If you’re a freelancer or business owner, then you’re likely all too familiar with handling finances and the stress that accompanies this responsibility. As stressful as it might be, you have a vested interest in the efficient and competent management of finances, as your personal success is at stake.  Naturally, managing finances is a highly complex affair. However, there are a few foundational skill sets that are immensely useful and absolutely essential.  First and foremost, you need to know how to maintain a thorough and clear system for invoicing clients. An invoice is a formal, legal document that outlines the

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