participatory Note |
| 12. | PNB | Punjab National Bank |
| 13. | PO | Principal Office |
| 14. | POP | Point Of Purchase |
| 15. | PPF | Public Provident Fund |
| S.No. | Full Forms | Expansions |
| 1. | QIB | Qualified Institutional Buyer |
| 2. | QIP | Qualified Institutional Placement |
| 3. | QR | Quantitative Restriction |
| S.No. | Full Forms | Expansions |
| 1. | RBI | Reserve Bank Of India |
| 2. | RDBMS | Relational Database Management System |
| 3. | RE | Revenue Expenditure |
| 4. | REC | Rural Electrification Corporation |
| 5. | RIDF | Rural infrastructure development fund |
| 6. | RMB | Renminbi (Chinese) |
| 7. | RR | Revenue Receipts |
| 8. | RRB | Regional Rural Bank |
| 9. | RSETI | Rural Self Employment Training Institute |
| 10. | RTGS | Real Time Gross Settlement |
| S.No. | Full Forms | Expansions |
| 1. | SAARC | South Asian Association for Regional Co-Operation |
| 2. | SAFTA | South Asian Free Trade Area |
| 3. | SAIL | Steel Authority of India Limited |
| 4. | SAM | Social Accounting Matrix |
| 5. | SAPTA | SAARC Preferential Trading Agreement |
| 6. | SARFAESI ACT | The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 |
| 7. | SBI | State Bank of India |
| 8. | SC | Schedule Caste |
| 9. | SCO | Shanghai Cooperation Organization |
| 10. | SCOPE | Standing Conference On Public Enterprises |
| 11. | SDF | shipping declaration form |
| 12. | SDR | Special Drawing Rights |
| 13. | SEBI | Securities and Exchange Board of India |
| 14. | SEWA | Self-employed woman’s association |
| 15. | SEZ | Special Economic Zone |
| 16. | SFC | State Financial Corporation |
| 17. | SGL | Subsidiary General Ledger |
| 18. | SIDBI | Small Industries Development Bank of India |
| 19. | SLR | Statutory Liquidity Ratio |
| 20. | SSI | Small-Scale Industries |
| 21. | ST | Schedule Tribe |
| 22. | STDR | Special Term Deposit Receipt |
| S.No. | Full Forms | Expansions |
| 1. | TC | Temporary Change |
| 2. | TDS | Tax Deduction at Source |
| 3. | TIFR | Tata Institute Of Fundamental Research |
| 4. | TIN | Tax Information Network |
| 5. | TINXSYS | Tax Information Exchange System |
| 6. | TISCO | Tata Iron and Steel Company |
| 7. | TPDS | Targeted Public Distribution System |
| 8. | TRAI | Telecom Regulatory Authority Of India |
| 9. | TRIMS | Trade Related Investment Measures |
| 10. | TRIPS | Trade Related Intellectual Property Rights |
| S.No. | Full Forms | Expansions |
| 1. | UCO | United Commercial Bank |
| 2. | UN | United Nations |
| 3. | UNCTAD | United Nations Conference On Trade And Development |
| 4. | UNDP | United Nations Development Program |
| 5. | UNEF | United Nations Emergency Force |
| 6. | UNEP | United Nations Environment Program |
| 7. | UNESCO | United Nations Educational, Scientific And Cultural Organization |
| 8. | UNHCR | United Nations High Commissioner For Refugees |
| 9. | UNHRC | United Nations Human Rights Commission |
| 10. | UNICEF | United Nations International Children’s (Emergency) Fund |
| 11. | UNIDO | United Nations Industrial Development Organization |
| 12. | UNRRA | United Nations Relief And Rehabilitation Administration |
| 13. | US | United States |
| 14. | USD | US Dollars |
| 15. | USE | United Stock Exchange |
| S.No. | Full Forms | Expansions |
| 1. | VAT | Value-Added Tax |
| 2. | VC | Venture Capital |
| 3. | VDIS | Voluntary Disclosure Of Income Scheme |
| S.No. | Full Forms | Expansions |
| 1. | WEF | World Economic Forum |
| 2. | WHO | World Health Organization |
| 3. | WIPO | World Intellectual Property Organization |
FAQs
What are the full forms starting with “V”? VAT: Value-Added Tax
VC: Venture Capital
VDIS: Voluntary Disclosure Of Income Scheme
What are the full forms starting with “W”? WEF: World Economic Forum
WHO: World Health Organization
WIPO: World Intellectual Property Organization
What is the full form of GDP? THe full form of GDP is Gross Domestic Product.
We have tried to add the most common and important full forms for any Competitive Exams and Government Exams. We hope the information provided was helpful. For more educational content, stay connected with Leverage Edu. Happy learning!
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