To lend a helping hand to our customers, M Tech Developers has consolidated all the necessary information regarding current rate of interest on home loans provided by all the major banks at one place. Please keep visiting this section to check latest rate of interest for home loans.
| Bank Name | Floating Interest rate | Per lac EMI | Processing Fee | Prepayment Charges |
| SBI - State Bank Of India | 9.85% (For Women), 9.90% (For Others) | Rs.955 (For Women), Rs.958 (For Others) | Up to 25 Lacs : 0.25% of Loan Amount minimum Rs.1000/- | Nil |
| 25-75 lacs : Rs.3,250/- | ||||
| 75 & above : 5,000/- | ||||
| ICICI Bank | 9.85% (For Female), 9.90% (For Others) | Rs.955 (For Female), Rs.958 (For Others) | 0.50% of loan amount upto 1 crore | N.A |
| HDFC Ltd | TruFixed Plus Loan: 9.95% - 10.45% (Fixed for 2-3yrs) | TruFixed Plus Loan: Rs.961 - Rs.995 (Fixed for 2-3yrs) | 0.5% or maximum 10,000+service tax (12.36%) | No prepayment charges shall be payable for partial or full prepayments irrespective of the source |
| 10.05% - 10.55% (Fixed for 10yrs) | Rs.968 - Rs.1001 (Fixed for 10yrs) | |||
| else 9.90% - 10.40% | else Rs.958 - Rs.992 | |||
| HSBC Bank | 9.95% - 10.15%(for Salaried) | Rs.962 - Rs.975 (for Salaried) | 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable | Nil |
| 10.10% - 10.30% (for SelfEmployed) | Rs.972 - Rs.985 (for SelfEmployed) | |||
| LIC Housing | 10.10% (Fixed for 2 yrs) | Rs.972 (Fixed for 2 yrs) | Up to 50 lacs : 10,000 +(Service tax) | Nil |
| 50 lacs & above : 15,000 +(service tax) | ||||
| No Processing fees for Women (till 31 March 2014) | ||||
| AXIS Bank | 9.90% - 10.45% | Rs.991 (Fixed for 20yrs), else Rs.974 (For Salaried) | Upto 1% of the loan amount subject to minimum of Rs.10,000/- | Nil |
| Rs.1008 (Fixed for 20 yrs), else Rs.991 (For SelfEmployed) | ||||
| IDBI | 10.25% | Rs.982 | NIL | If Balance Transfer then 2% Otherwise Nil |
| Punjab National Bank | 10.25% | Rs.981 | NIL | NIL |
| PNB Housing Finance | 10.15% (for salaried) | Rs.975 (for salaried) | 0.50% | NIL |
| 10.15% - 11.15% (For SEMP) | Rs.975 - Rs.1042 (For SEMP) | |||
| ING Vysya | 10.75% - 11.25% | Rs.1015 -Rs.1049 | 0.5% of the loan amount | NIL |
| Standard Chartered | 10.10% | Rs.971 | Rs.5500/- + Service tax | NIL |
| Citibank | 10.15% - 10.20% | Rs.974 - Rs.978 | 0.25% (For Salaried) | NIL |
| 0.5% (For Self Employed) | ||||
| Deutsche Bank | 10.50% | Rs.998 | 12000 + Service Tax | Nil |
| DHFL | 10.15% | Rs.974 | upto 30 Lacs - Rs. 5000 + Doc Charges + Taxes | NIL |
| above 30 lacs & upto 75 lacs - Rs. 10000 + Doc Charges + Taxes | ||||
| above 75 lacs - Rs. 20000 + Doc Charges + Taxes | ||||
| India Bulls | 10.15% (Upto 25Lacs), then 11% |
