8th November 2016 is the day Indians realised the importance of 10, 20, 50, and 100 rupee notes. We witnessed queues longer than those for a Jio sim at all banks, owing to the demonetization of Rs 500 and Rs 1000 notes. Whether the move has helped us or not, it has definitely affected the way we carry out payments. All forms of cash transactions have taken the hit – from buying vegetables to mobile Recharge. Here are some ways through which you can make cashless transactions for recharging your phone.

• Mobile wallets: Also known as Digital Wallets or e-Wallet apps, this is a safe and secure way for you to make online payments. You can use these apps for a lot of things like paying for movie tickets, electric bills, petrol, and of course, prepaid recharge. After the demonetization move, a ton of these wallets have come up in the market; PayTM, Mobikwik, FreeCharge, State Bank Buddy, HDFC PayZapp, ICICI Pockets, Airtel Money, Ola Money, to name a few. You can add money to these wallets through your credit/debit cards or NET banking. These wallets are useful because, you don’t have to add your bank details/credit card details every time you pay for something, which is a huge time-saver.

• Self-Activation codes: These codes let you use your existing prepaid mobile balance to activate new offers and packs. You just have to sms the code and viola! The pack gets activated. This feature is extremely useful when you don’t have access to the internet or recharge shops to get data packs, sms packs, and rate cutters. Wait a minute, who can remember all these codes? They are different for different service providers and here comes our app iReff at your service. The app remembers all the codes for you and gives you one-touch activation, even when you’re offline. Now you don’t have to worry about your mobile currency during urgency.
• USSD codes: This is another smart way of using your phone to communicate with your service provider for basic information. The iReff app includes a one-touch USSD code activator. Use this to know your talk-time balance, data pack validity, sms validity, or if you’re like me – your mobile number.
  You can also opt for a loan on talk-time and data. A boon during emergencies, all service providers offer this special loan when your balance falls below a specified amount. This loan can be activated by dialing or sending an SMS to the required USSD code. Also, if you have friends and family who have the same service provider in the same circle as you, they can do a balance transfer to your account.

• Credit/Debit cards, Net Banking, and Unified Payments Interface: Although the first two methods are quite popular, they are time consuming and cumbersome when it comes to transactions for small prepaid recharges. Use these methods to recharge your mobile wallets instead. UPI is a very new mode of mobile payment. It allows you easy inter and intra bank transfers. This is the future of cashless payments in India and is slowly catching up.

How iReff comes into the picture?

Covering each and every service provider in India across all cities, just select a plan, tap on the ‘Recharge Now’ button, and proceed to payment via a partner app. iReff gives you multiple options to make online payments in one platform! Our partner apps include Paytm, Mobikwik, Freecharge. It’s as easy as that. Prepaid recharge can’t get better than this. With cashback offers being a hit now, our app also supports cashback coupon codes. Just enter the Code and avail the benefits.

The icing on the cake is the number of offline features in our app. The one-touch SMS and USSD recharge option, the ICICI offline recharge option, enable you to get the most out of a no-internet situation. You can also view up to five circle/operator information offline!

All these features will make you forget about cash payments and make your transition towards online transactions easier.

Worried about Reliance Jio’s March 31st deadline? The free data spree will come to an end but with Jio Prime you can enjoy the ride for another year with a one-time fee of Rs 99. Though Jio Prime users will get the best among the best offers, non-prime users will not be left out. The latter will still get the free calls and sms but, there will be more restrictions on data and its validity.

Find all the Jio plans and benefits in both the iReff app and website. Also, recharge any Jio Plan online using our partners Paytm and Mobikwik.