Debt collectors like Medical Data Systems, Inc., a/k/a MDS, f/k/a Medical Revenue Service, cannot harass you over a debt. You have rights under the law. We will stop the harassment once and for all.
THE BEST PART IS…
If Medical Data Systems violated the law, you will get money damages and Medical Data Systems will pay our fees and costs. You will not pay us a penny for our time. Plus, some of our clients also receive debt relief and cleaned up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.
Who is Medical Data Systems?
Medical Data Systems is a third-party collection agency, headquartered in Vero Beach, FL, and started its business over 30 years ago. According to the Better Business Bureau (“BBB”), Medical Data Systems is categorized as a corporation. According to Medical Data Systems’ website, Medical Data Systems focuses on receivable management services solutions.
It appears that Medical Data Systems collects on debts owed to third parties and collects on debts that it purchases. Therefore, in some situations, Medical Data Systems may be a junk-debt buyer. For example, some collection agencies buy debt for pennies on the dollar, and then collect on it. Medical Data Systems collects on various debts. We’ve helped a lot of consumers deal with Medical Data Systems when Medical Data Systems is collecting on payday loans; debt owed to major financial institutions, such as credit cards, installment loans, auto loans; retail store credit cards; student loans; insurance claims; and healthcare debt.
Medical Data Systems, Address, Phone Number, and Contact Information
Medical Data Systems is located at 2001 9th Avenue, Suite 312, Vero Beach, FL 32960. The main telephone numbers for Medical Data Systems are 888-773-2255 and 800-540-7096. These are just two of many Medical Data Systems contact numbers.
Medical Data Systems’ website is http://www.meddatsys.com/ Medical Data Systems’ e-mail address is [email protected]
Phone Numbers Used By Medical Data Systems
Medical Data Systems likely has dozens, if not over 100, phone numbers it calls from. Here are a few phone numbers Medical Data Systems may be calling you from:
Medical Data Systems Lawsuits
If you want to know just how unhappy consumers are with Medical Data Systems, take a look at the number of lawsuits filed against Medical Data Systems on the Public Access to Court Electronic Records (“PACER”). PACER is the federal docket throughout the country that lists federal complaints filed against Medical Data Systems. When you do a search for Medical Data Systems, there are nearly 100 lawsuits filed against Medical Data Systems. Most of these lawsuits involve consumer rights’ violations.
Medical Data Systems Harassment
The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that applies to everyone in the United States. In other words, everyone is protected under the FDCPA. The FDCPA is a laundry list of what Medical Data Systems can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt. If Medical Data Systems is harassing you over a debt, you have rights under the Fair Debt Collection Practices Act.
The Telephone Consumer Protection Act (“TCPA”) protects you from robocalls. Robocalls are those annoying, automated, recorded calls that a computer makes to you all day long. You can tell it’s a robocall because either no one is on the other end of the line or there’s a delay when you pick up the phone before a live person comes on the line. You can get $500 per call if Medical Data Systems violates the TCPA. Have you received a message from Medical Data Systems that sounds pre-recorded? Or, maybe the message you received from Medical Data Systems is cutoff at the beginning or the end? These are tell-tale signs that the message is pre-recorded. If you have these messages on your cell phone, you may have a TCPA case against Medical Data Systems.
The Electronic Fund Transfer Act (“EFTA”) protects electronic payments that are deducted from bank accounts. If Medical Data Systems took unauthorized deductions from your bank account, you may have an EFTA claim. Medical Data Systems, like most collection agencies, wants to set up reoccurring payments from consumers. Imagine how much money Medical Data Systems gets if hundreds, if not thousands, of consumers electronically pay them $50-$100, or more, per month. If you agreed to this type of reoccurring payment, Medical Data Systems must follow certain steps to comply with the EFTA. Did Medical Data Systems continue to take electronic payments after you said stop? Did Medical Data Systems take more money from your checking account than you agreed to? If so, let’s talk about your rights under the EFTA.
The Fair Credit Reporting Act (“FCRA”) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We handled a lot of cases recently where Medical Data Systems reported debt on a consumer’s credit report. Medical Data Systems likely reports on credit reports to obtain greater leverage over the consumer. If Medical Data Systems is on your credit report, they may tell you if you pay the debt, they’ll remove it from your credit report. This is commonly known as pay for delete. You pay Medical Data Systems, and they delete the debt from your credit report. Even if Medical Data Systems is not on your credit report, maybe the original creditor is. If you pay off the debt to Medical Data Systems, then the original creditor, and Medical Data Systems, should accurately report this on your credit report.
Several states also have laws that provide its citizens an additional layer of protection. For example, if you live in California, Texas, Florida, North Carolina, Wisconsin, Michigan, Montana, or Pennsylvania you may be able to tack on a state-law claim with your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country. If you live in NC, and you’re harassed over a debt, you may get $500.00 – $4,000.00 in damages per violation. We work with a local counsel in NC. Our NC clients have received some great results in debt collection harassment cases. If you live in NC, and Medical Data Systems is harassing you, you have tons of leverage to get a great settlement.
HOW CAN WE USE THE LAW TO HELP YOU?
We will use state and federal laws to immediately stop Medical Data Systems debt collection. We will send a cease and desist letter to get the harassment to stop the same day. If Medical Data Systems violates the FDCPA, EFTA, FCRA, or any state laws, you may be entitled to money damages. For example, under the FDCPA, you can get up $1,000.00 in damages plus actual damages. The FDCPA has a fee-shift provision. This means, Medical Data Systems pays our attorney’s fees and costs. If you have a TCPA case against Medical Data Systems, we will handle it based on a contingency fee.
THAT’S NOT ALL…
We have helped hundreds of consumers stop phone calls from Medical Data Systems. We know how to stop the harassment and get you money damages. ONCE AGAIN, you will not pay us a penny for our time. We will help you based on a fee-shift provision and/or based on a contingency fee. That means, Medical Data Systems pays our attorney’s fees and costs.
What If Medical Data Systems Is On My Credit Report?
Based on our experience, Medical Data Systems does credit report. That means, Medical Data Systems will mark your credit report with the debt they are trying to collect on. In addition to Medical Data Systems, the original creditor may be on your credit report. For example, if you owe Republic Bank and Trust on an elastic line of credit, and Medical Data Systems is collecting on it, both Republic Bank and Trust and Medical Data Systems may have separate entries on your credit report. This is important because you will want both parties to update your credit report if you pay off the debt.
THE GOOD NEWS IS…
If Medical Data Systems is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly. Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute them. My office will help you pull your credit report and dispute any inaccurate information.
If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (“FCRA”), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision. This means, the credit reporting agency pays your attorney’s fees and costs. Therefore, you will not pay me a penny for my time. We have helped dozens of consumers fix inaccurate information on their credit reports.
Complaints against Medical Data Systems
If you’re on this page, chances are you are just like the hundreds of consumers out there being harassed by Medical Data Systems. The complaints on the Better Business Bureau (“BBB”), various consumer websites, including on Pissed Consumer, and even the complaints on this page (below) are endless. Medical Data Systems is not accredited by the BBB. There are over 150 customer complaints on the BBB.
Here are some of the many BBB complaints regarding Medical Data Systems:
- “I have told them that the person they are looking for hasn’t lived here for almost two years and giving them his new numbers and address. Everyone I have spoken to is extremely rude and says the phone number has been removed and when I ask why I keep receiving calls they say it’s been removed and hang up. I am very tired of this harassment”
- “This company is rude and they love to threaten those of us who have zero inability to pay our regular bills, let alone a medical bill. Their mothers would be ashamed of them if they knew how horrid they were in trying to collect money. Thankfully, I will be working with the hospital who told me nothing was wrong, when in fact something huge was wrong, to pay this debt, rather than these wretched people….”
- “We agreed upon an amount to make a one time payment to close the account and send the credit agencies a note to delete the account from the credit report.
It’s almost 2 months now and the account is not deleted/removed from the credit report because no deletion letter was sent to the 3 credit agencies.”
Cases We Have Handled Against Medical Data Systems
I THINK YOU’LL AGREE WITH ME WHEN I SAY…
Threats and harassment by collection agencies can be pretty intimidating. Well, it turns out we can stop the harassment, attempt to get you money damages under the law, and the collection agency will have to pay us our fees and costs. Here are some of the cases we’ve handled against Medical Data Systems:
- Dianne C. v. Medical Data Systems. In this case, Medical Data Systems called our client on her cell phone. Medical Data Systems called from 66-861-5848, which is one of Medical Data Systems’ phone numbers. Dianne spoke with one of Medical Data Systems’ representatives and asked for validation of the debt in writing. Dianne never received anything in writing from Medical Data Systems. Agruss Law Firm, LLC faxed and mailed a cease-and-desist letter to Medical Data Systems. Despite having received the cease-and-desist letter, Medical Data Systems continued to place collection calls to Dianne’s cellular telephone. Medical Data Systems used an automatic dialing system to place collection calls to Dianne. We alleged Medical Data Systems violated the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act.
- Duncan S. v. Medical Data Systems. Ginger lives in North Carolina, and Medical Data Systems was attempting to collect a debt that Duncan does not owe. Medical Data Systems called our client’s cellular telephone in an attempt to collect on a debt owed by “Sheridan P.” Medical Data Systems called from 877-521-6773, 321-725-2607 and 866-861-5848., which are two of Medical Data Systems’ phone numbers. Agruss Law Firm, LLC, faxed a cease-and-desist letter to Medical Data Systems requesting that Medical Data Systems stop calling Duncan’s cellular telephone. Despite receiving the fax from Agruss Law Firm, LLC, Medical Data Systems continued to call Duncan’s cellular telephone. Specifically, Medical Data Systems placed at least nine (9) collection calls to Duncan after receiving Duncan’s cease-and-desist request. Medical Data Systems used an automatic dialing system to place collection calls to Duncan. We alleged Medical Data Systems violated the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act.
- Jorge A. v. Medical Data Systems. Our client lives in Florida. Not only is he protected by the Fair Debt Collection Practices Act, but she’s also protected by the state Florida Consumer Collection Practices Act. Here, Medical Data Systems was attempting to collect on an alleged debt arising from a medical bill. In this case, Jorge spoke with Medical Data Systems’ collectors and requested Medical Data Systems stop calling him. However, Medical Data Systems continued to call, starting the very next day after Jorge requested the calls to stop. Medical Data Systems used an automatic dialing system to place collection calls to Jorge. We alleged Medical Data Systems violated the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act and the Florida Consumer Collections Practices Act.
Here’s What Our Clients Say About Us
Agruss Law Firm, LLC, has over 630 outstanding client reviews through Yotpo, an A+ BBB rating, and over 100 five-star reviews on Google. Here’s what some of our clients have to say about us.
“I just wanted to write a short note to say thank you for your help in regards to a debt collector that just didn’t want to take no for an answer and continue to hound me and make threats about what they would do if I didn’t pay them immediately. Since contacting you, they have stopped harassing me and have not called, not even once.”
“I am definitely happy with the results of your law firm. I would encourage all consumers to know their rights when dealing with collection agencies. Your company was professional and you provided excellent service. Thank you for settling my case…”
“From initial contact to the final outcome, I was treated extremely well and with the utmost professionalism. Your staff attorney answered all of my many queries promptly and in a manner that was easy for me to comprehend. All along the process I was kept informed of not only what was happening and why, but also told what to expect and given a surprisingly accurate timeframe.”
Can Medical Data Systems Sue You?
Although anyone can sue anyone for any reason, we have never seen Medical Data Systems sue consumers. It’s likely Medical Data Systems does not sue because they do not always own the debt they are collecting on. Also, Medical Data Systems would have to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s likely Medical Data Systems collects debts through the entire country. Therefore, it would be very difficult to have lawyers, or a law firm, licensed in every state. There are collection agencies that do sue consumers. For example, Midland Credit Management is one of the largest junk-debt buyers. Midland Credit Management collects on debt and also sues on debt. The opposite is true with Medical Data Systems. Therefore, it would be very unusual if Medical Data Systems sued you. The original creditor, on the other hand, may hire a collection firm, or lawyer, to sue you. If Medical Data Systems has threatened to sue you, call us. We can help.
Can Medical Data Systems Garnish Your Wages?
No, not unless they have a judgment. If Medical Data Systems has not sued you, then Medical Data Systems cannot get a judgment. If Medical Data Systems does not have a judgment, then Medical Data Systems cannot garnish your wages. Minus limited situations (usually dealing with debts owed to the government for student loans, taxes, etc.), in order to garnish someone’s wages, you need a judgment first. In short, we have not seen Medical Data Systems file a lawsuit against a consumer. So, Medical Data Systems cannot garnish your wages, minus the exceptions listed above. If Medical Data Systems has threatened to garnish your wages, contact our office right away.
Medical Data Systems Settlement
If you want to settle a debt with Medical Data Systems, ask yourself these questions first:
- Do I really owe this debt?
- Is this debt within the statute of limitations?
- Is this debt on my credit report?
- If I pay this debt, will Medical Data Systems remove it from my credit report?
- If I pay this debt, will the original creditor remove it from my credit report?
- If I pay this debt, will I get something in writing from Medical Data Systems confirming the payment and settlement terms?
These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay for delete, or any other legal issue with Medical Data Systems, the folks at Agruss Law Firm are here to help you.
Share Your Complaints About Medical Data Systems Below
Post your complaints about Medical Data Systems. Sharing your complaints about Medical Data Systems will help other consumers know what to do when Medical Data Systems starts calling. Sharing your experience may help someone else.
HERE’S THE DEAL!
If you are being harassed by Medical Data Systems over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact Agruss Law Firm at 888-572- 0176 to stop the harassment once and for all.
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